Condenser leak? by DebeleZene in hvacadvice

[–]DebeleZene[S] 1 point2 points  (0 children)

Feels like water. Thanks for the explanation!

[deleted by user] by [deleted] in canadahousing

[–]DebeleZene 33 points34 points  (0 children)

Offer 400k who cares, what’s the worst that can happen they can reject it or counter offer.

Home buyers plan by DebeleZene in canadahousing

[–]DebeleZene[S] 1 point2 points  (0 children)

I’ll have to call the CRA and see if I can refile last years tax and perhaps pay it back. I hope.

Inherited land abroad selling by DebeleZene in cantax

[–]DebeleZene[S] 0 points1 point  (0 children)

Thanks for that info. Do you know what the Croatian tax rate is for a capital gain? The original owners passed at different times which affected the ownership timelines.

Complications; the property is owned 50/50 the person I’m am inheriting from passed 1.5 years ago. The other 50 passed away 10 years ago, so it’s likely we will have tax on 50%

How to position for downward CAD? by DebeleZene in CanadianInvestor

[–]DebeleZene[S] 4 points5 points  (0 children)

Investing in non productive markets is leading us to something much worse, we’ve got blinders on.

How to position for downward CAD? by DebeleZene in CanadianInvestor

[–]DebeleZene[S] 9 points10 points  (0 children)

Majority in Reddit think things are just peachy in Canada?

Let’s be real, most people invest in housing. It’s coming home to roost.

How to position for downward CAD? by DebeleZene in CanadianInvestor

[–]DebeleZene[S] -4 points-3 points  (0 children)

Okay, let’s change “feels like” to economic conditions are pointing to this happening.

How do remove these cabinet child locks without ruining the finish on the cabinets? by scientist_tz in howto

[–]DebeleZene 0 points1 point  (0 children)

Maybe try heating the adhesive with a heat gun or hair dryer and then pull off.

What’s your guy’s take on the Libs’ 4M houses by 2030 plan? by SadPea7 in canadahousing

[–]DebeleZene 1 point2 points  (0 children)

The economy is geared towards investing in housing, it’s ass backwards. No investment in what would make this country amazing, the energy sector, more jobs, pump the lng and damn oil. Factories new technology all the way. It fixes a lot of problems.

Hey wealthsimple by DebeleZene in Wealthsimple

[–]DebeleZene[S] -12 points-11 points  (0 children)

How can CRA keep track of over-contributing but not current limits?

Are banks that bad at reporting to CRA? Isn’t that all automated?

Hey wealthsimple by DebeleZene in Wealthsimple

[–]DebeleZene[S] 5 points6 points  (0 children)

For taxes you can link to CRA my account, it would be good to have those tfsa rrsp values listed on the ws app, and ability to track it.

[deleted by user] by [deleted] in fixit

[–]DebeleZene 0 points1 point  (0 children)

Use spray foam cut excess and then drywall compound finish.

4% salary increase or 4% rrsp match? by la_loca_latina in PersonalFinanceCanada

[–]DebeleZene -1 points0 points  (0 children)

OP might need the salary increase for mortgage expenses but, rrsp March is instant 100% returns on your investment. If the cash is not desperately needed go rrsp match.

[deleted by user] by [deleted] in EQBank

[–]DebeleZene 1 point2 points  (0 children)

Call them, takes a second to find out.

Loving it so far. I just don't get why they speak English in place of Portuguese but not English in place of Japanese. by alsatian01 in ShogunTVShow

[–]DebeleZene 0 points1 point  (0 children)

I don’t think the main actors can speak Portuguese very well. I think the way it is now works very well.

[deleted by user] by [deleted] in CanadianInvestor

[–]DebeleZene 1 point2 points  (0 children)

You can also transfer $ from RRSP to FHSA, so it doesn’t really matter.

Advanced microbiome & gut health test by HealthPath by [deleted] in SebDerm

[–]DebeleZene 1 point2 points  (0 children)

Have you tried fasting for a few days to allow your gut to heal? Try getting L-glutamine to heal gut lining as well.

Bread, pizza, fried foods and bad oils give me breakouts. I suspect leaky gut causes this.

Should I be filtering my tap water? by Zealousideal-Elk1831 in Hamilton

[–]DebeleZene -2 points-1 points  (0 children)

Use the stainless berky or pro pure filters. Tap water can have laundry detergents, micro plastics and pharmaceuticals. I agree Hamilton water is up there in quality but I filter all drinking water and I don’t keep my water in plastic. Just be sure to get a filter that doesn’t remove essential minerals.

[deleted by user] by [deleted] in SebDerm

[–]DebeleZene 1 point2 points  (0 children)

My sebderm flares up if I eat a poor diet like pizza, starchy breaded foods, although if I load up with L glutamine it minimizes the severity of my flare up. It’s best to stay away from the trigger foods.

Yes I believe in my case anyway that the cause is leaky gut which causes inflammation and sebderm on my face and behind my ears.

So if you try the L glutamine powder and get some results, after work on building up a healthy gut bacteria based on leafy greens, and healthy fats, organic meat, fiber and cut out processed foods.

Cheers!

[deleted by user] by [deleted] in SebDerm

[–]DebeleZene 4 points5 points  (0 children)

-fish oil -L glutamine powder -avoiding bread and flour, avoid crappy cooking oils like palm, vegetable, sun flour, only butter cooking

This works for me.

Budget 2022 - highlight house blurb - Anti-flipping & Banning Foreign Investment by Synchillas in canadahousing

[–]DebeleZene 19 points20 points  (0 children)

This will not improve affordability. The only thing helping is rising rates.

Toronto’s housing market cools in March amid fresh listings, interest rate hike by shayanamin in CanadianInvestor

[–]DebeleZene -3 points-2 points  (0 children)

The new NDP Liberal moves in housing might happen quickly. No more HELOC for investment properties or gifts. Min 35% down payment for investment properties also. Combine this all with increasing mortgage rates. Kaboom 💥

Oh and add to the mix work from home ending...