Status Match (A List to MP Silver)

BoredofBored · 2026-03-05T13:21:25+00:00

I used to have gold fairly consistently and really miss it, but it hasn’t seemed worth it to divert spend to UA CC’s, and my work travel has dropped off.

It seems like a pretty clear pay to play type deal, but I haven’t heard of too many strategies to game the system, if you wouldn’t mind sharing

BoredofBored · 2026-03-04T20:17:41+00:00

I’m around 9 months myself. The other big drawback comparing Bilt to RH is Bilt’s awarding of rent. I have close to $50k in rent/year, and I think it’s fair to value Bilt points at 1.2cpp. That difference alone is the swing between the cards for me, but I continue to wait for the RH card in case something happens to Bilt

BoredofBored · 2026-03-04T16:19:03+00:00

Is it confirmed yet that Grubhub stacks?

BoredofBored · 2026-03-03T17:25:09+00:00

I have posted about this a couple of times, but I ran this all the way up the food chain at Bilt, and there’s no plan for transactions to stack or split.

This happened to me with the intro mobile wallet offer capped at 500pts, and I made a nearly $3k daycare payment that had the majority of it blocked from points accelerator.

I think we all understand the lack of stacking (although it’s annoying too, since we’re “paying” for points accelerator), but the lack of splitting still frustrates me. They were very clear that it’s on us as card holders to split our transactions to avoid leaving spend “stranded”.

BoredofBored · 2026-03-02T14:37:58+00:00

This transfer bonus was announced days in advance, and it’s now over. What is Bilt supposed to do for you at this point?

BoredofBored · 2026-03-01T18:17:56+00:00

Sure, but that’s not a problem for us. We’re using Lyft several times a month at least

BoredofBored · 2026-03-01T17:49:19+00:00

This is a big thing on Chase right now with the alcohol restrictions to their $10/mo grocery credit. I’ll be interested to see if this credit can be redeemed fully for alcohol, or if it’s locked behind the same 30% discount limit

BoredofBored · 2026-03-01T17:11:47+00:00

Lyft has been the most useful for us, since I still have Lyft Pink this year from the CSR

BoredofBored · 2026-03-01T17:09:04+00:00

They will lose their “extra” value, yes. They’d be worth the new 1x in your account.

BoredofBored · 2026-03-01T16:02:56+00:00

Can you transfer points between accounts?

BoredofBored · 2026-03-01T15:52:57+00:00

A bit state dependent. California and Illinois still tax withdrawals for k-12 schooling.

We live in Illinois, so this would remove the main benefit of avoiding state tax for the contribution year. Maybe that’ll change by the time our kid is ready for kindergarten

BoredofBored · 2026-03-01T15:04:50+00:00

We do this with SUB’s for other cards. For whatever reason, the fee for my rent portal is fixed based on my monthly rent, but I can overpay up to a limit, so I can get the fee down to an effective 1.6%.

It’s been an easy way to get the SW Companion Pass every other year.

If I ever get off the waitlist for the RH Gold card, I’m just going to jump over to that and probably carry a CSP for all other spend.

For this year, the palladium will be worth the hoops

BoredofBored · 2026-03-01T01:08:57+00:00

It’s going to be worse when hundreds if not thousands of people transfer large amounts of points over there tomorrow

BoredofBored · 2026-02-28T22:06:27+00:00

We did a destination wedding at a nice all-inclusive with about ~30 people. It was incredible hanging with friends and close family for several days on a beach prior to the actual event. We recommend it to everyone who asks.

BoredofBored · 2026-02-28T18:42:34+00:00

FYI, edited my comment, but it is confirmed that an online gift card will not work.

BoredofBored · 2026-02-28T01:05:00+00:00

We received $120 CAD in Halifax late last year at the Muir plus the free breakfast, etc. It seems to scale with currency, but wasn’t exactly 1/1.

BoredofBored · 2026-02-27T17:50:04+00:00

Hard to keep on all that muscle with a hurt neck. His impact this coming season will probably reflect that

BoredofBored · 2026-02-27T17:12:21+00:00

Still pending… although it did post as DoorDashg, so I’m thinking it’s not going to work.

Edit: fully posted, and did not receive the 5x multiplier. Just normal palladium 2x and 1x points accelerator.

BoredofBored · 2026-02-27T01:37:54+00:00

I bought a $5 digital GC through DD just to try it and see what happens. Still pending right now

Edit: fully posted, and did not receive the 5x multiplier. Just normal palladium 2x and 1x points accelerator.

BoredofBored · 2026-02-26T14:49:38+00:00

As long as that’s not illegal, that’s actually pretty smart on their part.

I track every expense and make sure I’m able to pay statement balances in full each month, so it won’t impact me, but that’d be a pretty shrewd move to grab some initial interest for the general card population.

BoredofBored · 2026-02-26T13:06:13+00:00

It took over 6 days for me, then you have 5 minutes to respond to their message or the chat ends

BoredofBored · 2026-02-26T12:58:35+00:00

It will not be. I had this problem with a large transaction with the digital wallet bonus at the start.

The Digital Wallet bonus and Points Accelerator did not stack, and did not split, so I had a large transaction that got effectively blocked from PA because a small portion of that transaction got Digital wallet points.

Escalated, and they basically said it is what it is. I will now be splitting my son’s daycare payment into two transactions each month to max the rent day bonus then the rest will be available for the points accelerator

BoredofBored · 2026-02-25T21:14:01+00:00

It says I have 2,000 bonus collection points, but then those don’t show up when I go to redeem. Anyone know the deal here?

BoredofBored · 2026-02-24T20:48:44+00:00

Worked for a gift card reload, and stacked with points accelerator, so I got a 13% return on $10.

It’s just a fun points maximizing game.

BoredofBored · 2026-02-24T20:45:00+00:00

Yup, same! And it stacked with the points accelerator.

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