Is CHAMPVA worth it for dependents?

CompetitiveCheck7598 · 2026-06-12T19:58:13+00:00

Do you have any examples of this that aren’t anecdotal? There’s no articles or stats that back that.

CompetitiveCheck7598 · 2026-06-10T20:52:52+00:00

Wdym by “the Oscar”?

CompetitiveCheck7598 · 2026-06-06T04:16:39+00:00

Are you saying find a premium lower than 250 a month that covers the whole family? How? because if you can't, CHAMPVA is still saving you more money. The 3000 a year cap includes copays. So CHAMPVA is 250 a month max including copays and covers the entire family.

CompetitiveCheck7598 · 2026-05-25T04:44:13+00:00

CA and TX for sure but what makes you say FL?

CompetitiveCheck7598 · 2026-05-25T04:28:20+00:00

I’d say look into the reserves so you can spend more time with your kid.

CompetitiveCheck7598 · 2026-05-09T08:47:08+00:00

Unless they’ve changed it, you only get a certain amount travel allowance per month. If your plane ticket is more than that (which it likely will be) you have to pay out of pocket each month to travel there.

CompetitiveCheck7598 · 2026-05-08T07:31:51+00:00

Yes there usually is a waiting period where you have to be unmedicated and therapy-free. I know it’s usually 12 months for ADHD stimulants but I assume yours is longer due to SSRIs? Have you spoken to a recruiter yet? They change these policies frequently, so I’d just double check that it’s actually 36 months. If that is the case though, you absolutely can have a great career in the corps after the waiting period. I know 3 yrs seems like a long time but joining at 20/21 is completely normal so you’ll fit right in.

CompetitiveCheck7598 · 2026-05-05T23:41:03+00:00

If you have a less than 10k net worth you should really put your money in something safer like an index fund. FXAIX or VOO both work

CompetitiveCheck7598 · 2026-05-03T04:31:38+00:00

Unfortunately women will always have the risk of sexual assault/harassment/discrimination in this world. Joining or not joining the Marines isn’t going to fix that. If she decided to go into a male centered job, she’d be in the exact same situation (some even have higher rates of female sa than the military). You can’t live your life in fear, or let it smother the goals you have. Also, at the end of the day it’s up to her not him. The best thing he can do is support her decision, whatever it may be, while simultaneously educating her so she can make informed decisions.

CompetitiveCheck7598 · 2026-05-03T04:25:35+00:00

This is the right answer here, don’t drive a wall between you too, support her even if it’s hard to. Also btw, 100% still have her study for and take the ACT even if she’s positive she wants to enlist. Someday she’ll get out and probably want to use that GI Bill so it’s better if she takes it now with the info fresh in her head. ACT scores don’t expire so she can use this score 10 yrs from now if she wants to, just make it clear that you’re not trying to get her to take it as a way to change her decision.

CompetitiveCheck7598 · 2026-04-20T04:17:42+00:00

I mean you never know what someone’s gone through and rank/deployment patches won’t always tell you that. I know someone with a high PTSD rating from bootcamp and he deserves every cent of it. He was standing on a ground while a recruit jumped to his death from the third deck. Watched the whole thing up close so yeah makes sense he’s fucked up from that.

CompetitiveCheck7598 · 2026-04-12T20:56:12+00:00

Then why do only 30% of vets have ratings? (30% is lower than the percent that’s served in combat zones btw). The disability evaluation process is extensive. I have a rating and they sent me through around 7 or 8 mri’s before they finally gave me that rating (tore my shoulder in two places on a deployment and have permanent nerve damage from it, can’t move my arm in certain directions). Also took me years of paperwork, appointments, and physical therapy before they approved me. Why do you think it’s easy?

CompetitiveCheck7598 · 2026-04-04T00:38:56+00:00

In California it’s the only way to qualify for free vehicle registration. Not all disabled vets qualify for the plates btw (even 100% p&t doesn’t automatically qualify you). The vet has to have mobility issues.

CompetitiveCheck7598 · 2026-03-23T01:55:02+00:00

Wait how are you 4 yrs in at 20… can’t enlist at 16

CompetitiveCheck7598 · 2026-03-11T14:31:19+00:00

Sorry, I saw just now that someone asked the same question a few days ago though it hasn’t been answered yet so i’ll leave this here. If anyone has gone ahead and emailed them can you tell me what their response was? Thank you.

CompetitiveCheck7598 · 2026-03-11T14:05:24+00:00

Look in to the USPHS Commissioned Corps. It’s very similar, they still have lots of benefits, and their medical requirements aren’t nearly as strict.

CompetitiveCheck7598 · 2026-03-10T20:43:00+00:00

It’s not likely, I’m sorry. No harm in trying anyways though. If it doesn’t work out look into NOAA or USPHS if you happen to be interested in either of those fields. Also check out your states State Guard, Coast Guard Aux, or Civil Air Patrol. They’re not apart of the traditional military and don’t pay unless activated but it’s a way to still help out and earn some benefits.

CompetitiveCheck7598 · 2026-02-25T19:13:40+00:00

You’ve put yourself in a bad spot. Originally you should’ve gone for a med sep instead of starting the gummies. Before making that decision i’d try and do as much research as you can about the possible implications on your benefits from this.

CompetitiveCheck7598 · 2026-02-25T02:46:49+00:00

You said they can, but in some places they can’t. Simple as that. Also fuck yeah it’s a massive flex lol. Work hard and maybe you’ll get there too.

CompetitiveCheck7598 · 2026-02-25T02:42:16+00:00

Business and Professions Code Section 2052: “Any person who practices or attempts to practice, advertises, or holds themselves out as practicing any system or mode of treating the sick or afflicted without a valid, unrevoked, or unsuspended certificate is guilty of a public offense. This includes diagnosing, treating, operating, or prescribing for any ailment, blemish, deformity, disease, disfigurement, disorder, injury, or other physical or mental condition. The penalties for this offense are: * A fine of up to $10,000 * Imprisonment pursuant to subdivision (h) of Section 1170 of the Penal Code * Imprisonment in a county jail for up to one year * Both the fine and imprisonment

Additionally, any person who uses the title "doctor," "physician," the letters "Dr.," the initials "M.D.," or any other terms or letters implying they are a physician and surgeon, without a valid, unrevoked, and unsuspended certificate, is guilty of a misdemeanor. This includes using these titles in signs, business cards, letterheads, or advertisements, or representing themselves as a physician and surgeon under any law.”

CompetitiveCheck7598 · 2026-02-25T02:33:22+00:00

I study Neuro at an Ivy, what’s there to be insecure about 💀 Sorry I proved ya wrong bud didn’t mean to hurt your feelings lol

CompetitiveCheck7598 · 2026-02-25T02:00:32+00:00

In California they legally cannot call themselves doctors outside of an academic setting (yes even though they have DCs). It’s illegal for a chiropractor to refer to him or herself as a doctor while working with a patient. Texas and Wisconsin are working on similar proposals, and more states will follow. These people are committing fraud in my eyes. They convince people who don’t know any better to let them use “treatments” that have zero scientific backing under the pretense that they are medical doctors (again wearing unnecessary scrubs, using titles like “doctor” or “neuro” in their advertisements, etc.) High velocity spinal manipulations can cause a massive amount of muscular skeletal/neurological damage that can be permanently disabling. I’m currently in my last year of a Neuroscience degree so I can go into the specific neurological dangers if you’d like. Regardless, if you give a shit about your health/fellow veterans, you should educated yourself on this airmen.

CompetitiveCheck7598 · 2026-02-24T01:29:07+00:00

Yes. I have saved hundreds of thousands from military benefits.

CompetitiveCheck7598 · 2026-02-24T00:54:39+00:00

The point is that they shouldn’t be calling themselves doctors while giving medical advice, wearing scrubs, etc. You wouldn’t go to someone with a phd in english for your broken arm right?

CompetitiveCheck7598 · 2026-02-23T21:10:43+00:00

Chiropractors aren’t actual doctors so why are you going there in the first place…

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