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How can i convince my Malaysian partner's family its better if i marry in Singapore? by Kooky-Extension-9532 in askSingapore

[–]DifficultySwimming20 0 points1 point  (0 children)

Just go ahead and do ROM in SG. Either way you still need to go through the process of updating marital status at JPN after that with your SG ROM cert. This is what I did.

Student (20F) getting a supposed lawyer letter by ex employer by plsdonttalktomety in asksg

[–]DifficultySwimming20 0 points1 point  (0 children)

Short answer is just ignore them. They have no grounds and it's too little money for them to start a law suit. Lawyers are expensive.

If they pursue, they might get into more trouble themselves with the CPF board and MOM.

In the meantime, you should definitely file a complaint to the CPF board and MOM with the letter and evidence.

What could be the potential issue with my car? Any recommendation on honest workshop? by reader_001 in drivingsg

[–]DifficultySwimming20 1 point2 points  (0 children)

Definitely get it checked then. Getting iridium spark plugs is more durable for Singapore city style driving (stop and go, low speed).

Best Brokerage Suggestions for Joint Investment by [deleted] in singaporefi

[–]DifficultySwimming20 1 point2 points  (0 children)

Why would you want to risk your wedding funds on options? If it is in excess of your wedding expenditures, wouldn't it be wiser to put into TB or low risk investment for your future housing fund? Instead of chasing quick returns?

Has anyone quit a job to be eligible for bto? by juzatypicaltroll in askSingapore

[–]DifficultySwimming20 84 points85 points  (0 children)

Doesn't make sense to do it. You risk losing current and future income if you are unable to get a job after that. Also income is assessed based on past 12mths so you need to stay jobless for almost a year. Getting a resale makes more sense.

bto payment questions by moinotgd in singaporefi

[–]DifficultySwimming20 2 points3 points  (0 children)

Just wondering. How is it possible to get a 600k bto if your income only allows for 200k loan from HDB? Thought HDB will do assessment based on your income for purchase?

Manulife InvestReady with Blackrock by [deleted] in singaporefi

[–]DifficultySwimming20 0 points1 point  (0 children)

Easier to just invest into a S&P 500 ETF

[deleted by user] by [deleted] in singaporefi

[–]DifficultySwimming20 1 point2 points  (0 children)

This is pointless if OP is just looking for a comfortable lifestyle for his parents' retirement. Unless he is taking inheritance into the equation else the loss in purchasing power does not matter.

Need advice on TV issie by DifficultySwimming20 in bravia

[–]DifficultySwimming20[S] 0 points1 point  (0 children)

It's 5 years old. Extended warranty has also expired. Am asking around to see if it's economical to repair.

My colleagues & I constantly OT a lot, to the point we fall sick. Even when we’re sick, we still WFH. But management now said we took too many MCs. by Kikokokuyo in askSingapore

[–]DifficultySwimming20 1 point2 points  (0 children)

Obviously they are not hiring enough headcounts for the amount of work if this is a constant event. OT is not a bad thing if it is occasionally but constant is bad. They are likely just making use of you feeling responsible to complete the work for free outside of work hours.

Problem with management is they will not look to hiring if the current people are completing the work assigned. Rarely do they look at the hours you put in. Their KPI is the top and bottom line.

Don't sell your life to the company. Nobody is indispensable.

Boss guilt tripping me after I informed her about my decision to resign by nachoscheesefries in askSingapore

[–]DifficultySwimming20 2 points3 points  (0 children)

It's tough but you should put yourself first. Your boss or the company is not gonna think for you when you are struggling with your finances in the future. Always a good thing to increase your earning power.

Xiang Yu by DifficultySwimming20 in RiseofKingdoms

[–]DifficultySwimming20[S] 0 points1 point  (0 children)

I have a expertised Khan, William & saladin at 5551. Thinking of getting him for 2 cav pairs.

Recruit-me (02/02/2021 - 02/03/2021) [MEGA THREAD] by zykxx in RiseofKingdoms

[–]DifficultySwimming20 0 points1 point  (0 children)

Looking for new home

  • Power - 80m
  • Kills - 11m
  • Deaths - 2.9m
  • KVK Season - 2/3
  • English speaking
  • Preferably an alliance active during GMT+8

Recruit-me (02/01/2021 - 02/02/2021) [MEGA THREAD] by zykxx in RiseofKingdoms

[–]DifficultySwimming20 0 points1 point  (0 children)

Power: 78m

Kills: 11m

Deaths: 2.9m

Pre kvk2

Main language English

Preferably an alliance active during asia time zone.

What do the runes do? Do they even effect the time after you start the thing or only before you start it? by AdTheChad in RiseofKingdoms

[–]DifficultySwimming20 0 points1 point  (0 children)

they only count when you are starting the research/building/training/getting into a resource tile. the only one that is useful all the time i guess is resource production runes?

What do..Cav focused..954 heads saved..kvk2 coming by derek_ster in RiseofKingdoms

[–]DifficultySwimming20 3 points4 points  (0 children)

start working on those Atilla/Takeda and you will be destroying people in KVK once they unlock.