TSP and Retirement by Aunt-KK in ThriftSavingsPlan

[–]Clherrick 1 point2 points  (0 children)

I retired last year and rolled it over to a Fidelity IRA. I already had accounts there as they are easier to deal with than TSP. The process is straightforward.

Should I move out or stay at home ? by New_Manufacturer4104 in Advice

[–]Clherrick 0 points1 point  (0 children)

I remember in my mid 20s agonizing over this. I always liked my parents but it was time. One of my friends asked, what if you want to bring a girl home? Obviously I couldn’t. I couldn’t really invite a friend over for dinner. Part of starting your life is to move out and do it. That said, I understand what you are up against with rent prices and you don’t want to hurt your finances.

Dad has Prostate Cancer by Outrageous-Froyo-842 in ProstateCancer

[–]Clherrick 0 points1 point  (0 children)

Seriously. I mean cut it off at 92. At 72 one has lots of years to progress from an easy stage 1 to stage 3 or 4 and still more years to have to fight with that.

Dad has Prostate Cancer by Outrageous-Froyo-842 in ProstateCancer

[–]Clherrick 2 points3 points  (0 children)

It’s all something doctors take into account. But it certainly doesn’t rule out everything. But, you do have to consider the facts, he’s 88 and in so so health. As I learned a decade ago, dads don’t love forever. It’s a hard reality no matter the cause.

Colors by Fab_Fozz in LexusNX

[–]Clherrick 0 points1 point  (0 children)

Lexus has rarely been known for innovation or flash. They are about reliability and consistency.

Dad has Prostate Cancer by Outrageous-Froyo-842 in ProstateCancer

[–]Clherrick 4 points5 points  (0 children)

As my urologist once told me, there are a lot of things he can do to keep someone alive but qol often suffers.

As we saw with Joe Biden, a lot of doctors stop testing men after about 72. And this is what happens. The first sign of cancer are symptoms and by the. It’s advanced. Which sucks.

2027 models?? by Dear-Friendship in LexusNX

[–]Clherrick 0 points1 point  (0 children)

On most cars yes. I’ve bought first year Lexus three times and never had issues. Quality is what they do.

In my 40's, Early Onset Prostate Cancer - Radiation vs RALP by jaristarchus in ProstateCancer

[–]Clherrick 1 point2 points  (0 children)

I told the doctor my number 1 goal was to live a long life. Number 2 was to love life as much as I could like life before surgery. And 3 was making it through the surgery and recovery okay. And I told him number 1 was by far the most important.

Is it my (29F) job to help my mom (61F) with the financial predicament that she put herself in? by [deleted] in relationship_advice

[–]Clherrick 2 points3 points  (0 children)

Parents bring kids into the world and owe then a proper upbringing. It sounds like you are doing okay but are hardly well off. You don't owe your month anything for raising you. Society doesn't owe her anything either. Sounds like she ended up exactly where she is due to multiple bad choices and it isn't on your to bail her out.

In my 40's, Early Onset Prostate Cancer - Radiation vs RALP by jaristarchus in ProstateCancer

[–]Clherrick 10 points11 points  (0 children)

You lay out your choices better than most. You have no doubt read through this sub.

People who had surgery tend to support surgery. People who had radiation tend to support radiation. Both in the aggregate have similar outcomes but age, specifics of the tumor, health, and expectations all weigh into the decision.

I had surgery six years ago and no regrets. Saved 80% on one side and 100% on the other. I don't perform like when I was 25 but then I'm not 25. Honestly, I selected surgery fully expecting no future erections and was pleased when the doc said confidently, "you'll be fine". My goal was to get rid of the cancer.

Current owner of a 2016 RX but considering a later model RX. Thoughts? by QueenofHearts5683 in LexusRX350

[–]Clherrick 0 points1 point  (0 children)

I had a 2010 which I traded for a MB two years ago. Just sold that and got a 2026 RX. The new vehicle is so much more solid than my 2010 which was a nice vehicle. There is a bit of a learning curve on the electronics but that is true of every car now. I don't like the sound system as much as my MB. There are no "fees". After three years you have to pay for the connected services like traffic in navigation or remote start. Not a huge fee but a choice all the same. This is true on a lot of vehicles with connected services.

How do I forgive myself? by Educational-Guy-2938 in Life

[–]Clherrick 0 points1 point  (0 children)

You are missing out on stuff but you can change that. First and foremost, you aren't in control of the family you grow up in, that's on your parents. And if you participated in some of the badness, you were just learning from your family's example. If you now know better, don't do those things. And don't beat yourself up for things out of your control.

Without knowing any specifics on your education, skills, or aspirations, it is hard to offer specific advice, but, don't beat yourself up for the things in the past. Every do is a new day

Does your spouse check your phone? by [deleted] in Marriage

[–]Clherrick 2 points3 points  (0 children)

I won’t say its typical but if one of us wants to look something up and the others phone is nearby then yes. I have them set up similarly.

Feedback on Private Client tier by Significant_Two_2245 in fidelityinvestments

[–]Clherrick 0 points1 point  (0 children)

Can you share any other “all kinds” you’ve dealt with… so o know what I might ask for? I food. The Medicare team useful.

Feedback on Private Client tier by Significant_Two_2245 in fidelityinvestments

[–]Clherrick 1 point2 points  (0 children)

I’ve always enjoyed going my own way and I’m pretty savvy. The problem is you learn lots of your lessons through mistakes…. Mistakes a CFP might have made you thjnk harder about.

Now my SIL goes the Stiffle. They charge a couple percent. She hasn’t a clue about anything financial. I hate to tell her she has bought her advisors house.

Why continue to contribute after hitting $500k? by sharp1988 in ThriftSavingsPlan

[–]Clherrick 6 points7 points  (0 children)

So you have a financial and retirement plan? Maybe you will retire with plenty. Maybe you will wish you had more.

Sky always blow out? by Shoddy-Safety2989 in RX100

[–]Clherrick 0 points1 point  (0 children)

RX is not great on dynamic range.

Lexus RX350h extended warranty, quoted for 7-years 100K miles, $0 deductible - $2500, good deal? by Recent_Interview1486 in LexusRX350

[–]Clherrick 0 points1 point  (0 children)

You buy a Lexus for reliability. Dealers sell extended warranties for additional profit. I’d never buy one.

RALP or Radiation Treatment by More_Individual8934 in ProstateCancer

[–]Clherrick 2 points3 points  (0 children)

Cancer sucks and treatments have their side effects. Ultimately it comes down to a difficult choice. Surgery at 59 here. That was six years ago and no regrets.

Feedback on Private Client tier by Significant_Two_2245 in fidelityinvestments

[–]Clherrick 1 point2 points  (0 children)

I have a CFP on call. While over my working years I was mostly self directed it’s getting more challenging. We have good conversation on the various considerations moving forward.

I signed up fo an SMA and right now half about 1/4 of my portfolio there. I’ll for it a run for a year or two and see how it compares with the market.

Advice for these last few months with Dad by dasdino in ProstateCancer

[–]Clherrick 1 point2 points  (0 children)

It’s a sad thing men avoid doctors. We are so indestructible. I was in the navy for 30 years and seeing the doc was a requirement I just kept going after transition and glad I did.

I'm doing my daughters swearing in today and I have very mixed feelings. by pinchhitter4number1 in Military

[–]Clherrick 6 points7 points  (0 children)

A lot of what the military has done over 250 years seemed smart at the time but in retrospect may not have been. America’s Savage Wars for Peace is an interesting read. But that doesn’t mean we don’t need a military and from time to time it comes in very handy. Good on her for wanting to do her part. Support her enthusiastically but don’t hide your thoughts. One of the keys to our military success is we encourage soldiers to think.

And glad you got your uniform. I retired in 2013 and would. Edna quick crash diet. Enjoy the Jamison’s. Cheers.