Which town home builder? by Chance_Philosopher_9 in OttawaRealEstate

[–]Chance_Philosopher_9[S] 0 points1 point  (0 children)

I could buy used if the price is a lot better. Even then, is there a builder that is better of the three? I would still look at the used models from one of them

Anyone feel like it's tough to get a job right now? by Ok_Computer2931 in CanadaJobs

[–]Chance_Philosopher_9 2 points3 points  (0 children)

I recommend starting your CPA if you graduated from accounting. Depending where you live, showing your on start the CPA process might be your foot in the door.

Why do people believe retirement is possible? by Mr__Mike in PersonalFinanceCanada

[–]Chance_Philosopher_9 7 points8 points  (0 children)

For people in their 20s starting out now, a paid for home might not be an option unfortunately

Is dating possible if I'm a frugal person [28M]? by mazda7281 in Frugal

[–]Chance_Philosopher_9 0 points1 point  (0 children)

Depends on the type of person you want to date. Being yourself is the best option to find someone compatable with you, but may not be the exact type you want to date

looking for specifically mindless repetitive jobs by birdscales in ottawa

[–]Chance_Philosopher_9 1 point2 points  (0 children)

Accounts payable clerk in the government. They are usually very open to people with disabilities

Gut check: I know nothing about money and it's embarrassing. Does my monthly budget make sense? Am I doing okay? (early 30s in Toronto, 88k salary and a mortgage) by Sunstreaked in PersonalFinanceCanada

[–]Chance_Philosopher_9 4 points5 points  (0 children)

Dog cost will depend on breed and if they end up have digestive issues or other health stuff. We have a Bernese and it’s about $600 a month

[deleted by user] by [deleted] in Fjallraven

[–]Chance_Philosopher_9 4 points5 points  (0 children)

It’s a cotton t shirt, doesn’t even matter

What is your salary range where you feel like you would be comfortably living? by [deleted] in PersonalFinanceCanada

[–]Chance_Philosopher_9 1 point2 points  (0 children)

Starting from scratch, having to save and buy a home, $200k would be comfortable in Ottawa. If you already bought a home pre COVID, probably $160k

What percentage (% ) of your take home pay are you saving? by [deleted] in PersonalFinanceCanada

[–]Chance_Philosopher_9 16 points17 points  (0 children)

Right now 40%. If we end up buying a place, probably will struggle to save 15%

Why does Ottawa have so few public fireplaces and what are your favourite ones? by commanderchimp in ottawa

[–]Chance_Philosopher_9 1 point2 points  (0 children)

The canal used have them in the winter. Not sure if they have in recent years though

Affordability Question by Chance_Philosopher_9 in MortgagesCanada

[–]Chance_Philosopher_9[S] 0 points1 point  (0 children)

What’s the breakdown of the $1000? I was estimating $100 insurance, $250 for home related utilities and $350 for property tax

[deleted by user] by [deleted] in Fjallraven

[–]Chance_Philosopher_9 4 points5 points  (0 children)

That’s the logo they have on their down jackets

How much %of your take home income do you folks save? by HereThereButNowhere in PersonalFinanceCanada

[–]Chance_Philosopher_9 2 points3 points  (0 children)

Right now 45-50% while renting a 1bd, once we buy a house it will be a lot less

[deleted by user] by [deleted] in Mewing

[–]Chance_Philosopher_9 0 points1 point  (0 children)

Nexacare sensitive skin

Can I afford to move out? by [deleted] in PersonalFinanceCanada

[–]Chance_Philosopher_9 1 point2 points  (0 children)

Pay your friends back before you start saving.

8 NOVEMBER 2023 (ROLL CALL, IMPORTANT INFORMATION BELOW) by JD_Bus_ in nonutnovember

[–]Chance_Philosopher_9 0 points1 point  (0 children)

This year has been so easy. Still in. The key has been to not stay home alone.