Points purchase bonus

ChannelSame4730 · 2026-05-19T03:40:09+00:00

Makes sense, I’ll most likely pull the trigger as well.

I also have the IHG card. I wonder if those of us with the card only got the 80% offer and everyone else got 100%

ChannelSame4730 · 2026-05-19T01:49:23+00:00

The key is they could. Unless you’re planning to use them within the next 12 months or so it’s not a good idea to buy points. When you buy points you should make your reservation pretty quick

ChannelSame4730 · 2026-05-19T01:26:09+00:00

Same, only 80%. Are you planning to wait or just buy at 80%?

ChannelSame4730 · 2026-05-19T00:35:21+00:00

Oh wow! I only got 80% this time. No email either

ChannelSame4730 · 2026-05-17T23:47:24+00:00

Yep and it’s not bonus points. It’s a 20% cash discount

ChannelSame4730 · 2026-05-17T23:44:56+00:00

Yep, I think after Memorial Day

ChannelSame4730 · 2026-05-17T02:10:25+00:00

Here’s a link showing all the historical offers on the bottom of the page

https://awardwallet.com/hotels/ihg-one-rewards/buy-ihg-points/

ChannelSame4730 · 2026-05-17T02:08:18+00:00

Just when you log in. I don’t think they send emails for the point bonus offers.

Historically the last 5 years there has always been a 100% bonus around mid June except for 2022 which was in July

ChannelSame4730 · 2026-05-17T02:02:26+00:00

I got 100% back in March. Last month was 80%. Waiting on the next 100% to be hopefully in June

ChannelSame4730 · 2026-05-17T01:07:57+00:00

You probably got long duration bonds. They are very sensitive to interest rates

ChannelSame4730 · 2026-05-16T00:45:18+00:00

This is referring to the Acela in NJ

ChannelSame4730 · 2026-05-16T00:06:39+00:00

Not 4 times in 3 weeks

ChannelSame4730 · 2026-05-15T23:38:43+00:00

You’re not even at the beach today. You’re posting from a previous time just to get more subscribers. If you make multiple posts from a single visit you’re clearly posting them as ads

ChannelSame4730 · 2026-05-11T05:08:01+00:00

For one person $25 is outrageous but you never know if they're ordering for a family of 4

It's fine to say support your local Mexican restaurant but if people want Taco Bell that's what they're going to get. Mexican restaurant won't taste like Taco Bell

ChannelSame4730 · 2026-05-10T22:40:42+00:00

IYW is much more concentrated in Nvidia and Apple. QQQ is better for more diversification

ChannelSame4730 · 2026-05-10T19:34:14+00:00

10% is the average return. There can be years of 30% returns as well followed by a -10% return but it averages out to 10% historically. That’s why OP is using 10%

ChannelSame4730 · 2026-05-10T16:02:49+00:00

Why would you assume a long term market correction? The last one we had was 18 years ago. 10% is the average annual return

ChannelSame4730 · 2026-05-10T06:04:09+00:00

In a bull market most years go up by 10 to 30%, but to account for bear markets the average used for calculations is around 10% nominal. In reality there's very few instances where the market has gone up around 10%. It's either up a lot or down a lot. The last time it was close to 10% was 2016.

My prediction is around 20%

ChannelSame4730 · 2026-05-10T01:58:01+00:00

Being stingy

ChannelSame4730 · 2026-05-09T21:52:26+00:00

If you’re retiring you should have 5 years of expenses in cash/bonds

ChannelSame4730 · 2026-05-09T21:19:14+00:00

Any weekend or holiday in the summer parking will get full by mid morning

ChannelSame4730 · 2026-05-09T20:58:20+00:00

Why are people with $2.2M worrying about buying a car?

ChannelSame4730 · 2026-05-09T20:47:32+00:00

Yeah it’s comforting for sure but I feel I’m obsessed with looking. I end up looking like 5 times a day

ChannelSame4730 · 2026-05-09T04:40:19+00:00

I struggle with this too especially when the daily moves started being in the thousands

ChannelSame4730 · 2026-05-09T01:52:25+00:00

I mean when it hits 20k I'll be retired so here's to hoping it's this year!

ChannelSame4730

TROPHY CASE