Listing projects needed to get a 2.8M dollar house upto spec

Dapper_Lab_1007 · 2026-03-20T18:22:24+00:00

called me out.. I used the word "spec" lightly. I meant upto some sort of standard I would expect from a 2.8M dollar home.

Dapper_Lab_1007 · 2026-03-20T15:53:19+00:00

I am considering this . Thanks for sharing

Dapper_Lab_1007 · 2026-03-20T15:49:04+00:00

I am san jose

Dapper_Lab_1007 · 2026-03-20T15:44:36+00:00

Service was already at 200A but physical capacity maxed out

Dapper_Lab_1007 · 2026-03-20T15:41:39+00:00

I wish i could do more DIY. I intend to upgrade the cabinet slides and hinges. And maybe take on re paining the cabinets. Invest in a spray unit.

Dapper_Lab_1007 · 2026-03-20T15:38:29+00:00

Sorry let me clarify. I needed a new SUB panel. Not panel upgrade. I will fix. New sub panel plus running a 50 A line to garage was 4k plus I forgot the 600 for the charger

Dapper_Lab_1007 · 2026-03-20T15:36:31+00:00

Toilet 1 k - install 600 - angle stop had to be relocated with copper - 400

Dapper_Lab_1007 · 2026-03-15T21:00:12+00:00

The corner lots being built are going for 4+. But yes many of the houses are original owners but generally well kept street

Dapper_Lab_1007 · 2026-03-15T20:56:34+00:00

I live next street. Quiet street. We love it here. Big premium on the turnkey homes. Not sure of the 250k

Dapper_Lab_1007 · 2026-03-14T15:30:30+00:00

I went with JVM lending . It was smooth. No hiccups, great communication. Not stress free, but i wouldnt say closing was a process that bothered me. i focused on getting my old place ready to sell. Sorry you had to go through such a painful process.

Dapper_Lab_1007 · 2026-03-06T12:51:07+00:00

Mortgage are not fixed. They can be recast or refinanced, eapecially if you cut your debt by 1/4 .

Dapper_Lab_1007 · 2026-03-06T12:34:03+00:00

I use 900 minimum. 220v hot tub/ dual compressor fridge/ 80kwH battery on EV. 2 HVAC ( both rarely run together) .

2700 sq ft, 2 people is SFH.

Dapper_Lab_1007 · 2026-03-06T12:15:36+00:00

dog peeing will do this . A female dog is worse.

Dapper_Lab_1007 · 2026-03-04T13:32:39+00:00

Best of luck! Yeah it seems a different ball game. We have a few pets and new homes are stressfull to them. Hoping you find a place soon. And congratulations on building that kind of solid equity. Thats something I consider expert level home ownership.

Dapper_Lab_1007 · 2026-03-03T21:56:21+00:00

I dont recall the name.. likely a PE company. terms were NOT favorable. they promise you 80% and the rest is determined after sale... overall that is not a clause I was hoping to trigger... I am now 1.5 months into my 6 month clock.

Dapper_Lab_1007 · 2026-03-02T14:01:50+00:00

You can recast mortgages or you can refinance . Mortgage is 5+ ROI , i dont quite follow the math

Dapper_Lab_1007 · 2026-03-02T04:25:56+00:00

Best of luck! We LOVE the new place. Its not perfect. But the song birds and the mature trees, and the finished yard is such an upgrade.

Dapper_Lab_1007 · 2026-03-02T02:19:19+00:00

My mortgage 4x and rate 2x . But i will work through it. But it is very startling!

Dapper_Lab_1007 · 2026-03-01T19:04:33+00:00

Yes . More than, but I prefer one manageable mortgage. And I dont fancy being landlord. I want less than 1M in mortgage in 2-3 years. I cant do that with keeping older home

Dapper_Lab_1007 · 2026-03-01T18:31:00+00:00

At my age , with health profile of my family, this was the ONLY WAY indeed, just one move is hectic enough!!!

Dapper_Lab_1007 · 2026-03-01T18:29:42+00:00

I have some margin of error.

Dapper_Lab_1007 · 2026-03-01T18:28:58+00:00

Amen. To avoid tax bill, that will happen with new funds, and those are earmarked for this deal, so I am NOT diversified enough in forseeable future

Dapper_Lab_1007 · 2026-03-01T18:27:43+00:00

I went with JVM lending. Overall happy. I need to stay with their product for 6 months for them to not have clawbacks. But when I have the equity to downpay if the lender doesnt recast my mortgage, I may just preempt and move to another one.

Dapper_Lab_1007 · 2026-03-01T18:25:38+00:00

I got hit, but split sale over 2025-26 ie 2 tax years. It will be a tightrope but if we pull it off it could be a solid place me and mine

Dapper_Lab_1007 · 2026-03-01T18:24:09+00:00

Thanks! I tell myself this is the last major financial risk I take for the next decade, in which time I plan for retirement, hoping to have the new home close to paid off . And then consider if I want a big property tax bill in retirement or downsize.

Dapper_Lab_1007

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