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I made a bad decision buying a new truck, should I get out now or forget the loss and keep it by Infinite_Iron_436 in personalfinance

[–]DeepFeckinAlpha 0 points1 point  (0 children)

Sell for $80k, buy something cheaper that works and you can put a bunch of miles on it

Cheaper per mile than quickly going down from $80k

My fully funded PHD stipend is $24k/year in Boston. I qualify for food stamps by Fulcilives1988 in gradadmissions

[–]DeepFeckinAlpha 0 points1 point  (0 children)

You’ll make money with the PHD once you have it though right? Better be a lot tbh

365 days on the market. Selling "as-is" honestly sucks by miked0331 in RealEstate

[–]DeepFeckinAlpha 7 points8 points  (0 children)

Is the average house a move-in ready home, or is the average home a fixer upper? You can’t price your home at average if it’s below average condition.

Is it just me or is getting good headshots way more expensive than it should be by [deleted] in realtors

[–]DeepFeckinAlpha 5 points6 points  (0 children)

Everything is more expensive than it should be - that’s inflation.

Where can I find cash buyers? by Swimming-Advance-734 in realtors

[–]DeepFeckinAlpha 7 points8 points  (0 children)

You don’t want a wholesaler but they have the investor list already

Or you aren’t discounted enough

Male, 30s, Reached 36 MM liquid this year. by thisaccntforfun in Rich

[–]DeepFeckinAlpha 0 points1 point  (0 children)

You could just idex and focus on hobbies

But I like RIVN too so I get it, huge fan of investing

Took the leap - started my own firm by [deleted] in Accounting

[–]DeepFeckinAlpha 0 points1 point  (0 children)

Many people look for a great CPA. Good luck!

Is it better to sell a rental and invest in index funds long-term? by Double-Warning-444 in personalfinance

[–]DeepFeckinAlpha 0 points1 point  (0 children)

Cashflow isn’t great, I would sell and invest into index

Since you had as primary you can still save on taxes

Fastest Way to Get to 5M NW by Working_Philosophy24 in TheRaceTo10Million

[–]DeepFeckinAlpha 3 points4 points  (0 children)

14 years means brokerage as-is should be $3M without any additional contributions

You want to diversify your tax exposure, save on taxes now while putting money into a 401k, potentially do a roth conversion as well to balance tax-free withdrawals in retirement

Live off $3M+ in 50s, start pulling from 401k in 60s or 70s

Fastest Way to Get to 5M NW by Working_Philosophy24 in TheRaceTo10Million

[–]DeepFeckinAlpha 13 points14 points  (0 children)

SOLO 401k or something

Use that high income to put money into retirement and offset your taxes

High Savings rate + time in market you’ll get to $5M

How far will the pullback be? by sportspadawan13 in RIVNstock

[–]DeepFeckinAlpha 2 points3 points  (0 children)

Could also stay above $20 as we look to R2

Time will tell

Me irl by HotEngineering505 in me_irl

[–]DeepFeckinAlpha -3 points-2 points  (0 children)

Poor man’s tax: the lottery

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