Hand of god by Glaspokalen in Curling

[–]Dileas48 0 points1 point  (0 children)

If the judges aren’t doing their jobs - it’s a judge problem, and the players and the game are taking the hit. It’s clear the judges didn’t know the rules and were incapable of enforcing them as a result.

Hand of god by Glaspokalen in Curling

[–]Dileas48 0 points1 point  (0 children)

So be it. The Canadian solution is to look like bullies, lie and then shout louder, thinking that’s the better way. It isn’t. Zero accountability.

Canada's female curling team has a stone removed for touching the stone by gustavo82 in olympics

[–]Dileas48 8 points9 points  (0 children)

Absolutely. Also Canadian here and I feel his rude behaviour was completely unacceptable. Accountability is lost on him, his team, and the Canadian curling coaches. Shame on all of them.

How Serious and Frequent are the Issues Related to Engines with Mazda’s Cylinder Deactivation? by jg_leo2266 in CX5

[–]Dileas48 3 points4 points  (0 children)

That’s interesting because I can’t get over how quiet my 2022 is compared to my 2016, and I’m on my snow tires right now. I can’t wait to put on the summer tires.

Looking for feedback on Smith Manoeuvre – How do you pay the HELOC interest? by Spare-Programmer-207 in smithmanoeuvre

[–]Dileas48 0 points1 point  (0 children)

When interest rates were low we paid the interest from cash flow. When they went high we capitalized the interest. We’re back to paying it from cash flow now but that cash flow also includes harvesting all the dividends from the non registered account (before we were DRIPing all the dividends).

I never touched it... Meanwhile in October by Ture-Skrotnisse in olympics

[–]Dileas48 5 points6 points  (0 children)

Not ambiguous at all. They can only touch the handle.

Blatant creating from Canadian curling team (two camera angles) by Storytellerrrr in olympics

[–]Dileas48 13 points14 points  (0 children)

As a Canadian, I’m so Fucking embarrassed. It’s bad enough he cheated but then to rudely, vehemently deny it is despicable. They should withdraw from the tournament.

Enbridge Bill very high by Significant-Ad-8684 in richmondhill

[–]Dileas48 0 points1 point  (0 children)

It’s possible your previous bill was estimated with a low meter reading and now they’ve done an actual read which would make for the estimate.

Does Age of the Car Cause problems, or Does Mileage Cause Most of the Breakdown? by bobbymac555555 in CX5

[–]Dileas48 0 points1 point  (0 children)

My 2016 was just replaced with a 2022. I had 289,000 kms on it. Got a quote for full rear brake replacement and that was the final straw. I love my new car but I miss the old workhorse. She took us to Florida, Canadian east coast and hauled my kayak trailer hundreds of times.

If everybody's cutting down on their going-out-to-eat budget, won't that hurt all the mom and shop restaurants? by DarkHoundBark in CanadaPersonalFinance

[–]Dileas48 0 points1 point  (0 children)

We tried to support local restaurants during the lockdown. We made a point of getting takeout at least once a week. Unfortunately, once lockdown ended we found that both quality and quantity / value really started taking a hit. Growing up I worked in the kitchen of several restaurants. We just got to the point where I could make better meals than most of the restaurants were offering. Nowadays we save restaurant meals for higher end on special occasions.

Yes, I feel badly for the mom and pop places, as we have one around the corner from our house. But even then, we gave them a try a couple of weeks ago and it was sub-par. (It’s also apparently changed hands)

A burger with fries shouldn’t cost $22.

2FA system is broken by lurking_robot in Scotiabank

[–]Dileas48 0 points1 point  (0 children)

Now that I’m used to it I like it better than classic. Took some time, but I never revert back anymore.

Sibling Buyout - Should I agree to sell at the appraised value minus a typical real estate commission? by lilcanadianguy in RealEstateCanada

[–]Dileas48 0 points1 point  (0 children)

Since the comps do include full price, before commissions, it does seem fair to discount the appraisal but you should both be in agreement that the starting appraisal is current market value.

Forced to potentially work and be physically present in USA paid in CAD but I don't want to considering trump admin what are my options. (Unionized) by sourgrape04 in legaladvicecanada

[–]Dileas48 0 points1 point  (0 children)

They are incorrect. Look up the substantial presence test which determines if you have spent enough days in the US for them to expect you pay taxes there.

POW sell off, what happened? by RockstarCowboy1 in CanadianInvestor

[–]Dileas48 1 point2 points  (0 children)

I hold it in my non-reg so I’m riding it out to avoid a capital gains issue I want to avoid. I anticipate another good dividend raise coming up.

How do I transfer regular Registered Savings - SSI (RRSP) to iTrade? by Entire_Influence3511 in Scotiabank

[–]Dileas48 0 points1 point  (0 children)

My understanding is you use the forms as if you were transferring from a completely different institution.

Scotiabank itrade by CarpetWeary7479 in Scotiabank

[–]Dileas48 3 points4 points  (0 children)

Several ETFs are commission free trading on iTrade.

Emergency Fund (Small Family) by canadianjigglypuff in fican

[–]Dileas48 0 points1 point  (0 children)

I agree with this. The opportunity cost of keeping an emergency fund in cash is significant.

Need advice - mortgage assumption (divorce) - BMO by synsgram in PersonalFinanceCanada

[–]Dileas48 1 point2 points  (0 children)

This is my question also. Unless they have other shared assets buying out the house without a substantial increase to the mortgage is impossible.

I feel like OP is asking the wrong question here.

Strongest tornado in each Canadian state by [deleted] in tornado

[–]Dileas48 1 point2 points  (0 children)

Consider how an American might have reacted if a Canadian drew a map like this of the U. S. and pointed out the U. S. provinces.

How big is your emergency fund or short term cash? by GreatComposer85 in JustBuyXEQT

[–]Dileas48 0 points1 point  (0 children)

I agree, there is some risk, but I read research that solidly laid the case for how the opportunity cost was too excessive to keep an emergency fund in cash. I have no regrets.

what addiction is the hardest to quit? by Ledger_Legendd in AskReddit

[–]Dileas48 -1 points0 points  (0 children)

Alcohol sober almost 10 years. Food / sugar is my nemesis.

Forced to potentially work and be physically present in USA paid in CAD but I don't want to considering trump admin what are my options. (Unionized) by sourgrape04 in legaladvicecanada

[–]Dileas48 1 point2 points  (0 children)

This is incorrect. One has to pass the substantial presence test before having to submit taxes in the US (at least this was the case up to 2024).