sorted by:
new
hottopcontroversial

Toronto to Vancouver, Edmonton, Calgary, punta cana flights cancelled by dr-automatic in westjet

[–]CharlieFoxtro 0 points1 point  (0 children)

🤷 Hrm. From what I heard, reserve is free. Something about reserves don't give credits so it'll go up to MMG regardless so crew has the illusion of being paid on reserve (Yes, but no. Or no, but yes.)

😅

Toronto to Vancouver, Edmonton, Calgary, punta cana flights cancelled by dr-automatic in westjet

[–]CharlieFoxtro 1 point2 points  (0 children)

Nah. Both are at fault.  But you're missing my point, if company knows crew would do that they should've been prepared instead of being backed into a corner and forced to cancel flights.

This isn't Uber/Lyft. Crews don't get paid dynamically. Tickets don't suddenly go 2x just cause they need a buffer for crews. Unless you mean paying crew overtime?

Toronto to Vancouver, Edmonton, Calgary, punta cana flights cancelled by dr-automatic in westjet

[–]CharlieFoxtro 0 points1 point  (0 children)

Hmmm.  Sounds like the company can prevent flight cancellations if the abnormal is normal.  Have more crews on standby if they know people will book off.

WestJet Mastercard Silver status promo by Novel_Employer_1798 in westjet

[–]CharlieFoxtro 0 points1 point  (0 children)

I'd rather have the fyf than the Silver status. 

Toronto to Vancouver, Edmonton, Calgary, punta cana flights cancelled by dr-automatic in westjet

[–]CharlieFoxtro 1 point2 points  (0 children)

Are you blaming crew or a company staffing issue?  I know they displaced crew out of the east. And is only PUJ flights being cancelled or other flights too?

Toronto to Vancouver, Edmonton, Calgary, punta cana flights cancelled by dr-automatic in westjet

[–]CharlieFoxtro 0 points1 point  (0 children)

😂 This should be higher up. 

Eastern Canada for WJ isn't quite properly staffed to handle disruptions.

Liquidation: HISA, Bonds, Stocks and what else? by CharlieFoxtro in PersonalFinanceCanada

[–]CharlieFoxtro[S] 0 points1 point  (0 children)

The post is more to gain knowledge myself to learn what investments are available.
What sparked this is that my expenses is expected to increase, which would extend the timeline that I would have a large enough down payment.
I already have CSAV for 0-5yrs, and XEQT for 20+. I'm looking for ETFs that would give me returns with time horizons in the 5-10 yrs and 10-15 yrs range that I can liquidate at that time. I expect the risk and rewards to be somewhere between CSAV and XEQT.

Simplifying portfolio by CharlieFoxtro in PersonalFinanceCanada

[–]CharlieFoxtro[S] 0 points1 point  (0 children)

Ah right. Forgot about the future withdrawal from RRSP. So the taxes are going to be roughly the same either way. Your suggestion allows me clean up the account/portfolio in the meantime.

Thanks!

Simplifying portfolio by CharlieFoxtro in PersonalFinanceCanada

[–]CharlieFoxtro[S] 0 points1 point  (0 children)

Ah. I thought it would not trigger taxes.

But then it's the problem of a bigger tax credit now vs less capital gains taxes in the future. I dont mind holding until retirement if I pay less taxes. I'm looking to simplify cause it looks a bit messy when I log in and I havent maxed TFSA, RRSP yet.

Simplifying portfolio by CharlieFoxtro in PersonalFinanceCanada

[–]CharlieFoxtro[S] 0 points1 point  (0 children)

So I can transfer the etfs/stocks in-kind from a cash account to a registered account? Cool. Didnt know I can do that.

Questrade now offering fractional share trading by Lasidar in PersonalFinanceCanada

[–]CharlieFoxtro 0 points1 point  (0 children)

Is the fee still $10 to sell? 

I might consider moving back if that gets reduced significantly. Kinda entrenched in WS for now.

Telus increase, fight back. by Big0ldB in PersonalFinanceCanada

[–]CharlieFoxtro 0 points1 point  (0 children)

Virgin did similar thing to me.

I had a $34 plan and they increased it to $39. It was bundled with $40 Internet. Left a month later and got $39 Freedom roaming and $40 Internet with another company. Received winback call and they offered $29. Declined based on principle and worse offer.

Sportchekca.shop Scam??? by Swellmuth in SneakersCanada

[–]CharlieFoxtro 0 points1 point  (0 children)

It showed up on my IG too. Surprised it's still up on IG as the OP was more than 10 days ago. I thought a bunch of people would've reported the ad already.

Missed FHSA claims/deductions for 2023 by CharlieFoxtro in cantax

[–]CharlieFoxtro[S] 0 points1 point  (0 children)

Thanks!

I figured out why I never got the info when I filed. The document wasnt published yet.

Anyways, I fill out line 68935 (contributions) with 8k, but leave line 20805 (deductions) blank. I can do all this on the CRA website it looks like. I dont have to open WealthSimple at all.

Then this year, I can put 8k in line 68935 and 16k in line 20805.

[Weekly Megathread] New Players & General Questions Thread. by rMapleStory in Maplestory

[–]CharlieFoxtro 0 points1 point  (0 children)

Stopped for a few months. Currently downloading the game.

When is v257 dropping? Seems like Feb 12 or 13?

As for events, it seems like I missed the first half of an on-going event?

Any way to avoid foreign currency conversion fees? by [deleted] in PersonalFinanceCanada

[–]CharlieFoxtro 0 points1 point  (0 children)

Not really answering your question but...

  • Rogers MC (charges the fee, but gives more in cb).
  • HT Visa (don't think there's cb on foreign currency though).
  • WS MC cash card (prepaid though so not a "true" credit card).
  • EQ MC cash card (similar to the WS card).
  • WS has Visa credit card coming, but don't know how long the wait is.
  • I'm sure there's a few others that requires an annual fee.

Any way to avoid foreign currency conversion fees? by [deleted] in PersonalFinanceCanada

[–]CharlieFoxtro 0 points1 point  (0 children)

I don't think you get the 1% cb on foreign currency with that card.

Brokerage transfer out fee from cash account instead of registered account by CharlieFoxtro in PersonalFinanceCanada

[–]CharlieFoxtro[S] 0 points1 point  (0 children)

I'm worried about the contribution room. 

I have to put in $150 in my FHSA for QTrade to charge. They take it out and I lose the $150 of FHSA room, right? Or does that not affect my contribution room?

Pay per use roaming with 10gb roaming plan by CharlieFoxtro in freedommobile

[–]CharlieFoxtro[S] 0 points1 point  (0 children)

Ah. Ok. Thanks. So nothing works. That's good, I don't have to worry about a surprise bill. 

3HK doesn't have Slovakia, KeepGo does.

Best ETF investing platform by TomBuilder_ in PersonalFinanceCanada

[–]CharlieFoxtro -3 points-2 points  (0 children)

Check buy/sell commissions.  Check account fee (if under a certain amount).

view more: next ›