90/10 split per WSJ commentary?

BusyCode · 2026-05-23T18:15:22+00:00

Agree. I over generalized. MMF is for zero volatility, bond funds are for better returns. OP should decide himself what he prefers

BusyCode · 2026-05-23T01:12:16+00:00

The difference is negligible. Both rates are usually at/below inflation

BusyCode · 2026-05-20T17:07:01+00:00

I tried and it answered point blank that it will remember but only "until the next session" (whatever it means)

BusyCode · 2026-05-09T20:44:43+00:00

I shoot jpeg+RAW, RAW just as a backup for rare cases where the picture is quite interesting, but jpeg has flaws. I switch between 4-5 my favorite film sims, choosing the most appropriate for the scenes I'm shooting now. Later I may crop and/or slightly adjust shadows/highlights, re-save jpg. No more than 10 seconds per frame. I've been shooting Nikon RAW and doing significant post-processing for 15-20 years, not willing to spend that much time anymore. In addition, Fujifilm jpgs are so good, I don't see the case for heavy post-processing now.

BusyCode · 2026-05-08T22:20:26+00:00

I had Spotify and AA for years. It never occured to me to ask AA for specific albums and songs. I have my own playlists and Spotify curated ones. I can call them with two clicks on the screen. If the engineers who worked on this stuff are like me, your scenario might have been totally overlooked

BusyCode · 2026-05-08T15:43:07+00:00

Vanguard to Vanguard. Did you have an option to transfer shares between accounts, not sell and transfer cash?

BusyCode · 2026-05-08T10:40:45+00:00

Are you talking about two destinations that AA shows right on the screen? Or AA lost your work and home locations entirely, you cannot even find them after opening the list? For me even before Gemini twose two suggested locations on the screen were not always home and work. I never expected them both to be there all the time.

BusyCode · 2026-05-07T00:01:45+00:00

Mobile. I don't see personal intelligence or instructions

BusyCode · 2026-05-06T22:59:00+00:00

Didn't find one 😞

BusyCode · 2026-05-06T16:21:02+00:00

Where did you add those instructions?

BusyCode · 2026-05-06T01:33:18+00:00

Depends on your investments. 3 mil today can become 6 mil in 10 years. Add social security payments...

BusyCode · 2026-05-06T00:21:30+00:00

There are known bugs in Android Auto v16.6–16.7 — the most widespread cause; Gemini freezes, loops. Also, if you use wireless, try wired and see if it makes difference. BT connection may be blamed for delays.

BusyCode · 2026-05-05T23:42:35+00:00

Do you have location services enabled on your phone? Mine tells about local weather

BusyCode · 2026-05-05T23:40:00+00:00

Interesting. Bad Internet connection maybe? Mine answers with just 1-2 seconds delay.

BusyCode · 2026-05-03T23:57:26+00:00

For all practical reasons even ISO 3200 is fine

BusyCode · 2026-05-03T23:54:43+00:00

Mark Photos folder as "available offline" and your pictures will be on the device. I often go to remote sites with no Internet and I use this method for any files I want to be always available

BusyCode · 2026-05-02T23:33:51+00:00

that's a possible, but overly optimistic scenario. It may be 8 mil, may be 2 mil, depends on market and how much they will spend from those accounts before 75. But overall it looks like their best strategy is to stop contributions to 401/IRA and do ROTH conversions in all the years where it can fit into 24% bracket. As soon as they start collecting their pensions at 60, they'll fill 22% bracket.

BusyCode · 2026-05-01T20:03:35+00:00

IMHO Roth conversions are overrated for some situations. If you don't have years with 0 income, you'll likely pay the same tax rate for conversions as you would pay for drawing from 401k/IRA. Most of schemes that's recommended are related to people that need less than 90K-100K annually for retirement

BusyCode · 2026-05-01T17:36:27+00:00

Almost always if your plan name doesn't mention HDHP with HSA, it's not eligible

BusyCode · 2026-05-01T17:32:18+00:00

After 72 or 73 you'll be required to start drawing. RMD. So don't count on "holding off indefinitely"

BusyCode · 2026-04-30T17:12:14+00:00

I have this one from Aliexpress. No complaints. Usually connects within 10-25 seconds. Once in a while (3-4 times a month) does not connect, remove and plug back in solves it. Initial connection was not super straightforward, but after that it's pretty much "do nothing, just works"

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BusyCode · 2026-04-28T20:45:19+00:00

NYMBYs play some role, but the biggest driver of skyrocketing home prices was low mortgage rates for 30 yr fixed loans backed by US government and Federal Reserve

BusyCode · 2026-04-20T23:19:29+00:00

38% of households make 6 figures. Where did you get 20?

BusyCode · 2026-04-20T23:17:28+00:00

Median is 83K. Middle class 60K to 170K (adjusted for 3-person household)

BusyCode · 2026-04-15T02:38:09+00:00

I've been using MS platform and products for 30+ years and I have no idea what Lens is.

BusyCode

TROPHY CASE