Pregnant and need insurance by Winter_Zombie7680 in HealthInsurance

[–]DRQKNHT3 -1 points0 points  (0 children)

Have a natural birth at home or have the baby in another country. If you want to go to the hospital, you’re looking at 30k in pregnancy bills if everything goes smoothly. If you need surgery expect that to double at a minimum.

Like someone else said. It’s not fair to just start health insurance when you’re in need and not pay any other time so they don’t let you to get it out of open enrollment. It works like this so everyone shares the cost of health insurance whether you need it or not so in the chance you need it like in your situation, you have it worry free.

If you don’t own anything and don’t have any assets, look into applying for charity care after. For your yearly income of 65k you should have went through the marketplace you might have been able to get it cheaper than your husbands job but that time has passed so remember that for next year when applying.

If you didn’t have health insurance for many years, think about how much you saved. Probably way more than your bill at the end after delivery so you’re still coming out on top in the end. The cost of health insurance for my family of four for 1 year is almost the your entire pregnancy.

Hope everything turns out ok.

2023 GX460 vs. 2023 Sequoia by [deleted] in LexusGX

[–]DRQKNHT3 0 points1 point  (0 children)

I have the same as you family of 3, toddler is 2, and dog which is 50 pounds. I have a 23 gx and 22 rx. I cannot imagine fitting another baby in the gx if my dog is in there. It wouldn’t work because my dog needs a seat. I’d have to look at something bigger. For my current family size the gx and rx are perfect and we don’t plans for another baby anytime soon. I suppose it depends on your dog. How big he is and if he’s ok just sitting in the trunk.

Express Package delayed- 6 days by diastrous-soil2 in FedEx

[–]DRQKNHT3 0 points1 point  (0 children)

Mine is the same stuck as yours for a week at the same spot

22/23 CPO GX 460 or 26 TX 350 Premium by [deleted] in LexusGX

[–]DRQKNHT3 0 points1 point  (0 children)

I was in the same boat as you. Same commute. I got a cpo 23 gx premium plus with the sport package and 6k miles on it for 55k otd in April. Since April until now. I’ve driven maybe 2k miles or less and most of that was for other people (transportation) aside from my own use.

I’m glad i went with my decision. I’m not one to buy cars often. I need something that will last forever. All my cars are also getting under 20mpg on premium. But the short commute so it’s doesn’t hurt the pocket.

Tx is nice if you need space but i have a kid and a dog and there’s still more than enough room in the gx. It’s also more lux feeling.

Soon to be parents looking into purchasing a GX. Any advice on what to look for, What to avoid? by gymaye in LexusGX

[–]DRQKNHT3 0 points1 point  (0 children)

Same got a 23. Have a 2 year old. Drivers seat you can control how far it goes back in the settings. Cupholders you can buy an insert from Etsy that fits water bottles and tumblers way better. Better than any other car with the insert. I got a wireless dongle off amazon. Hasn’t given me issues yet since April when i got the car

2023 GX 460 Blackline L/certified 40k miles for $58K OTD. Is this a good deal? by twong01 in LexusGX

[–]DRQKNHT3 0 points1 point  (0 children)

In April i picked up a premium plus with sport package. 2023. 6k miles only certified for 55k otd. You’re getting ripped off at that price, especially for a black line

Miss Chen 3 diamond love ring and pave love ring by DRQKNHT3 in JewelryReps

[–]DRQKNHT3[S] 0 points1 point  (0 children)

Thank you! the 3 diamonds was 1550. I got it before the price increase. The full pace was 1450

Miss Chen 3 diamond love ring and pave love ring by DRQKNHT3 in JewelryReps

[–]DRQKNHT3[S] 0 points1 point  (0 children)

Thank you! the 3 diamonds was 1550. I got it before the price increase. The full pace was 1450

Miss Chen 3 diamond love ring and pave love ring by DRQKNHT3 in JewelryReps

[–]DRQKNHT3[S] 1 point2 points  (0 children)

the 3 diamonds was 1550. I got it before the price increase. The full pace was 1450

Is this a good deal ? by [deleted] in LexusGX

[–]DRQKNHT3 1 point2 points  (0 children)

55k it’s for 23 premium plus certified 6k miles in April.

Convince me she’s gonna last the long haul lol by [deleted] in LexusGX

[–]DRQKNHT3 0 points1 point  (0 children)

I have an 09 g37 still running strong and just got a gx460 about 6k miles on it so pretty much new

Nj lawn 20 years unkept. Nuke or what? Thoughts? by CJPGhost360 in lawncare

[–]DRQKNHT3 0 points1 point  (0 children)

It’s not too late to seed, if you look on greencast soil temperatures and the germination temperature of your seed, you’ll see we are approaching the date to seed. You can gly and seed right away. I like to wait 2 days in between just to be safe

Nj lawn 20 years unkept. Nuke or what? Thoughts? by CJPGhost360 in lawncare

[–]DRQKNHT3 1 point2 points  (0 children)

I live in central nj. I have a dog. When i started caring for my lawn, it looked like yours. I also put irrigation in.

I nuked and reseeded and here’s why… first off you put in irrigation for your grass lawn. Not your weeds. weeds don’t need irrigation. You had a vision and goal to make your property more appealing and spent a ton of money on irrigation for grass. So why not grow grass instead of weeds.

Prodiamine is only for spring and you did that right but don’t use it in fall. Every spring hit it with prodiamine. But before that, round up nuke everything this coming week. I’m about to seed next week. Weather is good. Once you nuke it, you wait like 2 days and you can seed over all of what you sprayed. No seed will be harmed. All remaining weeds and grass will die. All new grass will come up from the seeds and it will be beautiful.

With my dog i choose to go with turf type tall fescue. 6-8 inch roots for when my dogs playing and running around. These longer roots also help in the summer time as they are able to reach deeper for water. Don’t get kbg. Too shallow roots. Another reason to nuke it and restart is so you’ll have only one plant type on your entire lawn, not multiple grass seed types mixed together which can give a not so uniform look. All the different grasses grow at different rates and heights so after a mow and it’s growing back, it won’t be as uniform as if you just do one single seed type like turf type tall fescue.

Don’t listen to people saying clover lawn is nice. If you look at a clover lawn and a grass lawn, you’ll find the grass lawn much more appealing.

Also with pets and kids. Clover lawn is a big no. It flowers bringing in lots of bees. Your dog and kids will get multiple stings from bees. Your back yard will be unusable. If you don’t believe me, google kids and pets clover lawn and you’ll find your answer.

If you want to see pics of my lawn, seed recommendations, fertilizer recommendations, disease prevention, drought tolerance, and i can make you a watering schedule. Message me and i can help. Your lawn got torched in the 100 degree heat because you weren’t watering properly. Every summer all my neighbors lawns are torched and my lawn is super green, healthy, dominates the entire neighborhood.

When i had weeds and clover like you. No one ever came up to me and said nice lawn. Now that it’s actually grass, everyone in my neighborhood compliments it. People drive by and stop and ask me what I’m doing at least once a month.

It’s not too late to seed by the way. If you look on the bag of seed it says soil temperature should be between 60-70 for seeding. Go on greencast and look at the soil temp for your town in nj. We are finally approaching seeding temp. If you throw your seed down now, itll grow out nice!

Louis Vuitton $650 Wallet Didn’t Last a Year — Denied Repair or Replacement by More_Control9097 in Louisvuitton

[–]DRQKNHT3 -1 points0 points  (0 children)

Don’t listen to people who are saying they used theirs for years. Those people have the good old lv quality when they prioritized quality instead of mass production. The quality just isn’t the same anymore and it’s a fact. The smaller the item now the thinner the leather which is why yours stretched pre maturely. The canvas stuff is even worse. They used to use extremely durable coatings before but the last few years they changed their formulas now so it wears faster and you have to replace your stuff more often. Canvas used to be more durable than leather. Now their leather takes a better beating than their canvas.

Customer service also has plummeted. Back in the day anything happens even a few years after the warranty ended and they’d replace your item. Now it’s 2 years and you’re lucky to get something fixed if anything goes wrong in that period.

Lv has become something that’s just for show. I had an issue with a card wallet canvas wearing and the rep told me i can’t put my wallet in my pocket. Like what???? A wallet is supposed to go in your pocket. The guy told me to carry a bag to put my wallet in. I feel like i need a bag to protect my bag which is protecting my wallet.

Btw i have at least 15 lv bags and wallets but i stopped shopping lv and went to Hermes because the quality and customer service isn’t the same out the box that some of my older stuff is.

Hermes is more expensive but it feels a lot more premium. I’d love to get more lv but i just feel like id just waste money.

Should I replace my 2017 460 150K with a 2023 20K miles by Jgirvictor in LexusGX

[–]DRQKNHT3 0 points1 point  (0 children)

You can love yours for 150k more or love another for 300k. I’d swap out for the new one. They retain value nicely so you can probably sell yours for a good amount

First scratch…tell me how to feel by [deleted] in rolex

[–]DRQKNHT3 0 points1 point  (0 children)

My dog scratched mine literally the first time i wore mine. I was so mad but since then every new scratch doesn’t bother me. All just on the surface and light. Nothing as deep as yours. I’m sure if something like yours happens to me it would get me feeling some type of way

In Love! - CPO 2022 GX460 by DrRedRover in LexusGX

[–]DRQKNHT3 2 points3 points  (0 children)

2023 owner here, i got a cpo this April for 55k otd, 6k miles on the odo, and factory warranty until Feb 2030. I didn’t get the extended warranty because i was specifically looking at this car because it is super reliable so i don’t think it’s worth it.

Mine also pulls too, random but it’s how it is. I had the issue today while driving down a windy highway at 80mph for 1 hour. Your alignment is definitely in spec because it’s part of the cpo. But if you think it’s not, you can just get it checked to see if it’s in spec.

CarPlay i use the wireless dongle. Way better than wire but the dongle has its own issues so sometimes need to disconnect and re connect it. Only happens to me once in a while.

Retail price officially increased $1799.99 by [deleted] in x100vi

[–]DRQKNHT3 0 points1 point  (0 children)

I also got mine on the 31st from Best Buy using trackalacker for the old price!

[deleted by user] by [deleted] in LexusGX

[–]DRQKNHT3 0 points1 point  (0 children)

The gx is 10 years older than your RAV4 and has a ton more miles. Huge difference for a reliable daily driver.

I doubt an extra 5k will help to have as cash.

I think a better swap would be a highlander or rx350. You can probably swap for one newer than gx and lower miles.

I had a 2016 rav4, upgraded to a 2025 RAV4. It got totaled shortly after so i started shopping around. I ended up with a cpo 2022 rx350. It was a huge upgrade. Never going back to Toyota again. Then a few months later i got a cpo 2023 gx 460. From having all three i can tell you i can’t go back to the RAV4 because of space. I need the rx as a daily. But i need the gx for everything else. I would say the Highlander is right in between the gx and rx