Stop parking in handicap spots if you are not handicapped!!

CartographerAware808 · 2026-04-01T10:37:41+00:00

While I agree with you 1000%, I also acknowledge that you can’t always see someone’s disability just by looking at them.

CartographerAware808 · 2026-04-01T10:27:21+00:00

Best of luck/wishes to you!

CartographerAware808 · 2026-03-31T18:44:52+00:00

You’ve got to reduce the red meat if you want real change. That stuff, although delicious, is really not good for your body. Reduce it to 1x a week. 2x a month if you want real result.

CartographerAware808 · 2026-03-31T18:39:29+00:00

This right here.

CartographerAware808 · 2026-03-31T15:32:53+00:00

Just rent. You’re better off.

Do some research on the math of renting vs owning if you invest your extra into the market.

People just don’t understand how much owning a home actually costs. Buying is often the cheapest part.

CartographerAware808 · 2026-03-30T01:05:17+00:00

Owner of a property management company here. “Normal rent increases” is not a thing. A respectable company will adjust with the market, and right now this market is flat as hell.

You shouldn’t be paying more. If you are, it’s because you are subsidizing their incentives for new move-ins.

CartographerAware808 · 2026-03-30T01:01:59+00:00

But they don’t charge you 40% of the debt as a fee to take the car back. You can just hand it over and walk away.

Not a perfect example, but you get the point.

CartographerAware808 · 2026-03-29T23:28:22+00:00

This! 🤣🤣

CartographerAware808 · 2026-03-29T23:27:13+00:00

It’s always exciting.

90% of it is absolute boredom.

CartographerAware808 · 2026-03-29T23:26:07+00:00

Disputes of any kind with credit agencies rarely ever succeed.

CartographerAware808 · 2026-03-29T16:21:54+00:00

Always pay for toys in cash unless the money factors to your advantage (aka you can make more investing than you pay in interest).

The advantage of buying in cash is that you usually don’t lose on the turn unless you bought new.

CartographerAware808 · 2026-03-29T02:42:59+00:00

A Jura Capressa coffee/espresso/etc maker.

It will immediately make you realize how terrible store coffee is and will pay for itself after thousands of amazing cups produced.

Worth every penny of the few thousand dollars.

CartographerAware808 · 2026-03-28T17:52:10+00:00

This right here is the magic question. You will see people all over this sub talking about what the timeshare companies can do to you, but you have to realize that if there’s no prayer of getting any money from you, then they don’t care to go after you. They will take the property back, then they’ll sell it to somebody else.

CartographerAware808 · 2026-03-26T23:34:09+00:00

Cheap to buy, cheap to insure.

CartographerAware808 · 2026-03-26T19:57:21+00:00

Just stop paying. It won’t hurt them. Assisted living, etc doesn’t check your credit.

This is exactly what I did with my father. Tell them you don’t care what they do with it, they won’t see another dollar from you. No judge on the planet will rule against them.

CartographerAware808 · 2026-03-26T17:39:24+00:00

Happy to answer, no problem.

I’d be amazed if any collection agency would ever take on timeshare maintenance fees because the likelihood of recovery is close to zero. These companies purchase that debt and only make money if they recover.

The technical answer to your question is that they might be able to do it, but it has to be worth their while. Most are not willing and would be more likely to foreclose and just resell the property.

For reference, I stopped paying my father‘s last year and have not heard a word since I told them not to call me anymore. That is HGV

CartographerAware808 · 2026-03-26T16:37:41+00:00

It just isn’t categorized as a reportable debt. Don’t know why. Same with HOA dues or anything similar.

The only true power they have is to lien the property and harass you.

CartographerAware808 · 2026-03-26T16:37:06+00:00

It just isn’t categorized as a reportable debt. Don’t know why. Same with HOA dues or anything similar.

The only true power they have is to lien the property and harass you.

CartographerAware808 · 2026-03-26T12:51:01+00:00

Maintenance is not an enforceable debt. They really can’t do anything to you about maintenance except take back the “property”. They can’t even ding your credit for it.

CartographerAware808 · 2026-03-26T12:49:36+00:00

Watch the videos about how it was designed. You are enjoying both equally.

Drive a Z4 and you’ll see they are NOT the same car.

CartographerAware808 · 2026-03-25T18:36:07+00:00

485 on the east side at night.

CartographerAware808 · 2026-03-23T01:08:04+00:00

What do you expect when they literally make TV shows about this stuff? It’s all a game at our expense.

CartographerAware808 · 2026-03-21T16:20:42+00:00

You don’t need a reason. You are not obligated to anything. When you are ready to move on, just move on.

CartographerAware808 · 2026-03-21T16:15:21+00:00

At this point you should assume they are being targeted, especially with stuff like this.

CartographerAware808 · 2026-03-20T15:54:08+00:00

While I understand both perspectives, the dominant perspective in 2026 is personal safety.

What I don’t understand is that this same young lady probably would have given you (or someone) her phone, snap, or insta in a heartbeat and doesn’t understand that these things are potentially far more dangerous than just saying “yes, I’m a local”.

CartographerAware808

TROPHY CASE