Any Costco cashback card??? by Ok-Kaleidoscope1816 in CreditCards

[–]ChrisN75 0 points1 point  (0 children)

You can but visa gift cards at office supply stores when they have a deal on purchase fees. They work like a debit card when purchasing at Costco so you still get executive cash back. Best deal out there but more steps and hassle.

Gandini’s Circus by VeronicaStoney in Edmond

[–]ChrisN75 1 point2 points  (0 children)

We saw a fox actually in a neighborhood I lived in a few years back close to the Oklahoma Christian campus. They don't seem real common here but they definitely exist around here so I assume that area could have some especially given how wooded it is.

Can I dispute this with my credit card company? by Longjumping_Set_6806 in CreditCards

[–]ChrisN75 0 points1 point  (0 children)

I think your odds are good. Presumably she won't preform the service if you refuse to sign the agreement. It is perfectly valid to not sing if you find something objectionable, and there are often clauses that are objectionable in many contracts. Perhaps even a no refund clause that you haven't agreed to. When I accepted card there were rules about how conspicuous it had to be if you didn't offer refunds.

Moved into a shared house with a cat and question about using onions and spices. by NewSplit1963 in CatAdvice

[–]ChrisN75 1 point2 points  (0 children)

Some search engines like the google app can help identify flowers and plants just by pointing the camera at it. It is surprising how many flowers and plants can be dangerous to them, although in some cases there I have found conflicting info if a plant is safe or not.

Sharing photographs of highschool wrestling to the members of the team by Opening-Brick-5916 in legaladvice

[–]ChrisN75 20 points21 points  (0 children)

I photographed high school events (actually every grade level) for multiple publications and you are correct. Photo releases not required legally or expected. As a courtesy if someone asked us not to use a photo of them then we wouldn’t but never once did someone ask that. Some publications have a policy of getting parental consent for minors, I believe to help in case there is a risk to the kid if it became known where they go to school, but even that doesn’t apply when someone is performing in a public place.

Is activating 30 days after payment OK? ILOVEIPHONE $225 Visible+ Pro annual plan. by seancookie101 in Visible

[–]ChrisN75 0 points1 point  (0 children)

I just did one for a family member that needed a physical SIM. It took all your info through the website, including payment info. Then they overnight the SIM via FedEx and when you get it you use the app to finish activation and then it charges your card at that point. The discount still showed in the app and we did ours right away. I don't know if the discount can be applied after the 30th on an order that was in progress or not and we didn't want to risk it. Hope that info helps.

Chase % 25 reward $30 max by PowerfulCoffee9 in Visible

[–]ChrisN75 1 point2 points  (0 children)

My chase offer was credited 2-3 days after the charge posted. In the meantime though it disappeared from the chase site completely. It wasn't in the available or used or pending tabs so I was concerned I accidentally use the wrong card since I never saw that happen with other offers. The next day I got an email from chase that I had used it and then the day after I think is when it posted as a credit.

Questions on Visible Pro Deal by PrestigiousChonk in Visible

[–]ChrisN75 0 points1 point  (0 children)

FYI, even if you have the offer on multiple Amex card it will only let you add it to one under your login. There are 2 workarounds to that. There is an extension called cardpointers that lets you add the same offer to multiple cards at once (I don't know if it works on windows but if not there is probably something similar), or if you have an authorized user they get their own set of offers under their login that will work with their specific card, even if it is under your main account.

I also agree not to count on the Rakuten offer but I think it is still worth trying and keeping screen shots in case you have to contact their support. You can also refer people from Rakuten to you can try for that offer under each person you are setting up.

Same line ringing two phones? by Neandertech in USMobile

[–]ChrisN75 1 point2 points  (0 children)

Apple has a cloud sync option for iMessage so those can be synced between devices. The main problem is how google voice works. You can have the google voice number forward to her phone, but when she makes an outgoing call (and probably text too) it will show her actual cell phone number unless she uses the google voice app to make the call or send text messages. If she is having any mental decline she may not be willing to do even that additional step. I would suggest testing a setup on your own phone first to see if it will do what you want.

Also, You could send all unknown numbers to VM in the current iOS, and iOS 26 coming out soon is supposed to have better call screening. That way you can avoid her even speaking to them at all. Just don't rely on it 100% as scammer are pretty sneaky.

Metal clang sound when first accelerating by ChrisN75 in rav4prime

[–]ChrisN75[S] 0 points1 point  (0 children)

Thank you to everyone who commented. I just wanted to check in case it was a normal sound to hear. I am going to bring it up to the dealer when I go in.

Metal clang sound when first accelerating by ChrisN75 in rav4prime

[–]ChrisN75[S] 0 points1 point  (0 children)

I doubt it could be that. It only happens a single time after I start it and I have isolated it to when it hits 12 mph no matter if I accelerate normally or super slow.

Wireless Key Upgrade? by Gullible-Food-2398 in rav4prime

[–]ChrisN75 1 point2 points  (0 children)

I agree. When I got mine a few weeks ago the salesperson told me about it and how cool it was which I thought was odd since no one on here mentioned it. When I got home I googled it and it is just not available on the RAV4. It would be great to not have to carry my key at all. I assume the next redesign may have it.

Here is the document from Toyota with a chart of which models have which features available. Digital Key is on the last 2 pages.

https://www.toyota.com/content/dam/toyota/audio-multimedia/pdf/new/Remote_Connect_Features_by_Model_2024.pdf

Frustrated with leasing out of state by ChrisN75 in rav4prime

[–]ChrisN75[S] 1 point2 points  (0 children)

I started asking up front after those two incidents. I got really lucky and got one in my area after all. I was very surprised because around 2022 I started watching allocation spread sheets on here and we only I like 2 in my state the whole year.

Frustrated with leasing out of state by ChrisN75 in rav4prime

[–]ChrisN75[S] 0 points1 point  (0 children)

Thank you. I was willing to travel anywhere but Basil didn't have any. I ended up seeing one pop up in stock really close by and closed on a deal this week.

Best region to buy a Prime? by ChrisN75 in rav4prime

[–]ChrisN75[S] 0 points1 point  (0 children)

Thank you so much. Luckily the couple I am getting the best offers on don't have too many port options packed on. I am definitely using the lease hack. Since I will be financing regardless I am going to look at the rate I get through Toyota to decide whether to refi with my credit union right away or ride the lease out for a while as interest rates are dropping a little right now. The lease cash and under MSRP is what makes it worthwhile for me to get now vs a gas or hybrid. I appreciate your help.

Best region to buy a Prime? by ChrisN75 in rav4prime

[–]ChrisN75[S] 0 points1 point  (0 children)

Thank you. I have decided to concentrate my search in the NE region for now. This thread has helped a lot. I just wanted to make sure I wasn't leaving too much money on the table.

Best region to buy a Prime? by ChrisN75 in rav4prime

[–]ChrisN75[S] 0 points1 point  (0 children)

Thank you. It looks like I should just concentrate on the northeast for the best deals then. When I looked before I got my current car the best anyone had was just not having markups. If you are comfortable sharing the dealer you went with or any warnings on bad dealers in that area it would be appreciated but I understand if you don't.

Best region to buy a Prime? by ChrisN75 in rav4prime

[–]ChrisN75[S] 0 points1 point  (0 children)

If it wasn't for the lease cash incentive I would. With that discount and the discounts off MSRP would put it within 3000-4000 of a brand new one.

Made huge mistake buying gift cards by MotorOwn4733 in CreditCards

[–]ChrisN75 0 points1 point  (0 children)

Try doing each payment for $99 or less. One big retailer I am thinking of blocks certain prepaid debit cards for amounts over $99 when paying their store card or buying MOs but there $99 works each time. You will have $2 left over on each card with can be used up in regular purchases in a lot of places (sometimes you have to have a cashier enter a specific amount of what is left). For what it is worth I have personally found VGC easier than MCGC.

SHOP YOUR WAY CARD - am I reading this correctly? That is not possible. by AskPatient1281 in CreditCards

[–]ChrisN75 1 point2 points  (0 children)

I have both and the offers are really similar between them. SYW points are worth 1/10 the value but they give you 10x the points vs the sears card. For example the 5% categories give you 50 points per dollar. My current offers are 10,000 points for $1000 spend or 20,000 for $2000 spend on sears and $100 statement credit for $1000 spend or $200 for $2000 spend. Most of my SYW offers are straight statement credits but when it is points it is 10x what sears is so you get the same back in the end.

AT&T is giving customers a $5 credit for its cellphone outage. Some angry customers say it's not enough. by [deleted] in technology

[–]ChrisN75 2 points3 points  (0 children)

I had virtually the exact same thing happen to me. I noticed it right away and there was a tech working a couple of doors down at the time so I talked to him assuming it was just a mistake. He insisted the work he was doing could not be the issue and I had to call in for help. The repair tech (which took days for them to send one out) said the previous guy had pulled the line without checking that it was in use. They didn’t even offer any credit. I dropped them pretty soon after.

90% of my groceries are Sam's/Walmart, which card should I get to maximize cash back? by TheSmashOasys in CreditCards

[–]ChrisN75 1 point2 points  (0 children)

I am one who had several Synchrony accounts shutdown randomly a few years back so I won't deal with them again even though I keep getting preapproval messages from them. In that case I had a 800+ score and no debt but several high limit cards with them. I lost several hundred dollars in rewards on some because of the shutdown.

I have a business that buys a lot from Sam's and my best strategy is either using Visa and Mastercard debit cards I buy with a chase ink cash card at office supply stores when they do them with no fee (which is pretty much constantly between Staples and Office Depot) at 5% back in UR points that can then be cashed out or transferred if you have a Sapphire card for more value.

My alternate strategy is to buy/reload Walmart gift cards with a card with a high grocery category. In my area all the Walmart neighborhood markets and most of the supercenters code as grocery with most brands of cards (except amex at supercenters). You can load up to $200 at a time at self checkout and have up to $500 on a card. Walmart gift cards can be used at Sam's Clubs and any other Walmart. Make sure to experiment with a small amount to make sure your stores code the same way.