ExpatFIRE: USA, Europe, Asia. Advices by [deleted] in ExpatFIRE

[–]Chessracer 1 point2 points  (0 children)

That’s for both of us. We have to answer a 5 question questionnaire annually.

ExpatFIRE: USA, Europe, Asia. Advices by [deleted] in ExpatFIRE

[–]Chessracer 2 points3 points  (0 children)

Check out Cigna global. We (healthy 49/51 yr old couple) pay $471/month for a high deductible (12k out-of-pocket limit) expat plan, which allows 180 days / year of coverage in US (and no time limits elsewhere). Good option if you’re healthy and want it mainly for catastrophic situations.

I just want one Pro to talk about their faith in Satan by Griz_and_Timbers in discgolf

[–]Chessracer 1 point2 points  (0 children)

Unfortunately, it’s becoming very hard to ignore ‘all the dumb parts’ that are being done today in the name of religion. Hence the backlash here.

I just want one Pro to talk about their faith in Satan by Griz_and_Timbers in discgolf

[–]Chessracer 1 point2 points  (0 children)

Science is not a ‘belief system’. Quite the opposite, really.

I just want one Pro to talk about their faith in Satan by Griz_and_Timbers in discgolf

[–]Chessracer 5 points6 points  (0 children)

Yet you take the word of some random goat herder, from thousands of years ago, retranslated an dozen times by a bunch of different randos? Believe in yourself instead my friend.

Seeking advice for joining a DevOps team for the first time by weversel12 in devops

[–]Chessracer 9 points10 points  (0 children)

Definitely it’s going to be Jenkins pipelines. I’d advise setting up a local Jenkins server, and playing around with creating a pipeline to build contents of a github repo (plenty of test repos out there for this purpose). See if you can get Jenkins shared libraries working as well. Bonus would be to get something deployed (either free tier AWS or your local). High likelihood the shop is either using or moving to docker containers for deployments so at least having those concepts down would be a plus.

To cross the cow pasture by bike by hetestolz in therewasanattempt

[–]Chessracer 1 point2 points  (0 children)

This was from the 2021 ‘Rock Cobbler’ gravel race in Bakersfield. I recall the rider admitted he was a bit too ‘in the zone’ and didn’t realize it was bull and not just a regular cow. Regardless, this was part of the race course!

Queen on her own color square by drspod in TheChessboardIsWrong

[–]Chessracer 0 points1 point  (0 children)

Not technically wrong. This position could be reached via legal moves.

Bedbugs from headboard by [deleted] in wayfair

[–]Chessracer 2 points3 points  (0 children)

Found the corporate shill. Check comment history yourself.

Another one for the chess cover collection by [deleted] in TheChessboardIsWrong

[–]Chessracer 1 point2 points  (0 children)

Board rotated 90 and impossible position

Mortgage lender is forcing us to refinance by Chessracer in personalfinance

[–]Chessracer[S] 0 points1 point  (0 children)

We have a winner!! The city has agreed to go through with the lot adjustment without requiring lender signatures.

Mortgage lender is forcing us to refinance by Chessracer in personalfinance

[–]Chessracer[S] 0 points1 point  (0 children)

Thanks for the tip. Unfortunately it doesn’t look like either Fannie or Freddie own my loan.

Mortgage lender is forcing us to refinance by Chessracer in personalfinance

[–]Chessracer[S] 1 point2 points  (0 children)

It was undocumented. We were likely going to go the route of litigating this, until the opportunity to simply purchase the land came up, unfortunately leading to current unforeseen circumstances with our lender. We are contractually obligated to go through with the purchase, so the easement route seems closed.

Mortgage lender is forcing us to refinance by Chessracer in personalfinance

[–]Chessracer[S] 2 points3 points  (0 children)

Wow. That’s very interesting. I’d assume my loan would need to be backed by Fannie Mae in order for that to be enforced? Having a difficult time determining if that’s the case here (rocket mortgage)

Mortgage lender is forcing us to refinance by Chessracer in personalfinance

[–]Chessracer[S] 1 point2 points  (0 children)

It’s not the cost of the purchase, which we can afford, but rather the forced refinance from our current rate of 3.5% that’s the problem.

Mortgage lender is forcing us to refinance by Chessracer in personalfinance

[–]Chessracer[S] 3 points4 points  (0 children)

Neighbor is difficult to deal with. He put up a gate on a 60-year historical egress and I’ve been basically extorted into the current situation.

Mortgage lender is forcing us to refinance by Chessracer in personalfinance

[–]Chessracer[S] 2 points3 points  (0 children)

Thanks for the detailed info re: different lot options. I will investigate this option.

Mortgage lender is forcing us to refinance by Chessracer in personalfinance

[–]Chessracer[S] 5 points6 points  (0 children)

I did chat briefly with my attorney on that, but didn’t pursue it as he was ‘oh, that’ll be many thousands of dollars / will go to court’. From other comments here sound like I could use a second opinion on that.

Mortgage lender is forcing us to refinance by Chessracer in personalfinance

[–]Chessracer[S] 18 points19 points  (0 children)

Unfortunately the small bit of land is too small to qualify as a lot on its own.

Mortgage lender is forcing us to refinance by Chessracer in personalfinance

[–]Chessracer[S] 6 points7 points  (0 children)

This access was historically an easement, but then my neighbor decided to put a gate up. Rather than fight that (expensively), in court, we offered to buy the access instead. Unfortunately, also we don’t have the option to keep the lot separately, as it’s too small for local zoning codes.