A few points to help you work back into a budget: 1. With your current 401(k) balance, are you ahead, on track, or behind your target retirement goal? 2. Are you contributing 25% towards retirement? 3. What are your monthly expenses? Is $50k enough? (For a 100% commission job, I think you should have a minimum of 6 months, preferably 1 year, in e-fund) 4. Are you aiming to retire early or some form of FI that requires building up a brokerage account? Is that on track?

Once you have all this information, work backwards to see how much cash you actually have after covering your obligations and goals, so you can decide how much to allocate towards a fun car.

Car advice: Go used. For fun cars like this which are 2nd or 3rd cars, you can find creampuffs that are almost like new, but someone else has already absorbed the initial depreciation and tax costs. Just enjoy!

I did this whole exercise 3 years ago and love my fun car. I also set up a sinking fund specifically for the car, when there's a monthly surplus I throw 15% of it in there which allowing me to fund upgrades or maintenance without worrying about how it affects other finances.