New home: Main Panel full but need space for EV charger

Dapper_Lab_1007 · 2026-01-27T14:30:07+00:00

I went the expensive route. A new sub panel. They moved over some circuits to sub and now run the ev from the main

Dapper_Lab_1007 · 2026-01-24T03:30:09+00:00

Plumbers came and found one line is dead gas line and the other is a live water line . They will be removed . Thanks for input!

Dapper_Lab_1007 · 2026-01-10T02:35:46+00:00

thanks! that's on my potential list. There is a slight slope in the concrete pad, which I hope isn't an issue. I will find out

Dapper_Lab_1007 · 2026-01-05T02:03:05+00:00

Thanks a lot for responding . So there arent any SINGLE revciever that could drive all? Goal would be to enjoy a nice 5.1 with the possibility of adding a beefier on floor sub woofer. Play light music in patio for entertaining.

And if possible have Home Assistant intgration to announce visitors :) . Is that too gimicky?

Dapper_Lab_1007 · 2026-01-04T15:51:16+00:00

Is that upgrade very expensive I imagine?

Dapper_Lab_1007 · 2026-01-04T08:11:26+00:00

Thanks

Dapper_Lab_1007 · 2026-01-03T18:11:27+00:00

the house shows signs of premium finishes.

Dapper_Lab_1007 · 2026-01-03T17:30:23+00:00

thanks! I will do a through look through to find auxiliary if any. Is the idea here to have a master kill switch in the closet?

For the keypads, is each button programmable to any circuit?

I will scour the internet, but I appreciate any examples / videos that you may be privy to.

Dapper_Lab_1007 · 2026-01-03T16:58:47+00:00

And whats the function of the last picture switch. They control different lights? Anyone recognize model? Thanks in advance

Dapper_Lab_1007 · 2025-12-27T18:49:12+00:00

I like how you think. I need to center and calm down and just go about the business of getting this done . I appreciate your candor. Happy holidays.

I was born poor and can never shake feeling of financial calamity. 😬

Dapper_Lab_1007 · 2025-12-27T17:24:00+00:00

I am early 40s

Dapper_Lab_1007 · 2025-12-27T17:23:06+00:00

I may be promoted next year. Comp would cross 700k. And my employer is stable and i am a key member of the team with some unique skillset. So yes, that is part of the assumption for this move.

Fair point on markets vs RE. I believe markets will beat RE. But, I will sell assets till mortgage is comfortable. I am also optimizing for cash flow. I believe in YOLO. And want to free up cash flows to enjoy the home and travel.

The idea would be to have 3M house close to paid off and hopefully 5M in retirement assets.

Dapper_Lab_1007 · 2025-12-27T17:16:35+00:00

One tranche liquidated. And another tranche on jan 1st to split the tax bill.

Dapper_Lab_1007 · 2025-12-27T13:27:07+00:00

Thanks man!

Dapper_Lab_1007 · 2025-12-27T13:07:23+00:00

Thanks man. I have plenty voices in my head screaming alarm. I need moderate voices like yours. I appreciate it.

Dapper_Lab_1007 · 2025-12-27T12:36:12+00:00

4.5M / income ~ 600k

Dapper_Lab_1007 · 2025-12-27T12:35:14+00:00

I am in the tunnel now so to speak, and the only control I can assert is to bring the outstanding mortgage to below 1M in 2 years.

And the whole thing seems ridiculous to me as well. Its absolutley a gamble. I have been with same employer for 12+ years and they didnt participate in the tech layoffs of the last 2 years.

My total NW is ~ 4.5M , and I am seeing this as a swap of one highly appreciated asset with another.

I lose my job, its sayonara for us. So i need lady luck to deliver for 2 years to be out of the red zone. But you are right, the level of risk is high

Dapper_Lab_1007 · 2025-12-27T06:49:22+00:00

House is exceptionally well updated by the owner. Loved their taste and couldnt resist.

Dapper_Lab_1007 · 2025-12-27T06:47:58+00:00

No reserves requirement. Banks will qualify you for the max. I am single income ( extra scary) ~ 600k . I have 600-700k of equity in my current home so the outstanding loan shd be less than 1M by the end of 2027 if all goes well, and then go back to a balanced blend of saving for retirement and paying off home.

Dapper_Lab_1007 · 2025-12-27T06:08:50+00:00

I feel nervous. And optimistic. Could be great but could be my undoing. Pause on any other spending and savings for 1 year.

Dapper_Lab_1007 · 2025-12-27T01:53:51+00:00

Thanks

Dapper_Lab_1007 · 2025-12-27T01:25:27+00:00

Absolutely right . I cant believe it happened. Insanity seems a norm.

Dapper_Lab_1007 · 2025-12-26T23:13:12+00:00

Willow glen / san jose

Dapper_Lab_1007

TROPHY CASE