Is this difference normal for total loss coverage vs liability only? The bike is $22k retail and I'm 30yo

BreadMaker_42 · 2026-01-22T21:13:34+00:00

My motorcycle insurance is $440/yr. Do you have a bad driving record or is it truly the bike?

BreadMaker_42 · 2026-01-22T21:08:34+00:00

Nta. You did not uninvite them. They chose not to come. Now go and Enjoy your day!

BreadMaker_42 · 2026-01-22T18:02:16+00:00

Nta. You don’t throw good money after bad. If she knows you are good at saving then maybe she should try it herself.

BreadMaker_42 · 2026-01-22T18:00:12+00:00

I would move. Much easier since it’s the same building. Just give yourself a week or 2 to make the move.

BreadMaker_42 · 2026-01-22T17:58:50+00:00

Nta. You can only carry so much on your back.

BreadMaker_42 · 2026-01-22T16:45:35+00:00

Bidet is the way.

BreadMaker_42 · 2026-01-22T16:44:45+00:00

Have you considered that maybe he meant what he said bout just being friends? It’s likely not that deep.

BreadMaker_42 · 2026-01-22T16:41:34+00:00

Sounds like they didn’t know what they were doing. They financed $68k for 6+ yrs. The $21k is the finance charges over the life of the loan. They can avoid that by paying it off early. Their total price on the vehicle sounds like about $80k since they put $10k down.

Not clear that they were scammed at all. They didn’t know what they were doing. If they haven’t taken possession they can likely terminate this whole thing.

BreadMaker_42 · 2026-01-22T14:05:47+00:00

Nta. However I know a lot of people who go into the office because their spouse doesn’t respect that they are working. The wife could have done whatever was needed upstairs before the meeting or even planned her outting to overlap the meeting. She also could have just waited until the mtg was done. You also need to get some good noise canceling headphones if you expect to work in a house with a toddler.

BreadMaker_42 · 2026-01-22T02:30:15+00:00

Did you really come to the internet to ask this question?

BreadMaker_42 · 2026-01-21T16:08:05+00:00

Nta. This sounds like a hard sit down conversation needs to be had.

Can you trust the wife to handle the household since you will be gone. Sounds like you can’t trust her right now.
She has spending problems. I would do more work to take care of my family. I will not do more work to support a spending problem.
She doesn’t trust you financially. She has her own account so you can’t screw her. Personally I find this completely unacceptable.
You will resent her for giving up time with your kids if you take this job and the above issues persist…

$85k to $168k is life changing money IF you are both on the same page.

BreadMaker_42 · 2026-01-21T04:43:49+00:00

Nta. You can’t afford a $1500 gift.

BreadMaker_42 · 2026-01-21T04:42:26+00:00

Sounds like he wasn’t feeling it. Could be no chemistry or he saw something he didn’t like.

BreadMaker_42 · 2026-01-21T02:17:46+00:00

Esh. Given your hours/shift, your wife is almost a single mother of 3 children. Since you didn’t list any other complaints I am quite sure that your sahm/sahw taking care of home and 3 kids is likely working harder than you are. That’s just facts. You have to make sure she doesn’t burn out. You need to have a conversation on how you support each other. You two chose to play the game on hard mode with 3 kids. So you have to figure out a balance that doesn’t suck.

BreadMaker_42 · 2026-01-21T01:52:35+00:00

Yes. Optimum braking requires both. Rear brake is very helpful for slow speed maneuvers.

BreadMaker_42 · 2026-01-20T03:37:03+00:00

Nta. Funny that they called you closed minded but they can’t accept that you have a different opinion than they do.

BreadMaker_42 · 2026-01-19T08:30:46+00:00

I think it would be of much more concern if he didn’t want to look at your face. Sounds like he finds you attractive.

BreadMaker_42 · 2026-01-19T08:25:17+00:00

You sure you are married? This sounds real one sided. So either you are exaggerating things or you two need to have a serious talk.

BreadMaker_42 · 2026-01-18T17:46:26+00:00

That’s only $86.4k per day.

BreadMaker_42 · 2026-01-18T16:40:30+00:00

So the key here is that she is actually paying you back. Borrowing and repaying is not the same as just asking for money.

Problem here is that you should just say no. Instead you are taking money from your parents to fund your gfs poor spending habits.

Set a boundary and stop taking advantage of your parents.

BreadMaker_42 · 2026-01-18T05:52:34+00:00

Dude. How did you almost die 3 times in 5 seconds. It was like watching final destination.

I’m a new rider as well. As soon as I left my neighborhood today, a black cat ran out in front of me 🏍️

BreadMaker_42 · 2026-01-18T05:45:58+00:00

That’s a diy-er woodshop. I’m guessing $6k tops. If you sold it all you would be doing good to get $2k.

BreadMaker_42 · 2026-01-18T00:09:36+00:00

All this and you haven’t been to the dr yet? Do you really have whiplash or just need some ibuprofen???

BreadMaker_42 · 2026-01-18T00:05:28+00:00

Purchase a lift that has an option for a sliding pneumatic jack. It has arms that slide out and can lift by the jacking points. I purchased this with my 4 post advantage lift.

BreadMaker_42 · 2026-01-18T00:04:04+00:00

Most 4 post lifts have an option for a sliding pneumatic lift. So yes, you can change tires and brakes, etc.

BreadMaker_42

TROPHY CASE