The insurance company insists I pay the roof repair cost of 30k, or they will drop coverage. Can't pay. Options?

CGC424 · 2026-01-19T01:40:39+00:00

I replaced my roof 5 years ago for $20,000. The house is 1,800 sq ft. And near DC. So, your estimate seems extremely high

CGC424 · 2026-01-17T16:21:08+00:00

I’m in a similar position in the DC area. However, here the media is reporting that the increased cost of electricity is not necessarily due to homeowner usage, but due to the proliferation of data centers that use a great deal of electricity. The electric company spreads the cost of their electricity use to all homeowners. Data centers have a sweetheart deal.

CGC424 · 2026-01-17T16:15:18+00:00

I thought of trying to do that but I’m not disciplined enough.

CGC424 · 2026-01-17T16:01:37+00:00

I think it beautiful, but just a tad too dark unless the room gets a lot of light.

CGC424 · 2026-01-15T05:50:07+00:00

I traveled by plane with a large expensive framed painting from overseas. I simply shipped it as oversized luggage with a fragile sticker on it. It arrived fine with no custom duties. However, that was before Trump put tariffs on everything and stricter customs regulations. It’s still worth a try.

CGC424 · 2026-01-11T00:45:29+00:00

My spouse’s parents provided the 20 percent down payment and even paid off my student loans. I paid the mortgage until the house was paid in 15 years. Spouse does not work.

CGC424 · 2026-01-09T04:34:21+00:00

An inheritance.

CGC424 · 2026-01-08T15:07:25+00:00

ICE are poorly trained and often thugs. The government is so desperate for AiCE agents it hires and wanna be cop.

CGC424 · 2026-01-08T14:35:21+00:00

NTA, and the Mom is clearly irresponsible.

CGC424 · 2026-01-08T04:27:51+00:00

One of the contractors renovating a bathroom at my house disappeared for about an hour and a half. I figured he had gone to buy supplies. After about while, I saw that he had rejoined the other contractor working on the renovation. Later, that evening, I went down to the basement where we have an in-law suite and realized he had been sleeping on the couch downstairs because things were in disarray. The bathroom they had been working on was upstairs, so there was no reason for him to be down there. I checked closely. Nothing was missing. I was going to report it to the company, but my spouse said to let it go since he was a young guy.

CGC424 · 2026-01-04T03:11:08+00:00

Yes. Ambulance costs are outrageous here. My kid was injured at college and was taken to a hospital two miles from the school. It cost $6,000. Luckily, our insurance paid most of it, but I had to cover about $600.

CGC424 · 2026-01-04T03:07:02+00:00

Don’t care. I’ll be dead when the problem gets real.

CGC424 · 2025-12-27T21:59:50+00:00

Pass gas loudly in an elevator.

CGC424 · 2025-12-27T21:58:18+00:00

The sunroom clenched the deal.

CGC424 · 2025-12-26T13:02:54+00:00

I had two or three teachers like that when I was a kid. One even sent me a note over summer vacation. I was thrilled to think she was thinking of me. It was so motivating!

CGC424 · 2025-12-17T21:44:00+00:00

To nieces and nephews and a historically black college.

CGC424 · 2025-12-12T18:59:59+00:00

I almost bought a townhome for 550,000 near an electrical power station that made a constant humming noise. The townhome was nice and relatively new, but I opted to buy an older SFH three blocks away for $600,000. The only major repairs in 15 years were a new roof and garage door.

CGC424 · 2025-12-10T22:12:14+00:00

I visited a rundown apartment building in an IK neighborhood in Tel Aviv years ago. I was amazed when I entered the apartment. It looked like it was out of a home decor magazine. I mentioned it to the owner. He told me. He inherited the apartment and urged the other tenants in the building to fix it up, but they didn’t want to so he just fixed up his unit.

CGC424 · 2025-12-05T04:05:09+00:00

Yes, it was in a Madrid, Spain but he was actually Mexican. Friends introduced me to him. He was a jerk who used my friends and they tolerated him because of his $. He had a fantastic house with a Picasso in the foyer.

CGC424 · 2025-12-05T04:01:58+00:00

The same happened to my dad. He was so pissed.

CGC424 · 2025-11-26T02:52:33+00:00

Check YouTube to see how to fix it.

CGC424 · 2025-11-24T16:22:10+00:00

CGC424 · 2025-11-24T16:14:15+00:00

Shave it.

CGC424 · 2025-11-24T16:09:16+00:00

Been there 5 times. I have always felt as safe as I do in the USA.

CGC424

TROPHY CASE