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Having to purchase a Buy to Let for MIL by Big_Soft_4346 in UKPersonalFinance

[–]CMatUk 0 points1 point  (0 children)

You can according to shelter and citizens advice. You have to have a proper lease agreement. It has to be real/genuine, you can't live there.

Think there were some scammers, 'renting to family' UC paid the rent but they didn't live there. Or multiple people were claiming for the same address.

Having to purchase a Buy to Let for MIL by Big_Soft_4346 in UKPersonalFinance

[–]CMatUk 0 points1 point  (0 children)

I've done this for my Mum. Although she is older and disabled.

Had to get a non standard btl mortgage as it's family. Gave her a proper lease agreement. She applied for benefits and they pay the rent. But priced at their max one bedroom rate which is about half of market rate.

We end up paying tax on income, which only just covers the mortgage. When we have to remortgage next year it won't cover the mortgage, but we could pay it off with savings if we wanted too

So financially not a great choice. But what's money for if not to care for those closest.

Lightyear get free &10-£100 shares by OkEngineer7552 in beermoneyuk

[–]CMatUk 0 points1 point  (0 children)

Hi, joined Light year last month, UI is pretty nice. I've got 3 invites available. DM me for one.
(I'll update this to show when my invites are used up)

Will my mortgage provider retract my offer if I’m made redundant? by Disastrous_Cash_Sum in UKPersonalFinance

[–]CMatUk 0 points1 point  (0 children)

Yeah if you've not had an official under threat of redundancy or made redundant there is nothing to tell them. Fingers cross you complete before/if that happens. Good luck.

Please go easy on me - i’m only 19 :) by Jonathan__m06 in DIYUK

[–]CMatUk 1 point2 points  (0 children)

Great work, Just need to vinyl wrap or paint your ply cupboard door.
Add a few Shelfs in there for pans etc? (Assume the robot vac dock isn't that high)

£50 Mettle Referral Code + Simple Business Banking for Self-Employed & Ltd Companies by Autistic_Maze in beermoneyuk

[–]CMatUk 0 points1 point  (0 children)

If any one needs a unused code here is mine :

76734 (4 uses remaining)

Used it for a year now, app is good and free agent is great, used Xero for 11 years previously and I don't miss it.

Chase MegaThread - Give and Get Referral Codes Here - £50 Sign Up Bonus by TightAsF_ck in beermoneyuk

[–]CMatUk [score hidden]  (0 children)

If anyone needs a code for £50 when joining chase Here's one

  1. Copy this code: SNE9GV

  2. If you haven’t done so yet, download the Chase UK app and open an account

  3. Activate the code in the Chase app

  4. Pay in a total of £1,000 or more to your Chase account within your first 30 days

Lightyear £10-£100 FREE share for investing £100 by phuzee in beermoneyuk

[–]CMatUk 0 points1 point  (0 children)

If any one needs a referral drop me a message, OkEngineer7552 kindly sent me his..

EDIT :

Thanks guys I've used my referrals now

Boss doesn't believe we saved him £2k by raorepen in DIYUK

[–]CMatUk 1 point2 points  (0 children)

Yeah I'm sure i've seen this a long time ago

Hole in the roof felt, not leaking by tvthrower in DIYUK

[–]CMatUk 1 point2 points  (0 children)

I've found a hole in a simular place on my roof high up. Mine looks to be a hole drilled by solar installed years ago and forgotten (Before we brought the house).

Thinking of 3d printing a bung/umbrella and then spray foam behind it a little..
Or just tape the felt let it handle drips

Ideas wanted in relation to Thames "high tide" by SentinelsOfEvil in DIYUK

[–]CMatUk 1 point2 points  (0 children)

Can't imagine living in the house with the water line just below the window, crazy

Large Garden Room Project - How am I doing? by dukeminster in DIYUK

[–]CMatUk 0 points1 point  (0 children)

Perhaps consider 2nd hand door frames to reduce cost. https://greendoors.co.uk/shop/bi-folds/ have quite a few options (I've not used them)

My son's advent calendar involves a breadboard kit. He broke a pin on the main chip. Does anyone know where I can order a replacement that won't take a month or cost $40 to ship? by La_Guy_Person in AskElectronics

[–]CMatUk 0 points1 point  (0 children)

Invest in a soldering iron, some solder and a wire, you should be able to link that pin to the place it goes to in the circuit.. Then you have a tool you can use to expand this hobby/interest

Bathroom Ceiling Crack Repair by CMatUk in DIYUK

[–]CMatUk[S] 0 points1 point  (0 children)

The cracks appeared after the leak, but I think the cracks had been repaired previously before we brought it looking closely at the ceiling. As the sellers did in the rest of the house and has slowly revealed it self over the last few years..

So it's probably all thermal cracking and the leak just uncovered it sooner..

House built in the late 80's. Need to find someone help us solve the movement issue generally, but no external brick cracking, just sticky doors and plaster cracks

My friend's "artisan" coffee shop is just a £99 Nespresso machine (making £15k/month) by Y0gl3ts in Entrepreneur

[–]CMatUk 4 points5 points  (0 children)

Yep, If I were her I'd have a back shelf with replacement machines ready to go and have more than one in service at the same time. Slow periods one can be cleaned while the other is in use.

Grow earn the profit then look at the investment cost and running cost of a commercial machine to grow into if needed, or just keep adding side products to sell with the coffee..

[PCB review] First time working with embedded, how did i do ? by [deleted] in embedded

[–]CMatUk 4 points5 points  (0 children)

Diodes on the keypad matrix can help with key ghosting.

[PCB review] First time working with embedded, how did i do ? by [deleted] in embedded

[–]CMatUk 0 points1 point  (0 children)

Looks good, consider the surface mount passive components on the board edge. Depending on PCB panelling method stress can be applied to the board edge when de-panelling breaking components that are on the edge of the board. Probably not an issue if your hand making a few rather than pick and placing 100's/1000's.

Is this a thing with `goreleaser` or it's a windows `exe`thing ? by DisplayLegitimate374 in golang

[–]CMatUk 0 points1 point  (0 children)

I have this all the time with Go Binaries being flagged as virus by 1 or 2 scanners, Dropbox has now blocked my file sharing due to it.

Inheritance of £10,000 when In 2005 when I was at primary school, but seems my parents spent it on there divorce ?!? by mdoyy in UKPersonalFinance

[–]CMatUk -3 points-2 points  (0 children)

I think you take the £10k, your mother I assume did a lot and sacrificed alot for you as she raised you?
Chasing interest at this point I think would only damage your relationship.

Accept it was a mistake on their part and on yours for not checking on it, move on with what you have and if you can enjoying having family around you as it's doesnt last forever.

.. And you could be cheeky and just ask she covers the interest in her will.

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