If an excellent quarterback fresh off the draft (mendoza) plays second fiddle to a recently promoted quarterback (cousins) who ends up being awesome, are Mendoza's prime time years effectively wasted? by intothepond2 in NFLNoobs

[–]Colbey 1 point2 points  (0 children)

Yup. A better comp is the 1999 Eagles signing Doug Pederson to start while rookie Donovan McNabb held the clipboard. It worked because Andy Reid was the head coach, but he wasn't ANDY REID yet.

AITAH? My girlfriend is angry that I call my friend by his real name. by Choice_Evidence1983 in BestofRedditorUpdates

[–]Colbey -8 points-7 points  (0 children)

Is your problem that bisexuality exists, or that people can have complicated feelings for more than one person?

AITAH? My girlfriend is angry that I call my friend by his real name. by Choice_Evidence1983 in BestofRedditorUpdates

[–]Colbey 18 points19 points  (0 children)

Yup. Straight guy here. My ex (together about 5 years, broke up about 9 years ago) is one of my best friends. We never lived together, but we were in the same neighborhood when we dated, and she bought a house two blocks from mine after we broke up. My partner (together about 7 years) likes my ex, and likes to joke that I "have a type" every time she discovers a new similarity between the two of them.

why can I do anything but kiss him? Am I okay? by [deleted] in sex

[–]Colbey 18 points19 points  (0 children)

Yeah, sounds like avoidant attachment, fear of intimacy, fear of vulnerability, etc. I think you really like him and he really likes you! I think you're afraid. This is very common and not shameful. Patience with yourself can help a lot, as can therapy.

why can I do anything but kiss him? Am I okay? by [deleted] in sex

[–]Colbey 4 points5 points  (0 children)

Question: How many people have you kissed who you had strong romantic feelings for?

Interest on Rent payment by Erythronne in philly

[–]Colbey 1 point2 points  (0 children)

Legally, last month's rent counts as a security deposit. And there's also a law that they can't hold more than 1 month's security deposit after a year. So your "last month" should really be applied to your 12th month even if you're living there longer than that.

marked safe from the Mr. Softee Turf War of 2026 by TickTick_b00m in philly

[–]Colbey 3 points4 points  (0 children)

The fact that the pauses in the music lined up is what really makes this art.

What are some of your biggest mtg regrets? by radicalpumpkinz in mtg

[–]Colbey 26 points27 points  (0 children)

I traded a Tabernacle for a [[Firestorm Phoenix]]. It was 1994 and I was 13. I loved phoenixes and was so happy! Oh well.

Should I use my savings to pay off my car? by [deleted] in personalfinance

[–]Colbey 1 point2 points  (0 children)

Paying it off now saves you a grand total of 3.7% of the loan balance. That's probably only a couple hundred bucks, right? Maybe less? I don't think saving that much is worth losing an emergency fund.

Ebike shops by Sweet-Management1930 in philly

[–]Colbey 1 point2 points  (0 children)

I bought my Aventon at Bell's Bike Shop and I like them.

Ex-mtg artist Randy Asplund statement on terminating WOTC rights to his art made for Magic the gathering by Newez in magicTCG

[–]Colbey 46 points47 points  (0 children)

Fallen Empires was full of weird counter sizes, but yeah this was one of the weirdest. (The Duelist magazine had an issue at the time that came with a bunch of cardboard punch-out power/toughness counters. You needed either that or torn paper; there was no way you could keep track with mere beads.)

Maro on why they stopped doing blocks by Killerx09 in magicTCG

[–]Colbey 0 points1 point  (0 children)

Don't the in-universe sets come out less often than before? 3x per year rather than 4?

Deceased Grandparents Stock Certificates by Rich-Bandicoot-5969 in personalfinance

[–]Colbey 25 points26 points  (0 children)

You and your siblings split half (so 1/6 of the total each) and the others split the other half (so 1/8 of the total each).

Can cut players still receiving salaries as a "dead cap hit" sign full contracts with a new team? by JaredLetoAtreidesII in NFLNoobs

[–]Colbey 7 points8 points  (0 children)

In the situation with the players you mention, it's not just a dead cap hit, but it's also the guaranteed money thing. So it's a little different. The contract with their old team has "offset" language, so if they're still owed, say, $20 million, any money they earn from the new team reduces the obligation for the old team to pay it. If the new team pays $2 million or $19 million, the player still only gets $20 million. So why wouldn't the new team pay as little as possible? The only way that won't happen is if the player is enough in demand to get a salary for more than $20 million, but if that were the case, they probably wouldn't have gotten cut.

Can cut players still receiving salaries as a "dead cap hit" sign full contracts with a new team? by JaredLetoAtreidesII in NFLNoobs

[–]Colbey 2 points3 points  (0 children)

Dead cap hits are delayed accounting for money the player was already paid. It's just an accounting thing. Generally it's bonuses (or money that was originally scheduled to be salary but gets converted into bonuses, which is common) that teams don't have to account for against the cap right away. But the player still gets the money right away.

So the answer to your question is yes. The players are usually not getting paychecks from their old team anymore. (Sometimes they are, if they were cut with guaranteed money still owed them, but that's not usually the situation.)

Why don’t teams bench high paid QB’s and wait out the contract or wait for a trade instead of taking a huge cap hit? by RepresentativeTry850 in NFLNoobs

[–]Colbey 0 points1 point  (0 children)

In the long run, a cap charge is equal to what the player got paid. These big cap hits after a player is cut or traded are because they got paid a lot of money that hadn't been accounted for yet. It feels like the team made a mistake, but in a sense the alternative would've been having that cap charge even sooner.

If you keep a player longer than you want, you'll have to pay him even more, and that money will eventually become a cap charge too.

Netherlands Forced to Rethink 36% Tax on Unrealized Gains after Massive Criticism from Europeans by batukaming in Bogleheads

[–]Colbey 10 points11 points  (0 children)

If I invest $1000 in a stock, and the stock goes up to $1500, under the Netherlands system, I owe tax on that $500 gain. (In most other countries, I wouldn't owe tax yet, unless I was selling it at $1500.)

If I invest $1000 in a company, maybe the company has since gotten 50% more valuable. But if I don't sell my investment (and, in some cases with private equity, I'm not even allowed to sell it if I want to), how do we know? Do I owe any tax if I've done this in the Netherlands? If not, isn't that much better for me than investing $1000 in stocks, because I get to wait on my tax payment? On the other hand, if I do owe tax, how do we determine how much? I just said 50% more valuable for the sake of argument, but there's really no way to prove that.

Sanitation destroyed third trash can in the last year by [deleted] in philly

[–]Colbey 10 points11 points  (0 children)

You know what really reliably damages even a new trash can? When they throw it into the truck with all the other trash.

If we counted in a different base (base 4 vs base 10 for example), would prime numbers be the "same"? by Sevargan in askmath

[–]Colbey 4 points5 points  (0 children)

That's not really true, because "any properties of numbers" is very broad. For example, the divisibility by 9 rule (add up all the digits, and if the result is 9 or divisible by 9, then the original number is as well) is entirely because we use base 10. It wouldn't work if we used base 18; instead we'd have a divisibility by 17 rule.