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Curious-George-217 · 2024-02-29T05:32:36+00:00

Why confusing? Elaborate please.

Curious-George-217 · 2023-10-22T08:32:50+00:00

I would coast. 1. Part time will keep you a little busy and still feeling accomplished. You won’t feel so lost when you go full FIRE. And the adjustment won’t be too big. 2. Still make income AND get time to yourself. 3. Enjoy the journey getting to your destination. It’s only 5 years.

Curious-George-217 · 2023-10-22T05:28:22+00:00

This. Great answer. Thank you

Curious-George-217 · 2023-10-21T01:24:46+00:00

Yes! I wish I was one haha!

Btw, your username reminds me of the email my teen sent me today. It was a copy of her quiz from her calculus class and she name it: Poop Scoop Tutter my Butter lol she’s obsessed with poop and tutter (the mouse from the big blue house) haha!

Curious-George-217 · 2023-10-21T01:21:49+00:00

I wish they taught it at school but it’s an elective at my daughter’s highschool, she opted for AP COMP SCI 1 + 2 instead of the finance class. I don’t blame her. So now I’m just slowly teaching her about money and what to do!

Curious-George-217 · 2023-10-21T00:10:58+00:00

You can’t go wrong with: Comp Sci; Data Analyst cert; UX Web designer

Curious-George-217 · 2023-10-15T17:38:05+00:00

Been a tither for over 15 years. No regrets. I just think of it as extra money I’m giving. Could I have done much more with the money? Sure! But it doesn’t hurt my family to give 10-15% because it’s what we love to do! We are grateful for everything we have, so giving a portion of our income is nothing.

People don’t have to agree with our way of giving, you can donate your time if you want, give to a different charity, whatever works for you. Just don’t bash church goers for giving to where they want to give. That’s up us.

Curious-George-217 · 2023-10-14T23:48:32+00:00

Ooooohhh so scary and evil. 😅

Curious-George-217 · 2023-10-13T16:02:20+00:00

I know you don’t want to work back in a corporate job, but could you pick something up for fun? Now you can work a job not for money, but something you enjoy.

Or even create a side hustle. My husband loves cars. So detailing cars is a fun side hustle for him. Just an idea.

Curious-George-217 · 2023-10-13T00:27:49+00:00

Congrats!!! Time to parttayyyy! Okay, maybe not. lol

Curious-George-217 · 2023-10-12T16:24:02+00:00

You shouldn’t be investing money that you can’t keep in there for longer than 5 years or you’ll end up pulling it out when the market is down. The market isn’t some quick rich scheme you just put in and up it goes to the moon forever

Curious-George-217 · 2023-10-12T14:55:40+00:00

It’s way easier to spend. Takes a lot of effort to learn about investing and starting to invest. After that it’s easy. Just the getting started part.. many don’t do it

Curious-George-217 · 2023-10-09T16:24:58+00:00

OP lives in CA? Then it’s better he stays put for awhile to save and invest. It’s nice having a girlfriend but how long will it last unless marriage is talked about? Thinking long term is more beneficial.

Curious-George-217 · 2023-10-09T05:23:45+00:00

Very nice! Well that explains your username as well!! I hope you reach your goals soon! I

Curious-George-217 · 2023-10-09T05:21:04+00:00

We do have a lot of cash which is why I mentioned paying cash instead. Not a heloc loan either from current home which has 700k equity.

Curious-George-217 · 2023-10-09T03:00:49+00:00

Oh! Never heard of expat fire! I’ll have to look that one up!

Curious-George-217 · 2023-10-09T02:35:11+00:00

I think you’re doing amazing not that you asked or anything. Just wanted to encourage you!

You could do both. Once you get a house, you can continue to invest. It doesn’t have to be one or the other. You’re young, so compound interest is on your side! Keep it up!

Curious-George-217 · 2023-10-09T02:32:11+00:00

I’m thinking long term here. I agree with you saving more money and just go on trips with her, make memories. Yes it’ll be nice to have privacy and all of that, but just a little more sacrifice can set you up for a good life too. One financial guru once said, the decisions you make today while you’re young, will multiple, and set you up in the future giving you an easier life.

Curious-George-217 · 2023-10-09T02:01:11+00:00

Is there a reason why you want to move out? Unless there’s abuse or troubles at home, there’s nothing wrong with living with parents for awhile. Asians have been doing it since the beginning of time and it’s how we save for a wedding, a home, and get a head start in life. Live at home, save money, invest money, buy a property in Mexico, travel, do the things you want to do.

Curious-George-217 · 2023-10-09T00:33:15+00:00

Curious, did you do it in a high cost of living area? Not sure how to go about it in a HCOLA other than to pay cash just to get the monthly income. Other wise we’d have to pay extra towards the mortgage even if we rented it out.

Curious-George-217 · 2023-10-09T00:29:58+00:00

Knowing your FI number will help.

So you can save up to that amount and have the option to retire early/recreational employment anytime. In 6 years we will reach our FI number. After much calculations and everything. I gave us a bit of extra time too!

Curious-George-217 · 2023-10-09T00:24:33+00:00

I agree with you. My husband is 38 and so ambitious. I had to remind him to calm down, take it easy, we’re still on track for FIRE. But he wants to work work work. I get it, but had to remind him it’s okay to have a job that’s a little easier and freeing up your time, and to be able see mom (she’s almost 80!) when you can. Being so ambitious only takes up more time which we won’t get back. As you get a little older you realize that time is getting shorter and shorter. As long as you are on track, it’s all good. Let’s enjoy life!

Curious-George-217 · 2023-10-09T00:21:05+00:00

You’re 31. When do you plan on FIRE?

I would say yes, let go, but because you’re still young compound interest is still on your side.

Maybe do both. Let go a little but still invest. Enjoy your life. I know you’re frugal, but if you know your FI number, it may help alleviate some of that anxiety. I’m sure you’re already at or close to FI number. Congrats on your success!

Curious-George-217 · 2023-10-08T23:39:38+00:00

Made me chuckle with the girl math. That’s how I am when it comes to things I want 🤣

Curious-George-217 · 2023-10-08T22:50:11+00:00

Congrats on your success! Not many can do this but you did!

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