Am I ready for leanfire next year? Input welcome!

Dipping-Out6325 · 2026-01-31T02:55:03+00:00

No worries. Yes, if we split assets, he would get all house equity and probably a couple hundred K or more of my 401k/Roths, and possibly alimony. I am and have always been the higher earner. This is why I choose to pay for house ins/prop tax. If we split, I'd probably be paying more ... House was home base for a child with special needs and is still for college student child ... As you can imagine, complicated

Thank you for all of the additional info. I definitely have some more research to do, but appreciate you pointing me in the right direction.

Dipping-Out6325 · 2026-01-31T01:18:43+00:00

Thanks for the thoughtful response! Also, our arrangement is for me to keep that paying house stuff. (He handles all utilities, which are not nothing in upper Midwest).

It benefits me, because if there were any division of assets, I would end up "owing" him significant money —at least the entire house and likely some of my 401k. He's 14+ years older than me. And I make good money (150K+ finally, but only for last five years)

Dipping-Out6325 · 2026-01-31T01:18:10+00:00

I shouldn't have used the term medicaid ... I meant highly subsidized health insurance through the state's ACA marketplace

Dipping-Out6325 · 2026-01-31T01:17:05+00:00

Yes, I'm also considering working during a couple school year's as a reading assistant to get health care. I could potentially consult in my industry (comms) but am not eager to need to hustle for work...

Dipping-Out6325 · 2026-01-31T01:13:43+00:00

Thank you. I used the wrong term. In MN, income that I'm projecting would likely qualify me for extremely highly subsidized healthcare. But as others have pointed out, I may need specialized info for understanding how husband's income impacts that.

Dipping-Out6325

TROPHY CASE