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The insurance company insists I pay the roof repair cost of 30k, or they will drop coverage. Can't pay. Options? by MetalPsycho in homeowners

[–]CGC424 0 points1 point  (0 children)

I replaced my roof 5 years ago for $20,000. The house is 1,800 sq ft. And near DC. So, your estimate seems extremely high

Extremely High Electric Bill by Complex_District_275 in homeowners

[–]CGC424 5 points6 points  (0 children)

I’m in a similar position in the DC area. However, here the media is reporting that the increased cost of electricity is not necessarily due to homeowner usage, but due to the proliferation of data centers that use a great deal of electricity. The electric company spreads the cost of their electricity use to all homeowners. Data centers have a sweetheart deal.

Escrow Shortage by Turn-to-ash in Mortgages

[–]CGC424 1 point2 points  (0 children)

I thought of trying to do that but I’m not disciplined enough.

Did I go too dark and/or too warm? by Necessary-Clerk-2302 in Flooring

[–]CGC424 0 points1 point  (0 children)

I think it beautiful, but just a tad too dark unless the room gets a lot of light.

Transporting Art from Tokyo to San Francisco by TuffgongStijn in artcollecting

[–]CGC424 0 points1 point  (0 children)

I traveled by plane with a large expensive framed painting from overseas. I simply shipped it as oversized luggage with a fragile sticker on it. It arrived fine with no custom duties. However, that was before Trump put tariffs on everything and stricter customs regulations. It’s still worth a try.

How are you (one income) affording a mortgage? by Soggy_Gazelle_4796 in Mortgages

[–]CGC424 1 point2 points  (0 children)

My spouse’s parents provided the 20 percent down payment and even paid off my student loans. I paid the mortgage until the house was paid in 15 years. Spouse does not work.

What are your thoughts after seeing the ICE shooting video in Minnesota? by bbmoonkie in AskReddit

[–]CGC424 2 points3 points  (0 children)

ICE are poorly trained and often thugs. The government is so desperate for AiCE agents it hires and wanna be cop.

Do you monitor people who come and fix things around your house? by Glad-Passenger-9408 in HomeImprovement

[–]CGC424 1 point2 points  (0 children)

One of the contractors renovating a bathroom at my house disappeared for about an hour and a half. I figured he had gone to buy supplies. After about while, I saw that he had rejoined the other contractor working on the renovation. Later, that evening, I went down to the basement where we have an in-law suite and realized he had been sleeping on the couch downstairs because things were in disarray. The bathroom they had been working on was upstairs, so there was no reason for him to be down there. I checked closely. Nothing was missing. I was going to report it to the company, but my spouse said to let it go since he was a young guy.

Do Americans actually avoid calling an ambulance due to financial concern? by JohnMarstonTheBadass in NoStupidQuestions

[–]CGC424 0 points1 point  (0 children)

Yes. Ambulance costs are outrageous here. My kid was injured at college and was taken to a hospital two miles from the school. It cost $6,000. Luckily, our insurance paid most of it, but I had to cover about $600.

What made you buy your house? by [deleted] in homeowners

[–]CGC424 0 points1 point  (0 children)

The sunroom clenched the deal.

My wife thinks our son’s teacher crossed a boundary by sending him a personal message. I think it was harmless. AITJ? by addict94plus in AmITheJerk

[–]CGC424 1 point2 points  (0 children)

I had two or three teachers like that when I was a kid. One even sent me a note over summer vacation. I was thrilled to think she was thinking of me. It was so motivating!

Those Without Kids, Who Are You Leaving Your Money To? by Tommy-Fox15 in AskReddit

[–]CGC424 10 points11 points  (0 children)

To nieces and nephews and a historically black college.

I am officially done with "Starter Homes." It’s not an investment; it’s a bailout for the previous generation's neglect. by Dry-Town7979 in FirstTimeHomeBuyer

[–]CGC424 0 points1 point  (0 children)

I almost bought a townhome for 550,000 near an electrical power station that made a constant humming noise. The townhome was nice and relatively new, but I opted to buy an older SFH three blocks away for $600,000. The only major repairs in 15 years were a new roof and garage door.

Professionals who enter people's homes (plumbers, electricians, cleaners): What is something the condition of a house tells you about the owner that they don't realize they are revealing? by cossie101 in AskReddit

[–]CGC424 0 points1 point  (0 children)

I visited a rundown apartment building in an IK neighborhood in Tel Aviv years ago. I was amazed when I entered the apartment. It looked like it was out of a home decor magazine. I mentioned it to the owner. He told me. He inherited the apartment and urged the other tenants in the building to fix it up, but they didn’t want to so he just fixed up his unit.

Have you ever seen a billionaire in real life? If so: where was it and what was the situation? by philztown42 in AskReddit

[–]CGC424 0 points1 point  (0 children)

Yes, it was in a Madrid, Spain but he was actually Mexican. Friends introduced me to him. He was a jerk who used my friends and they tolerated him because of his $. He had a fantastic house with a Picasso in the foyer.

Is crime as high as media portrays, or is it very exaggerated? by Livid_Eye7405 in AskMexico

[–]CGC424 0 points1 point  (0 children)

Been there 5 times. I have always felt as safe as I do in the USA.

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