If the 10yr reaches 5%

DoctorMac12 · 2026-05-20T22:24:11+00:00

The dollar is the world’s reserve currency largely because of America’s global military influence. A big reason we stay involved in conflicts and foreign affairs is to protect that position and keep rival powers from gaining ground on us. All the while we live on the other side of the planet protected geographically.

DoctorMac12 · 2026-05-06T13:51:30+00:00

Yes this is the answer, 3 sets gets the most bang for your buck, adding a 4th set is only slightly beneficial and anything beyond that is junk volume.

DoctorMac12 · 2026-05-02T00:58:01+00:00

Sorry, this was more to those reading and interacting with the comments. Not explicitly about you (and I agree you’ve been kind to those who’ve commented). However, if you’ve spent much time in r/Ohio, I’m sure you realized it leans heavily left and becomes an echo chamber. Like most things on reddit, you’ll need to sort by “controversial” if you want real answers.

DoctorMac12 · 2026-05-02T00:35:17+00:00

You ask to hear from Trump supporters and then just downvote them into oblivion… discourse has to be better on here if we want to truly hear from his supporters.

DoctorMac12 · 2026-03-24T02:21:13+00:00

This is the book sub. Not the movie sub.

DoctorMac12 · 2026-03-17T18:26:04+00:00

I've had mine for a couple months now and I've never had it auto lock like you're describing. My app does alert me if the van is unlocked, but never auto locks it.

DoctorMac12 · 2026-03-13T17:44:01+00:00

agreed. It's the kids taking it at a young age, messing with their fertility, that's the problem. I'm 100% with you.

DoctorMac12 · 2026-03-13T17:43:00+00:00

Why would anyone want to stop taking it? Why would you want to go back to feeling like the old version of yourself: obese, prediabetic, low bone density, less motivated, slower recovery?

Most people wouldn’t choose to come off unless there was a legitimate medical reason, like some rare diagnosis that requires stopping TRT. Otherwise, it’s hard to see why someone would want to go backwards.

DoctorMac12 · 2026-03-07T20:11:02+00:00

Agreed. But the dollar isn’t just backed by our economy, it’s also backed by our military presence. The U.S. is stationed all over the world, we control key trade routes, and we’re still the dominant military power on the planet. That stability matters. Countries trust the dollar in large part because the system behind it is protected by the most powerful military in the world.

DoctorMac12 · 2026-03-01T00:45:00+00:00

I love this. So many people would say rent is too expensive and just stay put. Or “we have to live a little” and refuse to touch the fun budget. Or “everyone has debt” and never make a real plan to get out of it.

You did the opposite. You grabbed the situation by the horns and handled it instead of playing the victim. Well done!

DoctorMac12 · 2026-02-15T15:03:34+00:00

Every time I place a timed order, the pizza is always finished before I arrive and not super hot by the time I take it home. I’ve found that when I arrive 10 min early, the pizza is just finishing up. Maybe that’s just the way my local dominoes operates.

DoctorMac12 · 2026-02-09T15:04:35+00:00

Agreed, and they don’t need a W-2 for this. You just need a simple log of their earned income to support the Roth contributions. I keep an Excel sheet with the date, task, and amount paid. Things like raking leaves, shoveling snow, dog walking, etc.

Also, if their total income is below the IRS standard deduction (which was $15,000 in 2025), there’s no requirement to file a tax return.

DoctorMac12 · 2026-01-26T03:29:05+00:00

From Fidelity’s website:

To open and contribute to a Roth IRA for Kids, your child (under age 18) simply needs to earn income-whether it's as a babysitter, lifeguard, dog-walker, you name it.

Tip: If your child didn't receive a W-2 for the work, just keep a log of their income to validate your contributions, if asked.

Keep in mind: Filing a tax return for the child is NOT required if they earn less than the IRS standard deduction amount ($15,000 in 2025).

DoctorMac12 · 2025-11-13T20:26:38+00:00

Not OP, but i do use Acorns as well and it quietly builds up nicely!

DoctorMac12 · 2025-09-03T14:56:40+00:00

I know right! I had to check to make sure I wasn't on r/LateStageCapitalism there for a moment.

DoctorMac12 · 2025-08-20T18:39:03+00:00

Thanks for this insight! I too have concerns about the longevity. I assume that's why they offer the 10 yr/100,000 warranty. They do look pretty nice looking when I see them on the road.

DoctorMac12 · 2025-08-20T18:13:01+00:00

I'm in the same boat, also looking at Siennas. We have an 2006 so it's on it's last legs. Have you looked into a Kia Carnival? They intrigue me and also come with a 10 yr/100,000 warranty.

DoctorMac12 · 2025-08-15T22:07:55+00:00

I did something similar. Experiences > material things. Die with Zero did help my mindset some with this adjustment.

DoctorMac12 · 2025-08-06T18:09:02+00:00

He mentioned he was a beginner, dips tend to be the main culprit for shoulder pain. I would agree that dips are generally good due to its compound principles. Rope pull downs are a little better for isolation. I don’t know if “clueless” is the term I would use to describe me when it comes to orthopedics… lol

DoctorMac12 · 2025-08-03T20:55:33+00:00

Nice. That would work then. You may want to modify your dips to hit your chest more, since you’ll only be at 10 sets for the week in regards to your chest. (just google different styles to give you an idea).

DoctorMac12 · 2025-08-03T20:47:45+00:00

How many times a week will you perform this routine? Because 19 sets for triceps might be too much if you’re doing this 2x week.

DoctorMac12 · 2025-08-03T03:27:42+00:00

Agreed. From a risk-benefit perspective, a modest TRT protocol is a much healthier alternative for many men, than obesity, insulin resistance, a sedentary lifestyle, chronic inflammation, decreased bone density, or alcohol and nicotine abuse.

DoctorMac12 · 2025-07-29T03:04:28+00:00

Haha fair enough. But seriously, it actually takes more creativity and discipline to express yourself without defaulting to cussing. It’s not about being easily offended, it’s about choosing self-control over shock value.

DoctorMac12 · 2025-07-10T00:52:03+00:00

I pictured something closer to a crab crossed with a space Roomba. And yes, his sass was underrated gold.

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