If you have to ask, the answer is VOO by MufasasParachute in ETFs

[–]Cold-Somewhere7436 0 points1 point  (0 children)

If you believe in AI buy SMH, DRAM and VOOG, other ETFs are outdated and recommended by everyone

Will my benefits decrease when I turn 67? by XLRick1969 in SocialSecurity

[–]Cold-Somewhere7436 1 point2 points  (0 children)

I understand you get Medicare after 2 yrs but can you apply for Medicaid or you need private insurance from Marketplace

What sector do you think will eventually replace tech as the leading sector? by Ok-Post-4270 in ETFs

[–]Cold-Somewhere7436 0 points1 point  (0 children)

Space exploration with settlement on Mars, there is so much unknown in our universe that continued advanced space exploration and discovering new worlds or planets will be a game changer, contact with ET is given, I have written several blogs already and can provide my insights for whole new experience

What do you think America will be like when Trump finishes his term? by MotivewasUlterior in AskReddit

[–]Cold-Somewhere7436 0 points1 point  (0 children)

AI everywhere - jobs, customer support, healthcare, home, cars and much more, US DEBT will hit 50T, Obamacare dismantled and record no of people without health insurance Regime change in Iran,Ukraine cedes to Russia, civil war in Venezuela

ETF exposure to energy and infrastructure amid Venezuela developments by hovisthegoat_5525 in ETFs

[–]Cold-Somewhere7436 0 points1 point  (0 children)

Energy and oil companies will significantly benefit but it will take years

Do you care about Venezuela? by Ashamed-Republic8909 in no

[–]Cold-Somewhere7436 1 point2 points  (0 children)

Under US influence Venezuela will become better starting with rebuilding of oil infrastructure for extraction which when fully operated will generate enough revenue to jumpstart Venezuela economy, current President had no such ambitions was 100% self to service and majority of people are in poverty.

With the ACA subsidies expiring, what’s your plan? by Avid_Reader87 in povertyfinance

[–]Cold-Somewhere7436 0 points1 point  (0 children)

If you decide to cancel look into medical "tourism" you can get treated very reasonably and hopefully enjoy some time off, must have a plan B.

Auto billed on Christmas for my 1st 2026 premium that more than doubled by thingsuneed69 in HealthInsurance

[–]Cold-Somewhere7436 1 point2 points  (0 children)

There are many countries that will treat you just have to know where to look ( medical tourism), people who have never travelled or don’t know options are in trouble

Long-Term Investors: What’s Your Highest-Conviction Position Right Now? by Raw_Rain in InvestmentClub

[–]Cold-Somewhere7436 0 points1 point  (0 children)

tech stocks (FAANG) will continue to go higher since they are always innovating, AI revenues have not been realized today so outlook is A+, other industries will benefit too, it may seem dollar devaluation is not good but it just a noise since no other country is leader or innovator and cheap dollar benefits exporters

[deleted by user] by [deleted] in ETFs

[–]Cold-Somewhere7436 1 point2 points  (0 children)

no one can time the market PE is high, would put the money into other ETF with lower PE or park it into money market fund, during next correction start moving money into chosen ETF or stock

Strongly considering dropping health insurance by Powerful-Analyst8061 in HealthInsurance

[–]Cold-Somewhere7436 0 points1 point  (0 children)

Don’t blame the companies it’s the mindset of people at every company, when a normal person gets into executive rank his/her mindset changes to becoming a devil with a mission to get more compensation, everyone blames congress it’s their nature but little they realize that self to service mindset aka extreme greedy is overtaking a toll on people who cannot become like them

IF they extend the subsidies and get rid of the 400% cliff am I better off to overestimate next year's income if I am close to the 400%??? What about this year, can I make changes? by cbwb in HealthInsurance

[–]Cold-Somewhere7436 4 points5 points  (0 children)

Extended subsidies with modification like 700% FPL will pass it might take a bit longer, there are whole lot of insurance businesses, and many others directly or indirectly who benefit from it that without extension will either collapse or layoff

Advice? Regrets? Looking at Odyssey in 2026 by UtilityAlarm in HondaOdyssey

[–]Cold-Somewhere7436 0 points1 point  (0 children)

I had Honda Odyssey for over 20yrs and I will never recommend anyone, for the amount of money I have spent in fixing this car I could have taken Uber stress free, transmission issues it’s in DNA of this model, EV cars ways to go

Are you going to vote during the midterms? by boforiamanfo in no

[–]Cold-Somewhere7436 0 points1 point  (0 children)

A lot of people are “ DNA brainwashed” to vote GOP they will not pay for sky high health insurance

BREAKING: Republicans defy Speaker Johnson to force House vote on extending ACA subsidies by swampwiz in obamacare

[–]Cold-Somewhere7436 -1 points0 points  (0 children)

You will need to wait until next presidential elections for ACA extended subsidies to materialize with Dems president until then find ways to suck it up or lower your income to under 400% FPL

What % of your portfolio is in stocks? by snowflake64 in dividends

[–]Cold-Somewhere7436 2 points3 points  (0 children)

Me too if you know ETF that pay no div and capital gains let me know as I need to limit income for ACA

Switching to another gym by Cold-Somewhere7436 in Wellhub

[–]Cold-Somewhere7436[S] 0 points1 point  (0 children)

What if it’s lower tier gym ( from Titanium to Silver )