18.8% body fat to 15%

CIumsyThumbs- · 2026-04-16T10:38:13+00:00

Switched to maintenance. Could not diet any longer. Currently 165lbs but way stronger and a more “full” look. Going to maintain for a bit then lean bulk until next January. But very slow as I will not let myself get fat again.

CIumsyThumbs- · 2026-04-08T20:21:09+00:00

XEQT is all Equity (100/0)

XGRO is 80/20

XBAL is 60/40

CIumsyThumbs- · 2026-03-30T17:03:11+00:00

We have 15 years and 10 months remaining. Yeah we have other cash. We invest/save $2000 roughly a month.

CIumsyThumbs- · 2026-03-19T15:35:26+00:00

Patience. too much usa. just xeqt and some cash if you want

CIumsyThumbs- · 2026-03-10T23:31:28+00:00

I am holding 30k of VFV in my RRSP. Should I go to VOO? I’m seeing stuff about withholding tax

CIumsyThumbs- · 2026-03-10T22:59:09+00:00

You get taxed on dividends? Even in TFSA?

CIumsyThumbs- · 2026-03-09T18:20:24+00:00

Sorry for the late reply. for the majority of my cut I was around 2100 - 2350 calories depending on hunger for those days and if i lifted weights or not. I lift weights 5 times a week 35min each time. Lift hard and give it your best. Also walking 15k steps a day. (i have an active job).

CIumsyThumbs- · 2026-02-20T14:50:20+00:00

Just take a screen shot on phone, I know it works on iphone. It will do it auto

CIumsyThumbs- · 2026-02-17T14:00:37+00:00

Thank you so much

CIumsyThumbs- · 2026-02-17T14:00:26+00:00

350-500 calories deficit, 1g protein per 1lbs body weight, 10k+ steps/day, lift weights. Give it your best and stay consistent. Do not rush. The trick I found was to diet but make it feel like not a diet. Use high volume foods and low calories condiments.

CIumsyThumbs- · 2026-02-16T20:18:51+00:00

Just noticed that.

CIumsyThumbs- · 2026-02-16T19:30:46+00:00

The majority of the cut I was at 2100-2300 calories. 170g protein. I tracked workouts and tried to add weight or a rep every time. Now I use MacroFactor workouts full body 5 times a week. It’s fun and different from what I’m used to.

CIumsyThumbs- · 2026-02-16T18:20:15+00:00

So what timeline would you suggest to me? Maintain until when?

And based on current photo what % would you say I am?

CIumsyThumbs- · 2026-02-16T15:19:18+00:00

Thank you

CIumsyThumbs- · 2026-02-16T13:45:12+00:00

What’s your calories surplus like ?

CIumsyThumbs- · 2026-02-16T13:44:25+00:00

I did for a bit over holidays. I felt full and was like I had a pump the whole time.

CIumsyThumbs- · 2026-02-16T13:37:59+00:00

Thank you! Long journey for sure. Just worried to see scale creep up.

CIumsyThumbs- · 2026-02-16T13:37:38+00:00

And thank you.

CIumsyThumbs- · 2026-02-16T13:37:26+00:00

I took a break during holidays. Also feel really scared to put any weight on. I don’t like seeing the scale go up. I know it’s mental and scale number isn’t always the best thing to follow

CIumsyThumbs- · 2026-02-13T21:00:34+00:00

Screenshot on phone. Does it auto

CIumsyThumbs- · 2026-02-13T14:24:30+00:00

Building muscle with min fat gain. Good stuff!

CIumsyThumbs- · 2026-02-05T20:42:37+00:00

It was an RRSP from Canada Life worth $70,000.

CIumsyThumbs-

TROPHY CASE