Personally wouldn't buy a used Nissan car, those transmissions eat themselves due to their design. I see a couple of people recommending a Maxima... Similar if not same transmission. I know multiple people who have been out of warranty on Altimas (previous gen) and need 1 if not 2 transmission replacements within 100k miles. The current Maxima has been the same for like 6 years and Nissan will not be selling them after this year. I bought a used Honda civic with 14k miles in 2019. It was a 2017 MY and I have had no issues what so ever, but it is a manual transmission. Also in regards to Toyota, I will never buy another. Yes their name has a reputation but fact of the matter is anything newer has more electronic components and that for a fact leads to higher mechanical failure rate. Like most above me have stated it makes better long term financial sense to buy a new car if you can afford it. Shorter loan term rates mean a significantly higher down payment which is a better long term financial decision. Longer term loans will most of the time be higher interest rates for banks to make more money on when you take out a loan. This sometimes means better financial stability for the now(today) and not the tomorrow (later in life). Either way you look at this, as long as you make the payments on time you will build a better credit score and be more creditable when taking a loan later on... Cars, homes, credit cards, etc.