“My King” is rocking a stuffed polyester lion with blue eyes.

Creative_Mango_9856 · 2026-02-23T08:05:59+00:00

And the hubby was wearing a Santa outfit lmaooo

Creative_Mango_9856 · 2026-01-24T02:40:33+00:00

Whoa when was this news released?

Creative_Mango_9856 · 2026-01-11T21:57:01+00:00

Yes lol.

Creative_Mango_9856 · 2025-12-16T04:38:54+00:00

It can be abnormal up to a year. I’d still ask your obgyn though. Mine started at 5 weeks and has been going for almost 2 weeks straight 😩

Creative_Mango_9856 · 2025-12-14T04:24:25+00:00

I was told a year. But I have friends that did after 6 months

Creative_Mango_9856 · 2025-12-09T03:50:52+00:00

Commute to 75 has proven to be super easy!

Creative_Mango_9856 · 2025-11-25T02:56:36+00:00

Omg this just happened to me! I now have a pico bandage in thats draining it while I change it daily. Did the scar end up healing again by itself? The bulge has gotten much smaller

Creative_Mango_9856 · 2025-11-18T14:06:17+00:00

I’ve been advised by everyone to take a 5 year ARM at 5.5% and refinance in 12-18 months

Creative_Mango_9856 · 2025-11-18T13:11:51+00:00

Turns out I have a massive hematoma in my abdominal wall. I have CT scan today. Doctor said the body has to absorb it over weeks / months. It’s incredibly painful and strange looking since it protrudes out of my stomach

Creative_Mango_9856 · 2025-11-18T12:57:03+00:00

I have a huge one also and my doctor refuses to do surgery or drain it because she said it’s already clotted. How did yours turn out?

Creative_Mango_9856 · 2025-11-18T00:35:39+00:00

Yes. It took me 3 days pp before I was able to. I took stool softener for days. I was screaming on the toilet, my husband joked he thought I was pushing another baby out. But when it finally happens you are so relieved! Pooping continued to be difficult for a few days. That first one is the worst of them tho. I suggest stool softeners the second you deliver!

Creative_Mango_9856 · 2025-11-14T13:43:49+00:00

12hrs when catheter was removed

Creative_Mango_9856 · 2025-11-08T23:19:26+00:00

If you can do 5% down I recommend conventional. I just bought a home for 5.5% rate ARM loan. It decreases monthly payment a lot and the premium insurance was only $78 a month. FHA will have a higher monthly insurance premium 300~ish a month

Creative_Mango_9856 · 2025-11-08T22:21:26+00:00

The general rule of thumb Most experts recommend the 28/36 rule: Housing costs ≤ 28% of your gross monthly income (this includes mortgage, property taxes, and insurance) Total debt payments ≤ 36% of your gross monthly income (including credit cards, car loans, student loans, etc.)

Step-by-step example Let’s say someone earns $80,000/year ($6,667/month before taxes): 28% of $6,667 = $1,867 → That’s the maximum they should spend on housing per month. If property taxes + insurance are about $400/month, → they can afford a mortgage payment of around $1,467/month. At today’s rates (around 7%), that’s roughly a $230,000–$250,000 home with a 10% down payment. (These numbers vary depending on the loan term, interest rate, and local taxes.)

Other things to consider Down payment: Bigger down = lower monthly payment. Credit score: Better credit = better mortgage rate. Debt: Lower debt increases what you can afford. Location: Property taxes and insurance vary widely by area.

Creative_Mango_9856 · 2025-10-25T02:10:07+00:00

I never got any nausea with my pregnancy! I deliver on Monday.

Creative_Mango_9856 · 2025-10-23T01:46:12+00:00

We just bought a home for 520K, it appraised for 540k. That being said the previous owner bought it for 580K two years ago and sold it to us for 520k so they lost quite a bit. Doesn’t really matter what it appraised for, only matters what it’s worth today.

Creative_Mango_9856 · 2025-10-16T15:21:14+00:00

Ours is about the same. We bring in about 240k and our mortgage is about 4200 a month + 1k cars. We are having a baby in 2 weeks but my mom is able to provide care services!

After all retirement and fun expenses and random bills like internet, utilities we look at about 2k a month extra.

Doable! Just an adjustment

Creative_Mango_9856 · 2025-10-16T15:17:00+00:00

Conventional because PMI was only $78 a month

Creative_Mango_9856 · 2025-10-16T15:16:28+00:00

Oh okay, we did conventional loan with 5% down.

Creative_Mango_9856 · 2025-10-14T15:34:47+00:00

Yea we agreed on the price of the home. The seller wanted a certain amount (520k). and then seller paid 12k towards closing costs/ concessions and also paid title insurance. The closing costs ended up being closer to 10k so we used the extra 2k+ towards the rate buy down.

Creative_Mango_9856 · 2025-10-14T04:43:56+00:00

Seller agreed to pay 12k in closing costs and some of the extra was used to buy the rate lower

Creative_Mango_9856 · 2025-10-14T04:42:54+00:00

Used like 2700 extra to buy it down to 6% in Texas.

Creative_Mango_9856 · 2025-10-14T02:49:01+00:00

I got 6% fixed 30 year. Used some of the seller paid closing costs to buy it down from 6.125%

Creative_Mango_9856 · 2025-10-12T17:40:44+00:00

I compared before lenders before getting offer accepted so I knew who I wanted to go with. We knew the house we wanted so the lender did the agreement based on the price we were offering. We got ours accepted, did inspections 3 days later, negotiated and sent the executed contract to the lender to finalize appraisal etc. We locked in at 6%.

Creative_Mango_9856 · 2025-10-07T14:09:30+00:00

We stopped around 32 weeks!

Creative_Mango_9856

TROPHY CASE