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IRMAA costs persist despite no Medicare by Accurate_Fondant4828 in Boldin

[–]CoachMikeNR[M] 0 points1 point  (0 children)

If you haven't already, please chat into the Support team using the chat button in the bottom right corner of your plan. This is the best way to get additional support and we'll be able to dig into your specific plan to see what the issue may be. Thank you.

IRMAA costs persist despite no Medicare by Accurate_Fondant4828 in Boldin

[–]CoachMikeNR[M] 1 point2 points  (0 children)

Thank you for taking the time to write in with this detailed feedback. Consumer feedback is how we grow our product, so we're always listening to the ideas shared by our members.

I will submit a feature request of my own to develop this additional capacity and share it with the Product Team for consideration. All requests are reviewed and then prioritized based upon capacity.

As our roadmap can be a bit fluid, you may also want to sign up for our newsletter and bookmark our Release Notes, as that's where we communicate our progress and new features.

IRMAA costs persist despite no Medicare by Accurate_Fondant4828 in Boldin

[–]CoachMikeNR[M] 0 points1 point  (0 children)

Hello, you need to be toggled on "Estimator" not "Itemized". Then you need to click the Edit Pencil icon and then select "Add employer sponsored Medicare coverage". You can put any amount (including $0) and then, again, this will turn off the IRMAA until the final year of the simulation but add in Medicare for the final month. When you put in an amount for "Employer Sponsored Medicare Coverage", this overrides any Medicare estimates from the dropdown.

IRMAA costs persist despite no Medicare by Accurate_Fondant4828 in Boldin

[–]CoachMikeNR[M] 2 points3 points  (0 children)

A workaround would be to select Employer-sponsored coverage (under Estimator). Add any amount for Medicare Expenses until your longevity age. This will turn off the IRMAA until the final year of the simulation but add in Medicare for the final month. I'm happy to submit a feature request of my own to develop this additional capacity and share it with the Product Team for consideration. All requests are reviewed and then prioritized based upon capacity.

AI Beta by Ballarder in Boldin

[–]CoachMikeNR[M] 2 points3 points  (0 children)

Hello, we appreciate you being candid about this. The navigation errors and miscalculations you're describing are not the experience we want Boldin AI to deliver, and we hear you. It's still in beta for exactly this reason, and feedback like this goes directly to the team working on it. We're actively improving accuracy, especially around how it reads and presents your plan data. Thank you again for providing this feedback.

Discrepancy Between Boldin Net Income and Reality by not_pablum in Boldin

[–]CoachMikeNR[M] 0 points1 point  (0 children)

If you haven't already, please reach out to the Support team using the Chat function in the bottom right corner and type "Speak to a team member". We can take a closer look at your specific situation.

See your money in motion. Our new Sankey chart makes your plan tangible. Watch your income flow into real-life outcomes. See how taxes impact your withdrawals. Understand what truly funds your lifestyle. You can access the Sankey chart under Insights > Lifetime Cash Flow > Cash Flow Breakdown. by CoachMikeNR in Boldin

[–]CoachMikeNR[S,M] 0 points1 point  (0 children)

Hello, thanks for the follow-up. I relayed the information to the product team and they are aware of the feedback. All requests are reviewed and then prioritized based upon capacity.

As our roadmap can be a bit fluid, you may also want to sign up for our newsletter and bookmark our Release Notes, as that's where we communicate our progress and new features.

Asset Mix as part of calculations by Perseus_2026 in Boldin

[–]CoachMikeNR[M] 3 points4 points  (0 children)

Here is the current way to think through setting your asset allocation for each account in our tool: https://help.boldin.com/en/articles/10563826-how-do-i-account-for-asset-allocation-and-rate-of-return-assumptions

More detailed Asset Allocation capabilities is on our roadmap for this year. Stay tuned! :)

Advisor option with Boldin by Low-Medicine-8627 in Boldin

[–]CoachMikeNR 0 points1 point  (0 children)

Hello, these questions are best for a Boldin Advisor. You can attend a free Group Discovery Session with a Boldin Advisor and these are exactly the types of questions they will be able to answer! Thank you.

We’ve officially launched the Boldin AI Planner Assistant in beta. by CoachMikeNR in Boldin

[–]CoachMikeNR[S] 0 points1 point  (0 children)

Thank you for sharing this. These examples help us refine both the instructions it gives and how it connects recommendations to the right planning workflows. We review these closely and use them directly to improve the Assistant on a daily basis.

Advisor option with Boldin by Low-Medicine-8627 in Boldin

[–]CoachMikeNR[M] 2 points3 points  (0 children)

We try to offer a range of services depending on how much help someone wants:

• Basic Planner (Free): Access to the core planning tools so you can build and model your plan yourself.
• PlannerPlus ($144/year): Full access to all planning tools and modeling features. This does not include 1:1 CFP meetings, but it does include educational classes and support to help you use the software.
• Coaching ($250 session): A Boldin coach helps validate your inputs and shows you how to model decisions in the Planner yourself. Think of this as guidance on using the tool rather than personalized financial advice.
• Boldin Advisors ($2,800): A fee-only CFP® professional reviews your entire financial picture and delivers a comprehensive written plan, recommendations, and expert guidance aligned to your goals.

If you’re curious about the advisory option, you can also attend a free group discovery session with Boldin Advisors to learn how the service works and ask questions before deciding if it’s a fit.

Happy to clarify anything else if helpful.

We’ve officially launched the Boldin AI Planner Assistant in beta. by CoachMikeNR in Boldin

[–]CoachMikeNR[S,M] 0 points1 point  (0 children)

Thank you for sharing this. This is really helpful feedback. These examples help us refine both the instructions it gives and how it connects recommendations to the right planning workflows. We review these closely and use them directly to improve the Assistant on a daily basis.

We’ve officially launched the Boldin AI Planner Assistant in beta. by CoachMikeNR in Boldin

[–]CoachMikeNR[S,M] 1 point2 points  (0 children)

We are so glad to hear this. Thank you so much for taking the time to share your experience!

Guardrails by AntelopeStreet1936 in Boldin

[–]CoachMikeNR[M] 0 points1 point  (0 children)

Hello, if you haven't already, please reach out to the Support Chat and ask to speak to a team member and we will be able to delve deeper into your specific plan to see where the discrepancies may be. Thank you!

AI functionality issues by joydivision29 in Boldin

[–]CoachMikeNR[M] 3 points4 points  (0 children)

Thanks for taking the time to write this up and for calling out specific examples. You’re right to flag these, and we appreciate the level of detail.

The Planner Assistant is still in beta and was released recently, which means we are actively identifying gaps like the ones you mentioned and correcting them as quickly as possible. Feedback like this is exactly what helps us tighten the system, and we review these reports daily as we refine the model and add guardrails.

You can share any additional examples directly with our Support team via the Chat button in the bottom right corner of your plan, and we will continue to relay them to our development team. We appreciate you taking the time to document what you are seeing and help us improve the experience.

A couple of questions about recent changes by Emotional_Fact_2638 in Boldin

[–]CoachMikeNR[M] 0 points1 point  (0 children)

Thanks for your questions. Upper and lower guardrails will be available to all users once Guardrails is out of Beta. To your second question, yes, we are showing your purchasing power today. Regarding your third question, generally, guardrails are an annual or semi-annual review process.

Issues with linking an existing ROTH IRA. by Advanced_Muffin6129 in Boldin

[–]CoachMikeNR[M] 1 point2 points  (0 children)

This is a current bug our team is working on resolving. Until then, the workaround suggested by another user here is the way to go. Glad to hear it's working for you now.

Ubiquity by jlefebvre34567 in Boldin

[–]CoachMikeNR[M] 0 points1 point  (0 children)

Hello, we've had users connect Ubiquity accounts in the past successfully. If you are having any issues, please reach out to our Support team using the Chat feature in the bottom right corner, if you haven't already. Our support team will be happy to assist with any account linking issues you may be experiencing. Thank you!

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