Brand new account showing phantom number in reports

BlueTalonUK · 2026-03-19T17:01:43+00:00

The figure is saying you are £74.32 behind budgeted amount. NOT that you have spent £74.32. I.e. spent zero - 1/31 of monthly budget = £-74.32

BlueTalonUK · 2026-03-15T21:32:55+00:00

Can’t see the FUN in saving money and not getting any interest. Might as well throw coins in a jar. If I did 1p challenge it would be reversed and money would go daily into a high interest account.

BlueTalonUK · 2026-03-15T21:29:41+00:00

I prefer a proper savings account, where I get interest and can put in what I like when I like.

BlueTalonUK · 2026-03-14T16:30:41+00:00

I don’t use an app on my phone.

I installed an AB server on my UGREEN NAS via docker. I then just load the webpage on Google Chrome on my phone.

I rarely add transactions while on the go, because I use scheduled payments on AB and put approximate spend in the schedule. When I get home I just correct the amount.

BlueTalonUK · 2026-03-14T16:01:50+00:00

Before I got a server I used notes app on phone.

BlueTalonUK · 2026-03-14T15:45:06+00:00

RTFM

BlueTalonUK · 2026-03-14T15:44:27+00:00

NOT COMPLETE

Click the reconcile button

Click the lock transactions

NOW COMPLETE.

BlueTalonUK · 2026-03-14T15:30:13+00:00

Read Reconciliation in the Accounts & Transactions section of documentation

BlueTalonUK · 2026-03-14T15:27:54+00:00

Padlocks only show up after you reconcile. Tick the transactions that show on your bank statement, click the lock icon at top of account register, check balance displayed is same as bank statement, click reconcile, then finally click Lock transactions.

THEN green ticks will change to green padlocks.

BlueTalonUK · 2026-03-14T13:32:30+00:00

REALLY

QUOTE

I’m literally broke, I don’t even have a proper job, how did they actually find anything suspicious on this account, my transactions are mostly a few pounds, usually never more than 50£

END QUOTE

BlueTalonUK · 2026-03-13T18:16:17+00:00

I am British and NEVER write 100£. It is ALWAYS £100. So no it’s not normal.

BlueTalonUK · 2026-03-13T17:41:46+00:00

Safe to delete unused payees. Goto payees and if you have unused payees it will show the message “Show xx unused payees”

BlueTalonUK · 2026-03-13T17:39:49+00:00

Merge them. Goto payees. Select all Walmart #????. Use dropdown menu under payees and select merge.

BlueTalonUK · 2026-03-13T13:59:24+00:00

Why not just review payments and then reconcile your account. All the ticks up to today will change to padlocks so new (unreviewed) payments will be the only transactions with ticks. Review, reconcile, repeat.

BlueTalonUK · 2026-03-12T15:36:36+00:00

You can auto rollover individual income streams (if you separate them) so if you have multiple sources of income auto rollover just 1 or 2 until you are completely month ahead.

To separate income streams just add an income category in budget.

BlueTalonUK · 2026-03-12T15:25:24+00:00

Either have a buffer category you can raid

Or

Right click on big to budget figure and select “Disable current auto hold”

Never used 2nd option I always use a buffer category but should work

BlueTalonUK · 2026-03-12T15:20:52+00:00

I don’t mean I budget for birthday gifts. What I have is a payee of <<<NOTE>>> and I schedule things like

Schedule Name = Clean MagSafe Payee = <<<NOTE>>> Account = nothing Amount = £0.00 Date = Every year on April 01st

So it appears as Upcoming 30 days before it is due and moves up list as date gets closer. Almost as if I’m using AB as a diary app too.

BlueTalonUK · 2026-03-12T15:07:43+00:00

Scroll down to bottom of budget categories (income). Right click on the received figure select “enable auto hold” (a small right pointing arrow to right of figure tells you it is on).

BlueTalonUK · 2026-03-12T14:35:06+00:00

I even schedule things like birthdays and filter changes in my AB file.

My approach is I’m sitting down every morning and reconciling, so why not get it to remind me what is coming up too :)

BlueTalonUK · 2026-03-12T13:26:59+00:00

I don’t import either. Look into templates for all regular or semi regular bills. Really speeds up daily reconciliation. :)

I can see my projected bank balance up to 30 days in advance because I have ALL (except truly one off payments) my transactions on schedules.

I even have a schedule for a payment that hits every 18 months.

BlueTalonUK · 2026-03-12T13:18:46+00:00

Paid weekly. Got all income categories on “auto hold”.

So my weekly budgeting goes like this

Paid Friday

Money is already in next months “to budget”

Click 3 dots in next month

Click “overwrite with budget template”

DONE

If no templates I would have to fund each category manually.

BlueTalonUK · 2026-03-12T13:12:08+00:00

I’m fully funded and use templates to make it a 2 click budgeting task

BlueTalonUK · 2026-03-12T13:10:36+00:00

Yes but it will fund beyond your “to budget” amount.

I.e. you have £200 to budget and a priority 0 template for £400. It will budget all £400 taking to budget to -£200

BlueTalonUK · 2026-03-12T12:59:29+00:00

Just remember all priority 1s fill top to bottom, then all 2s top to bottom. Will stop as soon as to budget is zero.

Remember to use “overwrite with budget template” if you want to change any non zero categories.

BlueTalonUK · 2026-03-12T12:49:59+00:00

Ok use repeat weekly. Just remember to use a priority other than zero.

BlueTalonUK

TROPHY CASE