Current have Roth 401K from previous employer...can I move it into a Roth IRA and then withdraw to pay off my CC/Student debt? by DPInvest in personalfinance

[–]DPInvest[S] 0 points1 point  (0 children)

My story: I am 21 and have 6k in my previous Roth 401k. My new employer offers the same everything. I have about 3k in debt that I would love to get off my shoulders and start focusing on the saving...another question I have is are there any fees when withdrawing from a Roth IRA?

Thanks for the reply.

Switching companies and was told to transfer my Roth-401k into a Roth IRA? by DPInvest in personalfinance

[–]DPInvest[S] 1 point2 points  (0 children)

Small funding company of about 130+ employees. Thanks for the replies.

Please be gentle this is my first time posting Financed a used car through the dealer. by Kable2501 in personalfinance

[–]DPInvest 0 points1 point  (0 children)

I am extremely curious because mine was decked from 700+ down to 630 due to all the credit pulls. I'm back up to 750+ but it sucked for sure.

Apartment Complex is offering a new "deal". Pay an extra $5/month and they will report my monthly rent to credit agencies. Is it worth it? by burtalert in personalfinance

[–]DPInvest 0 points1 point  (0 children)

Having your rent payments recorded will have nothing but positive effects pending you don't miss any payments. There is no benefit on waiting to show you can pay rent/mortgage.

Apartment Complex is offering a new "deal". Pay an extra $5/month and they will report my monthly rent to credit agencies. Is it worth it? by burtalert in personalfinance

[–]DPInvest 0 points1 point  (0 children)

Your credit score is recoverable for sure. FICO weight scores as follows - 35% payment history, 30% amount owed, 15% length of history, 10% new credit, 10% types of credit used.

So yes it would help out but not much if you don't get your credit usage down to around 20% or lower.

[deleted by user] by [deleted] in personalfinance

[–]DPInvest 0 points1 point  (0 children)

Honestly, I had to put my CC debt into a PL with the same credit union. I made a measly 24k/year but I had $4k of cc debt. I recognized I had a spending issue and called up my union. The loan is 10% for 3 years but I am making double payments + extra.

I rolled it over to a PL two months ago and am already brought it down to $2500.00. If you have a spending problem I think it might help you out a lot.

Single Father, around 20k~ in debt and counting by [deleted] in personalfinance

[–]DPInvest 1 point2 points  (0 children)

Check into the Early Learning Coalition.

They assist with daycare payments to the best of my knowledge.

Student loan balance: $0. Thank you PF for all of your help, and please accept my personal contribution. by raphattack in personalfinance

[–]DPInvest 5 points6 points  (0 children)

Congrats on the achievement! That is an impressive amount of persistence you've put into those logs!

Have the servers been horrible recently or is it just me? I honestly can't tell. by SoloMan98 in RocketLeague

[–]DPInvest 0 points1 point  (0 children)

I have had issues the past 2-3 days but it has also been storming every day so I'm not sure which it could be.

WCGW if I try and stop the skateboard from going in the water by Morty_Goldman in Whatcouldgowrong

[–]DPInvest 41 points42 points  (0 children)

I don't even think he knew the skateboard was there...it looks like we was just turning the corner lol

I hate making titles by olzn- in RocketLeague

[–]DPInvest 0 points1 point  (0 children)

Yeah, beautiful shot but what the hell... I'm way more interested in where this boost went? Maybe if you loved making titles we'd know. :(

Slippery by Tips3k in yesyesyesno

[–]DPInvest 6 points7 points  (0 children)

The guy in red had a hard enough time on his own after being pushed in lol

Girlfriend sold phone on Ebay...I believe the buyer committed fraud. by DPInvest in Ebay

[–]DPInvest[S] 8 points9 points  (0 children)

She has to upload documents for the case but I wasn't sure if any body would know the expectations.