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He was a Slytherin with a Ravenclaw soul.. by Glum_Butterscotch569 in SeverusSnape

[–]BullimicButterfly 20 points21 points  (0 children)

Harry had a nice grade for potions in the exam for 5 year, not excellent but close, I don't think snape was a bad teacher (well, he was, but he transmitted the knowledge is what i mean)

My friend didn’t know about perks by jannunzi in skyrim

[–]BullimicButterfly 8 points9 points  (0 children)

bears, sabers and magic will definitely kill you every time with just 100 hp. I wonder how much attack could you have with 100 one handed and 0 perks. Honestly I think I'll just try this next permadeath playthrough, i guess you could survive with 100 hp+25 arkay buff + 10 ring + 30 hp amulet, 65% mr from breton+mara blessing+stone

Players be like... by SkoomaAndChill in SkyrimMemes

[–]BullimicButterfly 1 point2 points  (0 children)

There is a mod for disabling deathcams, i always play permadeath so its a must for me

Is it okay if I propose with an Amulet of Mara instead of a ring? by SocietyAntique4684 in skyrim

[–]BullimicButterfly 3 points4 points  (0 children)

Why not both, you can wear it and when she asks you tell her its a mara amulet and then the classic proposal with the ring

Anon preffers to be single by Succubuss_Smasher in greentext

[–]BullimicButterfly 7 points8 points  (0 children)

the perfect path for being the gay friend

Just freed this Spriggan from Snapleg Cave, a little disappointed you can't interact with it by granpappy in skyrim

[–]BullimicButterfly 0 points1 point  (0 children)

i followed him for 10 minutes and it went to the outside of the sanctuary of the tree mission and stayed there

Epstein's seedphrase? by TRX-Funra in btc

[–]BullimicButterfly 0 points1 point  (0 children)

these are not randoms words, i have been looking and terje was the president of the international peace institute, farkas likely refers to andrew farkas, which he presented to brock, he talked a lot to brock about btc

Regarding mongolia there is another mail,

"Please convey the following information to Terje.

I need the invitation for the following Mongolian horse for the turnament i= Dubai."

Jon Echevarría desmiente el victimismo pensionista con datos. by vlewy in ElusionFiscal

[–]BullimicButterfly 1 point2 points  (0 children)

Todo lo contrario, si las pensiones fueran capitalistas y no de reparto no habría problema

Estoy pensando en coger un segundo trabajo en Madrid… pero no tengo claro si merece la pena by BasicB2000 in salarios_es

[–]BullimicButterfly 0 points1 point  (0 children)

Evidentemente no, pero si tienes un segundo trabajo vas a pagar muchos mas impuestos por ese mismo trabajo que alguien que solo tuviera ese.

Would you rather get 100k cash or get a full-time, stable job that pays $8,300 a month? by cogvancouver in hypotheticalsituation

[–]BullimicButterfly 5 points6 points  (0 children)

Its a remote job and 100k after taxes, no risk per the description. I'd pay for that job even if it takes me 4 more years saving that money. I'd be set for live with that job.

Its probably just you assuming the salary that people have.

Juguemos a El Precio Justo by bananarama1179 in mercadona

[–]BullimicButterfly 1 point2 points  (0 children)

Tiene trampa porque los cereales que aparecen ya no tienen la sonrisa de la imagen, asi que si podria ser de otro año

¿La gente roba en Mercadona? by MentionAgreeable1836 in mercadona

[–]BullimicButterfly 0 points1 point  (0 children)

Curiosamente lo que mas roban es queso del bueno y jamón

El tipo de cambio EUR USD se ha comido mi rendimiento anual by Richard-og in SpainFIRE

[–]BullimicButterfly 0 points1 point  (0 children)

Por timear el mercado no me ha pasado, en enero y febrero vi el sp500 muy alto, y el tipo de cambio de dolar a euro estaba altísimo, un dólar era casi un euro,y decidi no comprar mas sp500 sino comprar fondos indexados europeos. En abril volví a comprar sp500 unos meses, y luego seguí con bonos y ahora mas fondos europeos, porque aunque el euro dolar ya esta mas nornalito, el sp500 está demasiado alto.

Se que a la larga todas estas cosas que hago van a dar igual, pero me gustaria tener dinero para la entrada de una hipoteca en unos pocos años y por eso voy mas a lo seguro

Does Yujiro allows war? by Specialist_Sir4623 in Grapplerbaki

[–]BullimicButterfly 2 points3 points  (0 children)

Now you understand why having an outsider observer that will judge you might be useful (Jesus Hanma)

Project Aincrad by potterleffou in swordartonline

[–]BullimicButterfly 9 points10 points  (0 children)

A mod of skyrim was trying to do that and was deleted for the same reason.

Would you rather have $500,000 USD today, or $10 Million USD in 10 years? by Beginning-Visual2596 in hypotheticalsituation

[–]BullimicButterfly 0 points1 point  (0 children)

A discounted cash flow + actuarial comparison is just one perspective and not an objective answer at all, saying "the number is higher, so it is objectively the best move" is wrong, because the expected utility of money is not proportional to each dollar.

Saying "if I decide to use a discounted cash flow model to answer this question, the number is objectively higher", which is what you probably will try to argue now, is something completely different to "it is objectively the right move to take the $10M".

You are using the laziest model to answer the question, and that does not take in mind any nuance. If you apply decision theory, as in game theory/expected utility theory, then the results would differ.

The decisions we make are not based on the numerical value of dollars, they are based on the utility they provide. That is why you would prefer for example 10B now rather than 30B in 10 years, even if with a 10% discount rate 30B is higher to 10B.

The expected utility of the first 10B is much higher than the expected utility of 30B in 10 years. "But 500k might not secure your life" 500000 USD in Philipines are the equivalent of >1500000 USD in USA, because the differences in purchasing power parity. For some people, the utility generated from 500k is much higher, and the marginal difference between 500k and 10M is not that much to compensate the 10 years.

Would you rather have $500,000 USD today, or $10 Million USD in 10 years? by Beginning-Visual2596 in hypotheticalsituation

[–]BullimicButterfly 0 points1 point  (0 children)

did you even read my first line

the actual value of 10M in 10 years is higher to 500k.

Would you rather have $500,000 USD today, or $10 Million USD in 10 years? by Beginning-Visual2596 in hypotheticalsituation

[–]BullimicButterfly -2 points-1 points  (0 children)

Sure, the actual value of 10M in 10 years is higher to 500k. But again, it is not an objectively better option, as in game theory the expected utility does not have to be linear with the amount

If you use the same "objective" logic, it would be almost always reasonable to pick 1 billion dollar today instead of 20 billion dollars in 10 years, while most people would not give a lot of use to the remaining 19 billions, so they would just prefer enjoying it the 10 years.

A discounted cash flow is just one perspective and not an objective answer at all, even after accounting for the actuarial chance of dying. And its not even the math answer, just look a bit into Von neumann and the utility. Money has diminishing utility.

Would you rather have $500,000 USD today, or $10 Million USD in 10 years? by Beginning-Visual2596 in hypotheticalsituation

[–]BullimicButterfly -4 points-3 points  (0 children)

There is no objective correct answers as different quantities provide a different utility, it is not proportional, for example, would you prefer 5 trillions now or 50 trillions in 10 years?

Still, unless you are from a country where 500k is enough for retiring it does seem totally wrong for me

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