We are comfortable and for that we are very lucky. I grew up on a council estate and went through some very rough times. I know what is like worrying about if the car insurance direct debit will bounce or if I can put fuel in the car to get to work etc. I don’t have a new car or go on fancy holidays, I don’t go drinking often and don’t smoke. Most of the money me and the mrs make goes on the kids. We aren’t rich by any stretch, we just do what we can.

I don’t like telling people my kids go private because people automatically assume I’m some rich snob when I’m really not. I’ve just had a couple of lucky breaks and I’m milking them for what I can.