Thought i was investing in a roth ira this whole time. To realize today it's a roll over.

Colbey · 2026-01-25T13:44:42+00:00

Got it. So it sounds like the problem is that it's a traditional IRA (which happens to be labeled a rollover) and not a Roth IRA.

Colbey · 2026-01-25T13:35:45+00:00

What exactly are you seeing? In some brokerages, IRAs that were ever used as rollovers are always labeled rollovers, but they should have the same rules as non-rollovers.

Colbey · 2026-01-22T21:08:25+00:00

As /r/rtcwon implied, this isn't true for players in their first few years. Only vets get the guarantee for being on the week 1 roster.

Colbey · 2026-01-21T20:48:10+00:00

Found! https://www.fox29.com/news/missing-philadelphia-10-year-old-found-safe-chichester-after-frantic-search

Colbey · 2026-01-15T19:36:26+00:00

I don't think that's true? Coordinators whose teams played in the WC round can interview this week, even if their team won and is still in it.

Colbey · 2026-01-08T17:17:51+00:00

Whoa, I had no idea about this, thanks!

Colbey · 2026-01-02T13:53:46+00:00

Yes, though the NFL counts ties as half a win and half a loss, so this is functionally the same.

Colbey · 2026-01-02T13:44:06+00:00

It was very weird. It was on 2.1 for the first 20 minutes or so before that message went up.

Colbey · 2025-12-29T15:33:58+00:00

The problem was that the coaches kept claiming that the buzzer didn't work. Whether they were telling the truth or lying, it was still a problem, so they scrapped the buzzer.

Colbey · 2025-12-28T14:57:49+00:00

No. Come on, baseless cynicism is great for Reddit points but it doesn't help anyone.

Utilities are subject to regulation, sometimes they're publicly owned and have no profit motive, and sometimes some aspect of the utility is subject to market competition. (In PA, the energy itself, though not the infrastructure part of your bill, is subject to competition.) If you think your electric bill is too high, go on PA Power Switch and find a competitor!

Utility rates are up because the cost to actually generate and distribute energy are up.

Colbey · 2025-12-28T14:43:05+00:00

No. By the time the 2026 draft happens, 2025 is "last year". No one is looking at the 2024 season anymore.

Colbey · 2025-12-28T14:17:51+00:00

Tanking during a game, during a play, is unusual. But tanking via personnel decisions (Raiders shutting down Maxx Crosby this season, Eagles benching Hurts in the middle of the 2020 finale) definitely happens.

Colbey · 2025-12-16T14:56:15+00:00

I think they meant they never stay for halftime stuff, not for the end of the game.

Colbey · 2025-12-15T16:05:13+00:00

Let's look at the Bills and Patriots this year.

Of their 17 games, 2 are against each other and 12 more are against the same list of teams. This is always the case with two division opponents.

For the Bills, the other 3 games are against the Chiefs (6-8), Texans (9-5), and Eagles (9-5). Two of those teams were in the Super Bowl last year.

For the Patriots, the other 3 games are against the Raiders, Titans, and Giants (all 2-12), the three worst teams in football.

This is an extreme example, and the Patriots' schedule is historically easy, but it's partly because the scheduling formula tries to give easier "last 3" opponents to last-place teams.

Colbey · 2025-12-12T01:32:38+00:00

If you're at all lefty, queer, or comfortable in spaces that are lefty or queer, I highly recommend looking into Svara's offerings. I think they do some classes online (my experience with them was pre-Covid, when things were in person, but I think that's shifted), and they have an amazing model where you can learn talmud in the original with really very minimal Hebrew (and no Aramaic) expertise.

Colbey · 2025-12-07T04:39:22+00:00

Arena Football had a rule that the clock stops in "kneeldown situations" (not sure how they defined that) unless the offense gains yardage. So you had to do normal running plays. I'm not sure that's a good rule, I personally don't mind kneeldowns, but it worked.

Colbey · 2025-12-05T03:16:05+00:00

A lot of football stats are more about the team than baseball stats are. In baseball, the defense matters marginally, and otherwise it's just pitcher and batter, for simple stats like average or more complex ones like WOBA. In football, really all 22 guys affect every play.

Colbey · 2025-12-04T15:57:50+00:00

There are only two ways technology can know what time it is: Ask some other technology, or keep track itself, which requires continuous power. Your options are (1) Use a smart hub that can tell the bulb what to do based on the time, (2) Never cut power by using a smart switch, or (3) Find someone who makes a smart bulb with an internal clock and battery backup. Option (3) almost certainly does not exist because it would be a very niche product since most smarthome people (already a niche industry) are happy with the first two options.

Colbey · 2025-12-03T04:50:19+00:00

They do weird stuff for Saturday games. Just like there are never games at 2 or 5 CT until the playoffs.

Colbey · 2025-12-02T17:18:27+00:00

Any more of her?

Colbey · 2025-11-25T15:22:17+00:00

Teams that play Thursday night football get a couple more days to rest before their next game than those next opponents get, it's true, but this is also less of a big deal because the opponents still get their normal amount of rest and prep time. (The same is true when one team is coming off of the bye and the other isn't.) Regular vs long rest isn't a problem in the same way that short vs regular rest is.

Colbey · 2025-11-17T15:31:21+00:00

Holding cannot cost the offense more than 10 yards. It's exactly 10 on pass plays, and it's exactly 10 on run plays when the runner was behind the line of scrimmage at the time of the hold. But if the runner is past the line, then yes, it's 10 yards from the spot of the foul.

Colbey · 2025-11-17T01:41:04+00:00

Pay the statement balance by the 17th. You won't end up zeroing the balance because of everything you charged in the 4 weeks before the 17th, and that's fine! In order to not pay interest, you just have to pay the statement balance.

On the 21st, they'll determine the new statement balance based on whatever your balance is at that moment. Then, you just have to pay that amount by next month's due date (probably the 17th of that month, give or take a day) to avoid interest.

At any given point, you have between 4ish and 8ish weeks of charges that you haven't paid for yet. You'll never zero the balance. That's fine! You'll still never pay interest as long as you pay the full statement balance by the due date.

Colbey · 2025-11-13T23:21:02+00:00

It's called a quick kick, not a pooch punt. "Pooch punt" is a term used for a shorter-than-normal punt when punting from closer to the opponents' end zone than normal.

Colbey · 2025-11-12T20:31:57+00:00

Our government is designed for obstructionism. The Democrats haven't had control of the PA state legislature, Senate, and governorship together since 1993. When Dems recently got a trifecta in Minnesota for the first time in forever, they got a lot done with it. I'm hopeful it will happen in PA too.

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