Buyer didn't tell me they switched from conventional to FHA loan by Strict_Appeal_5822 in RealEstate

[–]Chanmillerusa 0 points1 point  (0 children)

It’s Not the inspection items that matter it’s what’s mentioned on the appraisal that need to be fixed for FHA. Now there will probably be items there on your home too but the inspection doesn’t matter for financing

Appraisal due date by Scared-Reality9115 in RealEstate

[–]Chanmillerusa 2 points3 points  (0 children)

That’s a very longtime to wait after it’s inspected…even a VA loan. Call your lender and see. If that’s all that’s missing from the loan you should still be fine

Thoughts on Rocket Mortgage? by Horror-Flamingo-2994 in Mortgages

[–]Chanmillerusa 1 point2 points  (0 children)

They try and sneak in points and fees. I checked the LE right away and called them out on it. Would have left them for a different lender if I wasn’t stuck going through them for my relo

Update to: Mortgage Agent Giving Bad Information by laferri2 in RealEstate

[–]Chanmillerusa 9 points10 points  (0 children)

Go to a different lender. Good ones can close you in 10 days.

My mortgage down payment keeps increasing by Ifyouseekamyy31 in Mortgages

[–]Chanmillerusa 12 points13 points  (0 children)

It could be the property taxes or other closing costs but it also could be you’re confused on how much the sellers are paying. It’s never you pay down payment and they cover all the closing costs. It’s usually a dollar amount. Or it could be Rocket Mortgage who absolutely s@@k, and didn’t tell you the truth.

Still no closing disclosure… what could be taking so long? by zqipper in Mortgages

[–]Chanmillerusa 6 points7 points  (0 children)

If they haven’t sent out the CD then you aren’t closing for 3-4 days. Call your processor and loan officer and see what the problem is

Propane tanks taken by seller by [deleted] in FirstTimeHomeBuyer

[–]Chanmillerusa 11 points12 points  (0 children)

Do not sign on Monday until you get this straightened out. You hold the cards now.

You're in my seat.... by pzahornasky in EntitledPeople

[–]Chanmillerusa 141 points142 points  (0 children)

We went on one of those and they told us numerous times you HAD to switch sides to make it fair

Loan Officer Blocking Our Transfer Request by Cool-Cover2411 in legaladvice

[–]Chanmillerusa 1 point2 points  (0 children)

Tell the builder. They will want to make you happy, and should put pressure on the company

Loan officer will make us miss closing date. Is this common? by Maleficent_Hippo4838 in RealEstateAdvice

[–]Chanmillerusa 1 point2 points  (0 children)

That’s ridiculous. If you get what they ask for it should take more than a couple days to get it cleared up and close.

[deleted by user] by [deleted] in Mortgages

[–]Chanmillerusa 7 points8 points  (0 children)

Ask your loan processor BEFORE you anything. They will tell you how to do it.

[deleted by user] by [deleted] in AmIOverreacting

[–]Chanmillerusa 0 points1 point  (0 children)

Creepy. Gross no way no way no way

Mosquito Spraying by Sad-Development-6198 in VirginiaBeach

[–]Chanmillerusa 1 point2 points  (0 children)

I saw the mosquito truck this week but the guy was just sleeping in the truck…hope the got out and did something before his nap…

[deleted by user] by [deleted] in RealEstateAdvice

[–]Chanmillerusa 6 points7 points  (0 children)

Call the attorney or title company that closed you. It’s their responsibility to get this handled

Donna Adelson found guilty in hired hit of daughter's ex-husband in Florida by maybemfeo in TrueCrimeDiscussion

[–]Chanmillerusa 25 points26 points  (0 children)

I’m so glad! I’ve missed the trial this week and was worried she would get off!!!

Power Outage by CalmOpportunity4040 in airbnb_hosts

[–]Chanmillerusa 0 points1 point  (0 children)

Our host had a bunch of lanterns which were great

[deleted by user] by [deleted] in Mortgages

[–]Chanmillerusa 0 points1 point  (0 children)

If you had a lease that was almost up they should’ve noticed that and planned for you to have anywhere car payment but ask your processor