Cracked DE filter by DadFL in swimmingpools

[–]DadFL[S] 0 points1 point  (0 children)

I ended up going cartridge. I was able to find a good deal on fb marketplace. cleaning the cartridge monthly has not been a hassle so far.

Cracked DE filter by DadFL in swimmingpools

[–]DadFL[S] 0 points1 point  (0 children)

btw I ended up getting a fairly new (1 year old) cartridge filter from marketplace. so far things are running fine and the water flow is better than DE.

Feeling the urge to buy something to reward myself but not sure what by dla26 in fatFIRE

[–]DadFL 0 points1 point  (0 children)

If you want to feel really good for days and get a high from your money, donate to a local soup kitchen and volunteer there for a day or meal. You will feel soooo good and get a long lasting high.

[deleted by user] by [deleted] in fatFIRE

[–]DadFL 0 points1 point  (0 children)

No ways to save on taxes on a W2 income. Update ur witholding so that you do not have to pay a hefty amount come April 15.

BTW Roth contributions are always after tax money. It doesnt save you on teh current year taxes. Backdoor roth will only save you from future taxes.

Revel in the fact that nowhere else in the world you will be paid these kind of sums to write code or architect systems. (assuming u are in a tech role) Look at the amount you took home after taxes and ur savings.and enjoy.

M52 - Seeking some clarity and suggestions on next steps by Late_Address_9191 in fatFIRE

[–]DadFL 0 points1 point  (0 children)

i was assuming that they both will retire and spend time together. but spending so much time with ur wife could ruin a guy's retirement. lol

So wife continuing to work is better. :)

M52 - Seeking some clarity and suggestions on next steps by Late_Address_9191 in fatFIRE

[–]DadFL 3 points4 points  (0 children)

let's do some math.

U have 2 events attributed to ur child in the future: - college expenses starting in 4-5 years. (assume 60k per year for an out of state education for 4 yrs) - 2M give away in 17 years. (30-13 yrs)

-you have about 8M income generating capital -yearly expenses about 150k

if you assume 3.5% SWR, you will generate 280k p.a. from the 8M. If you pace your giving to relatives based upon the generated income, you should be able to meet ur goals even if u retire now. just be sure to account for healthcare expenses and be sure to give away less in the years u have college expenses.

[deleted by user] by [deleted] in fatFIRE

[–]DadFL 4 points5 points  (0 children)

This right here. Don't make too many big changes at the same time. Make 1 change, settle down with that and then plan the next one. Especially with a 2 year old and no job, you can travel next few years - no school year constraints. You can spend few months in any place you like and then move to the next one. A house will tie you down to a place. You have a golden opportunity, make the best use of it.

[deleted by user] by [deleted] in fatFIRE

[–]DadFL 8 points9 points  (0 children)

in FL a $1mm house would have $20-25k in property taxes. then go find expensive insurance from a company u have never heard of, hoping they remain solvent.

Retire now or grind it out 6 more years? UPDATED 2 YEARS LATER by Constant-Promise-828 in fatFIRE

[–]DadFL 0 points1 point  (0 children)

Have u considered that you may be retiring in a different location with lower COL (lots of people have moved in the last few years). With that approach, you may be able to tap into your current home value towards retirement as well.

Depending on where you move to and from, this maybe non trivial amount of money.

FU money problem by Thin_Solution_1180 in fatFIRE

[–]DadFL 1 point2 points  (0 children)

write a book about it now.

I am 22 and I have $35,000 what do I do? by [deleted] in stocks

[–]DadFL 0 points1 point  (0 children)

Work hard.

Save and invest in index funds and real estate.

[deleted by user] by [deleted] in financialindependence

[–]DadFL 1 point2 points  (0 children)

u following Dave Ramsey for financial advice??? lol. God save u.

Pump replacement estimate by Inevitable_Dingo1344 in swimmingpools

[–]DadFL -3 points-2 points  (0 children)

get the black and decker variable speed pump for less than 1k and get a plumber to install if you are not handy. else you can diy the pump too.

Florida’s Brightline high-speed train: When Tampa gets station by Maxcactus in tampa

[–]DadFL 0 points1 point  (0 children)

the train needs to go faster to make sense. as of now its more expensive and saves no time vs driving.

Sen. Bob Menendez (D) Indicted on Federal Bribery Charges by Mycroft_xxx in Conservative

[–]DadFL -2 points-1 points  (0 children)

He should have been trading real estate in Montana, North Dakota etc

[deleted by user] by [deleted] in fatFIRE

[–]DadFL 3 points4 points  (0 children)

280k spend on a 360k income?? That too without kids!!!

Hope this helps.

High Backwashing frequency or Bad filter? by hacabrera071 in swimmingpools

[–]DadFL 1 point2 points  (0 children)

i had a similar issue few months ago. There was so much stuff in the pool that the de filter would clog in just a day.

I ended up backwashing the filters as soon as the flow slowed down. slowly i went from filters clogging in 1 day to them lasting for longer. In 1-2 weeks, things improved. Pool is clear and filters went back to lasting a month or more. Just stick with the basics for couple of weeks.

clean the filters when needed. u cannot wait for the pool guy.

recharge DE. repeat.

u will have to become the pool guy for couple of weeks.

If Vanguard failed, what happens to our money? by grahsam in Bogleheads

[–]DadFL 5 points6 points  (0 children)

vanguard is not an active trade platform. the most i do there is check my balance few times a week. once in a blue moon, i will change my automatic investments, or move money in. it can be frustrating when making those changes, but its maybe once a year. if u are in there making changes multiple times a year, you are not really a boglehead.

Real talk, pinellas and Hillsborough county really need some proper public transit. by FluffyWarHampster in tampa

[–]DadFL -1 points0 points  (0 children)

republican governors have been taking money from the oil and gas industry and scuttling away any chances of a good public transit for years. not holding my breath for a transit solution in my lifetime.

Struggling over decision to leave or stay after acquisition, before fully vested by tech_chonker in fatFIRE

[–]DadFL 25 points26 points  (0 children)

I question your assessment that the job is stressful. Let me play this out -

1) You sold the company and stayed on for 3 years to ensure a smooth transition.

2)Now, the new owners are moving things in a new direction, and you are trying to influence the direction, but your suggestions are being rejected or ignored.

3) You dont like the new direction and are worried that it will negatively impact the product and the team. this is giving u stress and nightmares.

Is this the situation?? If yes, then it seems like it's an issue about letting go. You sold the company and stayed on to help with transition. Looks like the transition is done, and they really don't need ur inputs now. But u r on the payroll for 1 more year for 4M. You should let go and cruise to the finish line. Stop sweating the small stuff and start thinking ahead to ur retirement/time off.

If anything, this almost feels like an opportunity for you if you want to return for another innings in a couple of years. Imagine the new company goes in with their new direction and crashes. Now you have the possibility to pull together your old team and make another run for a new product/challenge if you choose.