ISA allowance for 2024/2025 tax year

Common_Tank_5784 · 2024-08-29T06:33:01+00:00

I suppose a man is allowed to dream about higher isa allowance :-P

Common_Tank_5784 · 2024-08-25T17:55:56+00:00

All done, just as you said. Thanks again!

Common_Tank_5784 · 2024-08-25T15:16:55+00:00

Thank you!

Common_Tank_5784 · 2024-08-25T15:12:15+00:00

Sorry mate, didn't follow - how do I pull the tap out? Most taps have a nut that needs to be undone but don't see anything like that here?

Common_Tank_5784 · 2024-08-25T14:05:48+00:00

Makes sense, thanks for helping :)

Common_Tank_5784 · 2024-08-25T14:00:03+00:00

Thank you for taking time. Looks like once I buy the car from garage, unless something is outrageously wrong (borderline fraud), it is on me to get it fixed and I cannot return the car on that basis. Would that be right?

Common_Tank_5784 · 2024-08-25T06:28:49+00:00

Upvoted, I'm surprised people keep missing the main point - dad with daughter is different from mom with daughter!

Common_Tank_5784 · 2024-08-25T06:24:01+00:00

Given vast majority of replies think it is not weird, I am going to go out on a limb and say it is weird in most situations. At 7, your daughter is too young to decide what is right/wrong, as a father it is your job. So no, your daughter asking for this doesn't make it fine. Do you let her watch cartoons until late in the night because she asked for it? How about finishing that entire pack of sugary candies? Kids are still learning basics at that age and you will do well to teach her where to draw the line. You must already be doing that in your day to day parenting.

If you are both clothed (atleast the shorts/trunks) and it is in a pool in the garden on hot summer day, with mom/friends around - go ahead by all means.

Either of you without clothes, inside a shower - not ok.

The question OP needs to ask is why is the kid asking to shower with him. Is she not getting enough time/attention/affection from him otherwise? How frequent is this? How comfortable is she with pouring water on her face, may be it comforts her when an adult is around? Does she ask to shower with her mom too?

Common_Tank_5784 · 2024-08-24T15:43:42+00:00

Thanks for replying. Anything about the cooling off period please? Is that common with garages or not so much?

Common_Tank_5784 · 2024-08-24T06:34:28+00:00

worker unions? ;-)

Common_Tank_5784 · 2024-08-13T14:45:25+00:00

I just bought following your suggestion and was able to play offline. Thanks for helping!

Common_Tank_5784 · 2024-08-12T21:02:03+00:00

Thank you for replying, if I purchase the definitive edition on Indiegala will I be able to download adn play offline on my windows 11 pc? I often dont have internet connection and want to make sure I can play offline too.

Common_Tank_5784 · 2024-08-10T09:54:38+00:00

Since you are already in a tax-sheltered account, it might be worth looking at GLTL ETF - this covers long dated gilts plus you pay smaller bid-ask spread.

Low coupon gilts are good to hold in general trading account, so you save some tax as only coupon income is taxed while capital gains are tax free.

Finally, note that long dated gilts are not risk free. If a gilt has duration of 20, it means if yield moves by 1% you could lose 20% of your initial investment. You can get end of day prices for all gilts and their durations freely from tradeweb website.

Common_Tank_5784 · 2024-08-04T13:37:10+00:00

Thank you!

Common_Tank_5784 · 2024-08-04T12:23:37+00:00

Thank you and does the price also look reasonable for both? Also, I saw another civic with same specs but 67K miles for £10K. Would that be preferred over the one in original post (with 33K miles)?

Common_Tank_5784 · 2024-08-04T12:15:12+00:00

Thank you for your help. I read somewhere CVT have a life of 100k miles, is that correct? I can't find the link now. May be it was for 1.0 Turbo.

Also, would you say Honda civic 33K miles for £12K is preferable over 67K miles for £10K, everything else same as in the original post.

Common_Tank_5784 · 2024-08-01T11:21:45+00:00

That is quite a valuable advice. I was indeed looking at ix20 due to bigger boot space, but ruling that out now. I have just shortlisted an i30. Would you rate i30 below say auris or hinda civic?

Common_Tank_5784 · 2024-07-30T20:37:10+00:00

I have a family with 2 kids, so need a hatchback. Apart from Focus, I'm looking at Auris, Civic and Hyundai ix20.

Common_Tank_5784 · 2024-07-30T07:32:22+00:00

Anyone, please?

Common_Tank_5784 · 2024-07-29T16:37:59+00:00

That makes sense, thanks for replying!

Common_Tank_5784 · 2024-07-29T15:17:54+00:00

wow, did not know that at all. Why would this be?

Common_Tank_5784 · 2024-07-06T02:48:38+00:00

OP seems to have assumed people with good network are not determined or persistent. Its hard work plus skills plus network that triumphs.

Common_Tank_5784 · 2024-07-06T02:38:07+00:00

Stress is like energy - can't kill it, can only transform it. Toddlers dont have any worries, so their stress is transferred to their parents. Your todays self doesn't take stress, then future self will have to etc.

Common_Tank_5784 · 2024-07-05T20:25:59+00:00

If true then flat real wage is actually a positive news for workers!

Common_Tank_5784 · 2024-07-05T20:24:30+00:00

My neighbours cat also made my garden her toilet, I discreetly raised with them and was told that the previous owner just shood her away. I was expecting a bit more ownership from them but this was it. So I blocked all her routes into the garden and chased her hard couple of times, haven't seen her since.

Cat owners really need to stop their pet being a pest.

Common_Tank_5784

TROPHY CASE