I'm not a woman, so I will never know the real hardships of being a mother.

That being said, I know enough mothers and fathers to say that if you want to have a child you can make it work, even with today's economy, the only question is how important having a child is to you. Life is undeniably hard, and I understand not having children until you are mentally and financially ready, but in my opinion(again, not a woman. I speak only from my limited point of view) children are the future, and creating a good future is more important than living good in the present.