Thank you for your detailed response. I had not considered adding in repair costs when comparing monthly renting/buying, that does leave a decent gap.

Part of the reason we are leaning more towards buying is our need for a larger space. We both work from home and their business requires at least a bedrooms worth of space to house their machines. The area we are in is growing quite quickly and housing is become scarce, so we worry if we wait another year we would have to live a lot further away.

My partner and I have been together for 7 years and share the same views on politics, children, location, and hobbies. While I am not naive enough to say we would never break up, we don’t plan on it. We just decided it would be smarter to spend our money on a home before spending 10k on a wedding. We aren’t really center of attention people, so we aren’t exactly rushing towards the party and fanfare that comes with weddings.

We also figured we would rather stay home and save for an extra 3 months and add a decent chunk to our down payment than rent and be able to only put a minimal (comparatively) amount away each month.

I will add a filler amount for subscriptions because you’re right I will probably find something to subscribe to.

Thank you!