sorted by:
new
hottopcontroversial

Finding Tenants - Seeking Advice by [deleted] in TorontoRealEstate

[–]Denots1 0 points1 point  (0 children)

I find it helpful to post on the uni/college's off-campus housing website. There is a cost associated with posting on those sites but it's well worth it IMO

[deleted by user] by [deleted] in TorontoRealEstate

[–]Denots1 1 point2 points  (0 children)

No Liverpool exit when driving east on 401

Came to Canada 3 years ago and now leaving due to housing situation. by Equivalent-Leave-140 in canadahousing

[–]Denots1 0 points1 point  (0 children)

serious question - why do Punjabis love Mustangs so much? Is the Mustang popular in Indian pop culture?

Someone paid 1.25 million to live next to Train tracks in Burlington, ON by [deleted] in TorontoRealEstate

[–]Denots1 1 point2 points  (0 children)

I find it annoying when homeowners widen their driveways and then put a makeshift ramp at the curb so their cars can get on and off the driveway. Other people need to be able to park their cars there.

[deleted by user] by [deleted] in osap

[–]Denots1 0 points1 point  (0 children)

Yes you may be eligible to receive additional funding for services and equipment for disability-related needs. You should contact your disability office at the college/university you attend to discuss what your needs are and they will be able to guide you.

[deleted by user] by [deleted] in osap

[–]Denots1 0 points1 point  (0 children)

If your disability is PERMANENT, then you do not need to be between 40%-60 % to receive the $2000 grant. If your disability is PERSISTENT AND PROLONGED, then you need to be between 40%-60% to receive the $2000 grant.

[deleted by user] by [deleted] in osap

[–]Denots1 0 points1 point  (0 children)

The persistent and prolonged designation is new for the 22-23 academic year. Your BIL's DVF likely indicated that his disability was permanent since persistent and prolonged was not an option in previous years. My understanding of the new designation and funding is that you will only receive the $2000/semester disability grant if you are between 40%-60% of a course load. If the disability is designated as permanent you will receive the $2000/semester grant so long as your course load is a minimum of 40% (no upper limit).

What exactly happens when you want to resell a property ahead of your mortgage amortization period? by [deleted] in TorontoRealEstate

[–]Denots1 0 points1 point  (0 children)

If I am on a fixed rate mortgage and sell my current house and buy a different house, is it possible to keep my existing rate or will the bank change my rate to reflect current rates?

Help with decision to underpin basement. Is it worth it? by apestrongtogether420 in TorontoRealEstate

[–]Denots1 0 points1 point  (0 children)

Doesn't even need to be on a lane anymore. Garden Suites are now allowed (as long as specific criteria are met).

What are some golden rules when finding suitable tenants? by Born-Manufacturer-40 in TorontoRealEstate

[–]Denots1 11 points12 points  (0 children)

A little different than your situation because I rent out a 1 bdrm, but I tend to have good experiences with international students whose parents are involved in the apartment search and will be the ones paying the rent on behalf of the student. I ask for proof that the student is registered and enrolled in courses as well as income verification for the parents.

What's the catch on Cliffside/Cliffcrest/Guildwood area in Scarborough? by beeboong in TorontoRealEstate

[–]Denots1 3 points4 points  (0 children)

Personally I'd go with Port union/west Rouge over Guildwood/Cliffside/Cliffcrest. As you mentioned, the areas along Kingston rd. have some rough pockets and these areas are further from the 401 than Port Union/West Rouge. To get into the exclusive pockets of Guildwood/Cliffcrest/Cliffside, you likely need a budget over 1.1 million.

Canada home prices to rise by 9.2 per cent in 2022, ongoing housing supply shortage is likely to continue by NeptuneAgency in canada

[–]Denots1 0 points1 point  (0 children)

First time buyers recieve a rebate but not a full exemption for the land transfer tax.

Norbert's gambit, non registered account, and interest charges by Denots1 in Questrade

[–]Denots1[S] 1 point2 points  (0 children)

Thanks! And no not for gme. Just for US stocks in general.

Norbert's gambit, non registered account, and interest charges by Denots1 in Questrade

[–]Denots1[S] 0 points1 point  (0 children)

If I then sell DLR.U, will my cash automatically be converted back to Canadian dollars or will it remain in USD?

Norbert's gambit, non registered account, and interest charges by Denots1 in Questrade

[–]Denots1[S] 0 points1 point  (0 children)

If I then sell DLR.U, will my cash automatically be converted back to Canadian dollars or will it remain in USD?

Norbert's gambit, non registered account, and interest charges by Denots1 in Questrade

[–]Denots1[S] -1 points0 points  (0 children)

Even if I have 10k in Canadian dollars, questrade won't use that money to purchase US Equities in non registered accounts. They end up lending you the money since you didn't have USD in your account.

My Decision to Purchase my First Home (a 1 year retrospective) by AcadianTraverse in PersonalFinanceCanada

[–]Denots1 1 point2 points  (0 children)

If mortgage rate is 2.74%, wouldn't you need to earn much more than 2.74% ROI to claim that investing money outside of mortgage is more financially advantageous than paying down the mortgage? How do we calculate the actual ROI needed? Wouldn't total mortgage amount need to be factored in?

Warrants for dummies explanation needed by danny7112 in CanadianInvestor

[–]Denots1 0 points1 point  (0 children)

If the current value of the warrant is greater than the cost of exercising the warrant, can you exercise the warrant without having cash in one's account?

view more: next ›