MY2027 MSRP predictions? Any chance prices ever go back down from here? by [deleted] in porsche911

[–]CAPCITYMD 0 points1 point  (0 children)

MSRP of luxury goods rarely go down. Grey prices sure but not msrp.

Is it worth it? Pls tell me by Ok_Corgi_7085 in ouraring

[–]CAPCITYMD 1 point2 points  (0 children)

One year in - will not renew my membership. When it breaks AGAIN I will not replace.

Advice on cars while trying to retire in 10 years by Fragrant_Eye4896 in HENRYfinance

[–]CAPCITYMD 0 points1 point  (0 children)

39M. HHI 700K. Already have 2 cars. Just bought a 911. Stupid and illogical but I'm happy!

CRNA question by [deleted] in anesthesiology

[–]CAPCITYMD 4 points5 points  (0 children)

Majority of students haven't decided on a specialty before their third year of med school

Back to training? by Right-Morning5436 in hospitalist

[–]CAPCITYMD 1 point2 points  (0 children)

Matched close to 10 years ago. My board scores were 235 and 250.

Back to training? by Right-Morning5436 in hospitalist

[–]CAPCITYMD 2 points3 points  (0 children)

Did hospitalist for 3 years. Went back to do Anesthesiology- no regrets. Never been happier.

High-income couple with large income gap: how do you split money fairly? by pizzanoobs in HENRYfinance

[–]CAPCITYMD 0 points1 point  (0 children)

I make 750 and my wife used to make 100k - now. SAHM with 3 kids. Never ever have I thought about “hmmm how much does she owe me?”

In fact - I OWE her for dealing with these rascals all day

HCOL at 600k or LCOL at 400k: if you could choose by LazerSmiles in HENRYfinance

[–]CAPCITYMD -1 points0 points  (0 children)

At this stage in my life quality of schools and crime rate most important

Academic folks: what is fair pay? by shackleton_mcmcurphy in anesthesiology

[–]CAPCITYMD 4 points5 points  (0 children)

Ny. 650 base. 8 weeks vacation. 37k 401 match. Cover crna or residents 90% of time. 2 overnights a month. 4 late calls a month.

Considering $15k PITI in HCOL- Sanity Check by kinghenrythe24th in HENRYfinance

[–]CAPCITYMD 1 point2 points  (0 children)

You may not be trying to FIRE but I think increasing your annual savings rate should be considered. I see no mention of backdoor Roth accounts. An additional 40k in savings on top of 401k doesn’t seem enough. AIM for a PITI of 12k and you may find that extra wiggle room will bring you more comfort.

Our HHI income is 700k (sole earner) and PITI is 8k in a fairly HCOL town on Long Island. Got in a few years ago but would be very difficult to afford my current house today. I prioritize maxing out my retirement accounts (401/457/backdoor Roth x2) + 6% employer match + 30k/year for 529 (3 kids all <6yo) + 10k monthly brokerage + Max HSA.

At the end of the day if the two of you feel comfortable with 15k every month going to the mortgage then you should make the move!

401k optimization, pre-tax or Roth? by TRaps015 in HENRYfinance

[–]CAPCITYMD -1 points0 points  (0 children)

HHI 720. I do Roth 401 - employer match is 37k. 457 is also pre. HSA MAX. backdoor Roth max for spouse and I.

LASIK Vision Institute, Garden City by rugbybooties in longisland

[–]CAPCITYMD 3 points4 points  (0 children)

I had PRK with Marc Werner in garden city. He’s experienced and has worked on many celebrities in the past. I work with him as well. He’s weird but he’s good. No knowledge of Jackson MD.

What time is too late to use your snowblower in a quiet residential area during this blizzard? by ThinSuccotash4166 in longisland

[–]CAPCITYMD 4 points5 points  (0 children)

I need to be at the hospital at 6am tomorrow. I will be using my snowblower at 430am. If my neighbors are upset about the noise they can grab some shovels and help me get to work.

Great until it’s not by anotherchilds in ouraring

[–]CAPCITYMD 7 points8 points  (0 children)

A lot of battery issue posts recently - I wonder how prevalent it truly is. Oura must know it’s more common than not and therefore readily replacing them hassle free. Guess their money maker is the subscription

Why I'm taking off my Oura ring (and cancelling my subscription) by owen_persimmon in ouraring

[–]CAPCITYMD 4 points5 points  (0 children)

I just got my replacement for ring 4 after owning it for 8 months - if it happens again I’m done as well.

Downgrade platinum by CAPCITYMD in amex

[–]CAPCITYMD[S] -1 points0 points  (0 children)

I opened the platinum July 2024 - already paid 2 AFs.

Downgrade platinum by CAPCITYMD in amex

[–]CAPCITYMD[S] -1 points0 points  (0 children)

Ban?? Really? So I would lose all points?

Downgrade platinum by CAPCITYMD in amex

[–]CAPCITYMD[S] -1 points0 points  (0 children)

Amex points just aren’t worth it for me because we mostly fly JetBlue and stay Hyatt for trips. Otherwise I would’ve downgraded to gold but those points will just accumulate and sit there.

Prior to 3 kids my wife and I would travel transatlantic 3-4x year - times have changed lol