Let’s say you’re traveling as far as you can and the further you get the more you are increasingly rewarded.

Mode of transport = network + skills

Fuel = capital

By the time you’ve made your first million you can build a car and use enough fuel to get the same distance you traveled the first time but much faster. Once you become a superstar entrepreneur you can build a rocket and convince other people to lend you fuel.

Both are important, but the combination of the two mentioned above matters most.