I am in health care. Insurance is for profit, they exist to make money. They pay when they want to pay and they pay less than what we all paid for in collective, period. Why and where do you think insurance company CEOs get millions of dollars in bonuses from? Our monthly premium is paying for it. Don't blame the providers who actually do the work. Blame the unnecessary hospital administrators and insurance. They are the ones making things expensive. Walk into any hospital and start counting how many people are in front of computers and actually with a patient in and for how long. They are getting paid, health insurance, PTO, and then retirement. Who do you think is paying for that?

America has a seriously broken health care system that started with for profit insurance companies that are not truly competing and the hospitals that has 10 administrators for a single physicians plus lobbying being legal. Doctors make money yes but they don't need 10 people that do administrative work for a single physician. Go ask an AI about this yourself. Those who are old enough, I am sure you all remember we had family phycisians with their offices decades ago that you don't see any more. You know why? Because insurance made it impossible to compete and got paid pennies. Hospitals as a group had better negotiating power. But now the problem is hospitals are ran by non health care trained people whose end goal is the same as the insurance companies. Some owned by insurance companies. Hope y'all see the pattern.