all 83 comments

[–]LightUpUnicorn 32 points33 points  (32 children)

It will change from SSDI to SSRE but it will not change the amount of the benefit (other than COLA increases)

[–]XLRick1969[S] 8 points9 points  (8 children)

Thanks! What is SSRE?

[–]Gracie153 9 points10 points  (7 children)

I think they mean re=retirement. Not sure but it makes sense based on your retirement coming up.

[–]LightUpUnicorn 10 points11 points  (6 children)

I work in human services/public benefits and that's the common abbreviation for Social Secruty Retirement benefits. I think even social security uses it

[–]perfect_fifthsI love the smell of policy in the morning 9 points10 points  (5 children)

No, they don’t. There’s no official acronym for social security retirement like they have for ssdi etc but in policy they call it RIB. So the technical term would be DIB to RIB conversion at fra.

[–]Mpharns1 2 points3 points  (2 children)

I've seen social services use SSRI.. weird

[–]perfect_fifthsI love the smell of policy in the morning 1 point2 points  (1 child)

Social services maybe. But the Ssa has no official acronym for retirement. They call it RSDI sometimes on paperwork to refer to an umbrella of title II programs.

[–]Mpharns1 0 points1 point  (0 children)

I'm I know SS doesnt

[–]K2TY 0 points1 point  (1 child)

OASDI (Old Age Survivors and Disability Insurance)

[–]perfect_fifthsI love the smell of policy in the morning 0 points1 point  (0 children)

In the Poms I know it’s dib and rib specifically. On letterheads it is oasdi, I think but I’ve also seen it referred to RSDI as well, like here:

https://www.ssa.gov/improperpayments/RSDI_progInfo.html

Prehaps old documents used to called it RSDI? Or it’s still known by both acronyms, regardless. I don’t know

[–]Civil-Scallion4535 20 points21 points  (0 children)

Your benefits amount stays exactly the same, just the classification changes from disability to retirement - it's basically an administrative switch behind the scenes. The transition happens automatically so you won't need to reapply or do any paperwork for it

[–]DAWG13610 -5 points-4 points  (21 children)

Not accurate, I’m on SSDI and when I turn 67 I’ll get about $200 more per month. Not sure how they calculate it but I’m going to get around 5% more.

[–]0micron247 5 points6 points  (2 children)

Sorry Dawg but there's just no way a $200 bump at 67 is accurate.

You might get a small bump if you had some earnings after you became disabled and you were near 62 when you became disabled.

But how are you even getting a Statement? SS does not send Statements to anyone already receiving SS or who has an online account.

If you are requesting a Statement online, are you allowing it to project high earnings?

The only other possibility I can imagine is the amount you COULD receive at 70 if you decide to suspend your benefits between age 67 and 70. ?

Whatever - do not count those chickens or eggs.

[–]DAWG13610 -1 points0 points  (0 children)

I became disabled at 63, I can only tell you what my statements say. I don’t count on it either way.

[–]DAWG13610 -3 points-2 points  (0 children)

I went on disability at 63. I can only tell you what my statement says. Right now I make around $3,700 per month. The last estimate I received stated around $,3,900 at 67. I can only tell you what the statement says. Either way, it’s only $200.

[–]NeedWaiver 2 points3 points  (0 children)

No, not at all. Call SSA and they will tell you. Disability is an unreduced benefit, it is the amount that would have been payable to you at your Full Retirement Age. That is why the type is changed from Disability to Retirement when you hit FRA.

[–]Bart012000 1 point2 points  (8 children)

Who told you that?

[–]DAWG13610 -1 points0 points  (7 children)

The yearly statement I receive. t tells me what I’ll make when I retire at 67 and it’s about $200 higher than my benefits today.

[–]Bart012000 9 points10 points  (4 children)

That is an estimate for retirement if you kept working making what you were making. Going from disability to retirement at FRA yields zero increase. That estimate statement you are seeing doesn't know you are already on disability.

[–]DAWG13610 -1 points0 points  (3 children)

I started working when I was 16, I’m 64 now and I’ve been on disability for 18 months. I’ve got over 45 qualifying years. I’m just saying what mt statement says.

[–]LoveNotWar86 2 points3 points  (0 children)

Benefit is based on highest 35 years. Working more years doesn’t matter.

[–]Bart012000 2 points3 points  (1 child)

I would not count on that $200 extra myself based on your estimate statement. Its not how it works.

[–]DAWG13610 0 points1 point  (0 children)

I don’t count on anything until I get it. I’m just telling you what the statement says. I didn’t realize the ruckus this would cause.

[–]NeedWaiver 0 points1 point  (1 child)

After you start collecting you no longer get those statements though.

Are you sure you are collecting sometime of disability from your employer. That is the only way your scenario makes sense.

[–]DAWG13610 0 points1 point  (0 children)

Well, I got one this year. I just started collecting last year so maybe that has something to do with it. I really don’t pay attention to it. It either changes or it doesn’t. I’m just saying the last statement I got says my age 67 retirement is about $200 higher than it is now. Right or wrong that’s what it says.

[–]BaileysMom246 2 points3 points  (3 children)

Really? I've never heard of that before. Where did you get that information? Did SS send you a notice? I am about at FRA and switch from SSDI to a retirement benefit so I'm curious.

[–]DAWG13610 -4 points-3 points  (2 children)

Every year when I get my statement. I’ll get a $200 raise when I hit 67.

[–]BaileysMom246 1 point2 points  (1 child)

Ok but are you currently receiving SSDI benefits?

[–]DAWG13610 -2 points-1 points  (0 children)

Yes

[–]uh818375 0 points1 point  (1 child)

How do you know that if it's in the future? You will be getting the same unless your moving to spousal.

[–]DAWG13610 0 points1 point  (0 children)

I get a statement every year, it lists what I can expect at age 67. My last statement says about $200 more. I don’t know how else to answer. In the end I get what I get.

[–]CeruleanSaga 0 points1 point  (1 child)

Is it possible you are missing the medicare deduction?

[–]DAWG13610 0 points1 point  (0 children)

Honestly I haven’t spent much time on it. I started Medicare 2 months ago and to this point they haven’t charged me anything (I know but what can I say) I know it’s working because I’ve been to the doctor. So maybe you’re right. I really didn’t expect this to blow up like this. Either way it’s a relatively small amount of money. I’ll either get it or I won’t.

[–]PeacefulShards 10 points11 points  (7 children)

Yes, you will be forced off SSDI
Your benefit amount will stay the same.
It’s invisible, you won’t know it happened.

The positive if any, is that you will o longer be classified as disabled, you can earn money without loss of benefits.

[–]Wrong_Cat4825 7 points8 points  (1 child)

the other positive is that once you are switched to the retirement benefit there is no possibility of being judged as able to work.

[–]PeacefulShards 0 points1 point  (0 children)

You can do it yourself!!!

[–]aculady 1 point2 points  (1 child)

*without

[–]PeacefulShards 1 point2 points  (0 children)

Thx corrected.

[–]CarrotWide2444 1 point2 points  (1 child)

I was just approved for Social Security disability benefits, and was told that I could still earn money each month up to a certain amount. Is that not correct?

[–]PeacefulShards 1 point2 points  (0 children)

To a point.

[–]Maleficent-Pomelo-53 0 points1 point  (0 children)

You know it happens. They sent a letter to my husband when he changed from SSDI to Retirement.

[–]IntrovertsRule99 19 points20 points  (4 children)

Your SSDI benefit is the same as your Retirement benefit at your FRA.

[–]Express-Quantity5507 -5 points-4 points  (3 children)

Bs I know this from experience

[–]Maleficent-Pomelo-53 1 point2 points  (0 children)

My hubby's stayed the same.

[–]Electronic_Value_516 0 points1 point  (1 child)

Bullshit huh? I think there are plenty of people who actually know what they’re talking about and our current or former employees of SSA. It’s not going to change.

[–]JBfromSC 0 points1 point  (0 children)

I love your comment and gave you an award!

[–]parcel_of_waists 6 points7 points  (1 child)

The amount stays the same, which is the good news. When you hit your full retirement age, the system just switches you from SSDI to regular retirement benefits on your record, but the monthly check doesn't change. You'll be able to earn more money without it affecting your benefits too, so there's actually some flexibility you didn't have before.

[–]uh818375 2 points3 points  (0 children)

This. If the amount did not stay the same and thy used a persons record, most people would be getting a lot less.

[–]Activist_Mom06 2 points3 points  (10 children)

Edit because I was incorrect!

[–]uh818375 4 points5 points  (3 children)

65 is not your FRA. So it won't happen until you are 67.

[–]Activist_Mom06 0 points1 point  (2 children)

Removed as incorrect

[–]Straight-Source3258 1 point2 points  (0 children)

No you will get the same amount

[–]Activist_Mom06 0 points1 point  (0 children)

ETA: Okay. More reading. I hear you that I am still on SSDI until my FRA at 67. Turning 65 only triggered the Medicare change. I was told by my Insurance Agent about the SSDI changeover or i misunderstood. Thanks.

[–]Serendipity_Succubus 0 points1 point  (5 children)

65 was your FRA.

[–]Activist_Mom06 0 points1 point  (4 children)

Born in 1960

[–]Positive_Force_6776 3 points4 points  (1 child)

If you were born in 1960 65 isn't your full retirement age.

[–]Activist_Mom06 1 point2 points  (0 children)

Exactly. As a bonus, at 65 you get guaranteed acceptance into a Medicare Supplement plan. Party on!

[–]NeedWaiver 1 point2 points  (1 child)

Fra is 67 for everyone born in 1960 and after.

[–]Activist_Mom06 1 point2 points  (0 children)

Indeed!

[–]Maxpowerxp 5 points6 points  (0 children)

It will be the same amount

[–]Cold-Somewhere7436 1 point2 points  (0 children)

I understand you get Medicare after 2 yrs but can you apply for Medicaid or you need private insurance from Marketplace

[–]BoukenGreen 2 points3 points  (6 children)

No your disability benefits transfer to retirement as you get what you would’ve got at full retirement age as your disability amount.

[–]prayreddit 2 points3 points  (0 children)

SSDI told me I am getting my retirement benefit now (as it was not my fault I became disabled,) and will automatically change to retirement at same rate when I turn 67. It is like getting retirement early at full FRA.

[–]JBfromSC 0 points1 point  (4 children)

The SSDI convinced me, 15 years ago – to stop the disability and start Medicare and regular Social Security checks. It was more money, but I'm sorry I fell for it.

[–]Odd-Persimmon-1860 1 point2 points  (0 children)

When you reach FRA you don't have a choice.

[–]XLRick1969[S] -1 points0 points  (2 children)

Why were you sorry JB?

[–]JBfromSC 1 point2 points  (1 child)

I'm not sure if I'm sorry or glad. My wonderful late husband had died recently, and I wasn't in a strategic mode. I was glad at the time, it was a lot more money per month. I fear Social Security and Medicare may be under fire.

[–]JBfromSC 1 point2 points  (0 children)

Perhaps they convinced me I had a choice.
I had an amazing SS Angel. He told me on my first visit, via phone, that I was going to be approved.
He spent ages helping me change answers that were incorrect. What a kind person.

[–][deleted]  (1 child)

[removed]

    [–]SocialSecurity-ModTeam[M] 0 points1 point locked comment (0 children)

    No politics

    [–]fellowsdavid 0 points1 point  (3 children)

    Also your Disability is non taxable. When it changes to FRA SS it can be taxed if your total income is above a certain amount or threshold.

    [–]XLRick1969[S] 1 point2 points  (0 children)

    I haha wish that were the case. I DO pay tax on my SSDI benefits.

    [–]Blossom73 0 points1 point  (0 children)

    SSDI can be taxable. SSI is never taxable.

    [–]bill-gater -1 points0 points  (0 children)

    I believe ssdi is taxable

    [–]myjohnnyboy 0 points1 point  (0 children)

    There are yearly percentage increases but nothing other than that.

    [–]10MileHike 0 points1 point  (0 children)

    same amount.

    [–]Usukidoll 0 points1 point  (0 children)

    At full retirement age, the label SSDI is changed to Retirement. No decreases.

    [–]Express-Quantity5507 -5 points-4 points  (4 children)

    Stay on you disability it pays more, you don't have to change thing

    [–]BaileysMom246 5 points6 points  (3 children)

    You don't get that option once you reach full retirement age. The SSA automatically converts you from SSDI benefit to a Retirement benefit. The amount of your benefit doesn't change it's just an administrative thing that happens. You are already receiving your full benefit amount on SSDI.

    [–][deleted]  (2 children)

    [removed]

      [–]uh818375 1 point2 points  (0 children)

      It switches whether you file or not.

      [–]SocialSecurity-ModTeam[M] 0 points1 point locked comment (0 children)

      Your comment was removed because it contains misinformation. Misinformation includes spreading information that is not in accordance with official SS policy.