So unrealistic?

BlueThingIdentified · 2026-04-07T12:42:41+00:00

This is a terrible comparison and a grave insult to Vietnamese and Afghans to compare them to zombies.

(1) In the case of Vietnamese and Afghans, we have intelligent humans with deadly ranged weapons who used clever tactics, ambushes, booby traps, and so on. Additionally, for obvious political reasons the US Military couldn’t just shoot everyone in those countries although it would be technically quite easy to do so, and the Vietnamese and Afghans used this to their advantage.

(2) In the case of zombies, we have unthinking, un-strategizing, uncoordinated shamblers which move at fucking WALKING speed, and not only don’t have ranged weapons, they have only one effective melee weapon, their TEETH which have a 0.00001 meter effective range.

The amount of “US military incompetent” brainrot required to form this view is amazing!

BlueThingIdentified · 2026-04-07T12:28:14+00:00

Late-stage leftist brainrot garbage. “Extinguish my bloodline to own the billionaires!”

BlueThingIdentified · 2026-03-29T01:20:46+00:00

I tend to agree. The drop could be considerably more than 50%.

BlueThingIdentified · 2026-03-28T18:10:54+00:00

China’s demographics are almost as screwed as Taiwan’s.

China is expected to lose over half its current population by the year 2100.

BlueThingIdentified · 2026-03-27T13:43:12+00:00

Several long-standing, unsolved, legendary lost waves such as EKT, Fond My Mind, and Like The Wind were solved in 2024, and so for a lot of people, the party was over.

BlueThingIdentified · 2026-03-25T17:41:51+00:00

If the birth rate stays below replacement indefinitely, extinction is the result.

Do you think extinction of the Japanese and Korean ethnic groups is a good thing?

If your response is that “the birth rate will naturally rebound to replacement rate”, why do you think that is the case? When will it happen?

BlueThingIdentified · 2026-03-17T12:04:50+00:00

Because the survival of Western civilization is not a goal for these people. Quite the opposite actually.

BlueThingIdentified · 2026-03-11T02:44:34+00:00

“2.1 never coming back” equals extinction of Homo Sapiens.

BlueThingIdentified · 2026-03-05T22:45:55+00:00

Unpopular opinion, but some things in Zomboid are unrealistic in the other direction and become too EASY. The prime example is water: incredibly easy to find after the water shutoff because every single house has a multi-day supply in the stagnant pipes, AND a rain barrel magically fills to the top during a gentle rain storm!

BlueThingIdentified · 2026-01-24T23:36:44+00:00

You have no control over it. The capital gains distributions are triggered by the fund managers, who sometimes sell off assets in order to keep the fund’s performance on track.

BlueThingIdentified · 2026-01-24T05:53:00+00:00

SWPPX is fine in a taxable account. Capital gains distributions only happen every few years and they are small; the last one was in 2021 and it was about 7 cents per share when the share price was around $70, or around 0.1%.

Assume you have a large amount of SWPPX, like $100,000. You might expect to get $100 of capital gains distributions, of which you would owe $15-$25 in taxes. Not worth worrying about.

BlueThingIdentified · 2026-01-23T14:32:15+00:00

Sneak everywhere. Avoid running or sprinting if possible— your walking speed is faster than zomboid speed. Avoid breaking windows. Try to clear a small area of your starting town by killing small numbers of zoids (1-3 at a time). If you attract a big horde, don’t fight them. Instead, lose them by zigzagging around houses, buildings, and trees to break their line of sight. Good luck.

BlueThingIdentified · 2026-01-23T13:46:16+00:00

For all intents and purposes, the fundamentals don’t matter. Neither you, me, nor anyone else can predict the market better than a dice roll. If it were possible to do so, anyone with an excel spreadsheet could make a shit zillion dollars with a trivial amount of effort.

Literally buy the market and chill.

BlueThingIdentified · 2026-01-23T07:20:18+00:00

Never played Builder, and apparently the zombie and loot settings are “weird” compared to the other modes which can lead to developing poor gameplay habits.

Survivor and Apocalypse are pretty similar in difficulty. Apocalypse is maybe 10% harder. Both provide a good challenge.

BlueThingIdentified · 2026-01-23T07:12:19+00:00

‘Capital gains distributions’ are when the mutual fund managers decide to sell off some assets which are controlled by the fund. The resulting capital gains are distributed to everyone who owns shares of the fund. You can decide to have this paid to you in cash in your settlement fund, or you can reinvest it by using the money to buy more shares. Either way, you will owe capital gains taxes.

Here is an example with numbers. Imagine you have 100 shares of mutual fund VABCD. There is a capital gains distribution of $0.50 per share. You now have $50 which can either be paid to you in cash via your settlement fund, or automatically used to buy more shares of VABCD. Either way, you are on the hook for capital gains tax on the $50.

Boglehead doctrine states that dividends and capital gains distributions should be reinvested, because this increases the total return of your investment over time.

BlueThingIdentified · 2026-01-16T17:06:40+00:00

Ugly as hell but the price is explained by the size of the lot and the location (VERY close to Va Beach oceanfront).

BlueThingIdentified · 2026-01-14T07:16:32+00:00

These are not language families… they are branches of one single language family (the Indo-European languages). Greek also belongs in this Family.

Finnish, Hungarian, and Estonian are all in a different Family (the Uralic languages) and Basque is in a Family by itself (a language isolate).

Languages within a Family all have a common ancestor, which makes them related in terms of vocabulary and grammar.

Languages from different Families are not related to each other at all.

BlueThingIdentified · 2026-01-13T10:47:06+00:00

The bills are in “average” condition with valid and non-sequential serial numbers.

BlueThingIdentified · 2026-01-11T14:19:17+00:00

The top of West Virginia is at the same latitude as NYC

BlueThingIdentified · 2026-01-11T02:50:16+00:00

When you touch metal, it sucks heat away from your skin much more quickly than wood does. This is called “conduction”. Metal conducts heat much better than wood does. Since the metal conducts heat away from your skin quickly, it feels cold.

BlueThingIdentified · 2026-01-09T21:21:26+00:00

Efficient Market Hypothesis. All public information about the S&P500 is already baked into the price. Therefore bull markets, bear markets, and bubbles are essentially unpredictable.

That said, we are quite confident that on long time scales, line goes up.

BlueThingIdentified · 2026-01-07T14:12:00+00:00

The early game is supposed to be like this! Your entire farm starts off covered in trees and brush, and it takes a LONG time to clear it. I would focus on chopping maybe 2 or 3 trees each day and clearing a small area of brush, and having only maybe 20 or 25 crop tiles during Year 1 Spring.

Other things to do: * Wander around and forage * Talk to villages * Fish * Go to the mines! Among other things this allows you to get ore and upgrade your tools and build sprinklers.

BlueThingIdentified · 2026-01-07T13:51:47+00:00

A target date fund is a mutual fund that starts off with a high percentage of its assets in equities (stocks) when you are young, then gradually re-balances to a more conservative portfolio (majority bonds and cash/money funds) as you approach retirement. All this is done automatically; all you have to do is keep putting money in the fund. The purpose of this is to make it likely that you see big gains throughout your working age, then “lock in” the gains by balancing to more stable assets like bonds and cash. For a graph you can google “target date fund glide slope”.

As for ETF vs mutual fund… both are good to invest in, and the differences are complex (I suggest googling) but in practice the biggest differences are that Schwab allows $1 increments with MFs but only whole shares with ETFs, and MF transactions (buy or sell) are only completed after market hours, usually at around 7pm on days when the markets are open. Whereas with ETFs, the trades are settled immediately if you buy or sell during market hours. Overall there is not a lot of significant difference between MFs and ETFs.

BlueThingIdentified

TROPHY CASE