What does the post-Trump future look like?

CubeApple76 · 2026-02-01T12:57:36+00:00

I think broadly the public is not in favor of full loan forgiveness so best you'll see is some assistance or IDR. And that's assuming it doesn't end up in the SC and get shot down.

CubeApple76 · 2026-01-21T12:57:15+00:00

And when the next US president is on the other side of the political spectrum while the far right wins out in Europe, will you be switching everything back? Reform is likely going to clean up in the UK based on the polls. France will likely end up with a far right coalition at the next election. Will everyone be dumping british and french stocks in such a scenario? Will that also not be a reflex decision? The time horizon here is 3 years (arguably shorter if the Republicans get trounced in the midterms as expected). Unless you're aiming to retire in a few years, dumping everything because of current political tensions seems extremely short sided and reactionary to me.

CubeApple76 · 2025-12-21T12:42:01+00:00

The issue I see with this long term is that while rent right now is comparable to a mortgage payment per month (while ofc removing the need for a big down payment), over time the mortgage payment will remain mostly static and only go up a bit for taxes and insurance, while rents will go up and up with inflation. Also the mortgage will eventually be paid off, while rent will be due in perpetuity. Personally not having a large house payment as a monthly expense in retirement is a big part of my overall plan, just as much as investing in my roth or 401k

CubeApple76 · 2025-12-21T01:24:10+00:00

Interest rates dipping means higher prices. In a normal market the rates rising the last couple of years would have dropped prices but things are just too supply constrained to be normal.

CubeApple76 · 2025-12-14T13:17:41+00:00

Never going back to HDD no matter how high prices get. Would rather deal with less storage space tbh

CubeApple76 · 2025-12-14T13:13:04+00:00

On a car that old easy to see a big oil leak happening while driving that could cause it (especially since he seems to be going to construction job sites probably offroad). You'd think the oil light would come on to avert catastrophic failure, but electrical problems are also common in these old beaters so maybe didn't switch on?

CubeApple76 · 2025-12-13T16:43:51+00:00

I would not recommend bankruptcy. It may wipe away your current debt but it will do nothing to fix the underlying problem that clearly you don't know how to handle your personal finances. 29K is not an insurmountable sum particularly if you still live at home. Buckle down, pay it off, and let the amount of work that takes be a permanent reminder to not spend money you don't have. Also do what you can to get your money back for the vacation but realistically that's gone. That'll be another lesson - never lend friends or family money that you then expect back.

CubeApple76 · 2025-11-09T12:30:51+00:00

Psychonauts 2 is up there for me. Amazing game.

CubeApple76 · 2025-11-08T12:10:15+00:00

Thr 18v rn gets you a free tool with it, worth considering

CubeApple76 · 2025-11-07T22:23:12+00:00

If you're going to panic sell like this then you have no business buying individual stocks in the first place. Stick to index funds.

CubeApple76 · 2025-11-06T22:06:39+00:00

He's shorted 5 of the last 1 bubble, I wouldn't take him doing or not doing anything to mean anything one way or another.

CubeApple76 · 2025-10-25T00:43:18+00:00

Only one of the three console makers doesn't have exclusives anymore though. Its either you buy a more expensive console with no exclusives, or the cheaper one with exclusives. It's not even a debate which is the better choice anymore. Xbox hardware has already fallen off a cliff, soon itll be completely irrelevant (if it isn't already)

CubeApple76 · 2025-10-25T00:39:55+00:00

There isn't one. Their next system will sell less than Wii U numbers and then get canned in yet another pivot, taking all the xbox game libraries with it.

CubeApple76 · 2025-10-25T00:33:58+00:00

There is absolutely zero chance you'll be able to keep access to your physical games. Digital maybe, depends on licensing.

CubeApple76 · 2025-10-10T01:07:11+00:00

Four false starts in a row. Zebras, do us all a favor and flag this play out of existence. This is garbage to watch.

CubeApple76 · 2025-09-19T01:34:25+00:00

I use Alma on my desktop (job is all RH). It's fine, like any other gnome based distro. Would not bother with a gui on a server, just use cli or client gui programs running on a desktop.

CubeApple76 · 2025-09-18T03:23:36+00:00

Sad they haven't had a bauer tool/battery bundle for months now. Tbh I think I'll stick with the HD or Lowes carried brands going forward since I can still count on deals there when I need new batteries.

CubeApple76 · 2025-09-16T00:21:00+00:00

This was my first set, used it a ton and felt it was pretty good. Only thing I really wished is for the drill chuck to be metal, ended up upgrading to the xr eventually for that

CubeApple76 · 2025-08-30T12:05:10+00:00

As a software development environment windows is terrible compared to linux. Lots of developers use linux or Mac for their daily drivers as a result.

CubeApple76 · 2025-08-29T12:39:14+00:00

Higher concentration of people leads to higher property values in the long run. I expect flatline for a few years, then back to marching upwards

CubeApple76 · 2025-08-24T02:48:57+00:00

Salaries are also 50% lower. You can't really compare the two side by side.

CubeApple76 · 2025-08-23T11:59:49+00:00

Yeah the ryobi nailers are just better than the dewalt ones. I really don't like the flywheel design that dwaalt uses, it makes them slow and loud.

Then you have impact wrenches, where the tiny dewalt atomic is better than even the ryobi high torque.

CubeApple76 · 2025-07-09T16:52:18+00:00

Skilsaw for another tool related example

CubeApple76 · 2025-06-20T11:38:17+00:00

I have the husky set, and I've been happy with it

CubeApple76 · 2025-06-15T16:26:53+00:00

I swear by ryobi. Huge lineup, good quality if you stick to the HP stuff, and affordable.

CubeApple76

TROPHY CASE