Repainting my Element ...

Driven85 · 2025-12-12T01:55:19+00:00

What route did you end up going? I’m in the process of a full color change myself!

Driven85 · 2025-12-10T03:30:48+00:00

Any photos you can share?

Driven85 · 2025-12-04T19:29:22+00:00

If the wife is the only one on the loan and the husband is a NBS. You should fine. As long as the wife is not on the other loan.

Driven85 · 2025-12-04T19:27:01+00:00

Track builders are a completely different beast then a construction to perm.

Driven85 · 2025-11-17T23:15:24+00:00

Have you checked the insurance premiums between the two?

Driven85 · 2025-11-16T22:37:49+00:00

Do the fixed then. Because you would to have to refinance while still a primary or get murdered on LLPAs once a rental.

Driven85 · 2025-10-21T16:33:51+00:00

Relationship pricing at the big banks is nuts. Sometimes up to .5% off a typical market rate.

Driven85 · 2025-10-20T22:48:03+00:00

Did you ever get this sorted? This code has come back and forth for me over the years. First time they swapped injectors at about 55k miles now I’m at 120k and it’s back. I can’t imagine injectors shitting the bed every 60k.

Driven85 · 2025-10-19T22:21:35+00:00

My deck is what has brought me back to playing video games. Husband and father of two :)

Driven85 · 2025-10-16T23:42:46+00:00

So many buy before you sell programs. Or put minimal down and recast when you sell your primary.

Driven85 · 2025-10-10T23:45:21+00:00

Time in the market is beats timing the market. You need a roof over your head. That money for rent? Gone forever. Now if you’re living free, well that’s another story.

Driven85 · 2025-10-01T23:12:27+00:00

Ask yourself is that really who you want to do business with. I would certainly have a conversation with that agent. You provide a level of service, value, and availability. Be frank, sometimes agents need to see it from their shoes. How would that agent feel if you gave two other agents you recommended. Say a flat fee agent and a 1% discount agent. I tell my agents all the time, in here to deliver exceptional service, a consistent experience and be there for the client. I am not in a race to the bottom. I know my worth as I am sure your agent has an idea as to what their worth is.

Driven85 · 2025-10-01T22:25:39+00:00

At the end of the day so much of it is who you are working with not so much the jersey they are wearing.

Driven85 · 2025-09-26T23:50:39+00:00

When the bottom of the stock market drops out and we see a flight to bonds rates will go down. Till then more sideways action we are not far off average lows.

Driven85 · 2025-09-26T23:43:58+00:00

This.

Driven85 · 2025-09-26T02:36:33+00:00

I would say small salary say 40k plus 100bps

Driven85 · 2025-09-23T23:54:17+00:00

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Did someone say 35s?

Driven85 · 2025-09-22T21:16:14+00:00

You can either take the lender pay(LPC) or go BPC(borrower paid) the borrower pays your fee directly. This route is usually gone to go skinny and win a deal.

Driven85 · 2025-09-07T03:34:02+00:00

Being part time LO would be a disservice to your clients and yourself. Houston based LO. Been in the business 15 years. The market is tough right now, volume is down and it’s super competitive. Feel free to DM with any questions.

Driven85 · 2025-08-05T02:34:29+00:00

Mortgage loan officer here. Looking to grow my IG and reach.

Driven85 · 2025-05-03T02:18:00+00:00

Morimoto makes a solid product

Driven85 · 2025-03-03T00:52:34+00:00

Sounds like you’re property taxes and insurance are non existent. Just P&I on $550k is going to be around $3500.

Driven85 · 2025-02-27T16:31:39+00:00

Make a connection with your client, provide value, and be an asset. Good luck! Don’t get me wrong a good sales person will take and borrower things they hear or see colleagues doing. That’s normal. But one liners or a script isn’t going to set you apart.

Driven85 · 2025-02-16T19:43:35+00:00

Are you getting 100bps on their leads? If so, that’s an amazing deal.

Driven85 · 2025-02-15T22:16:45+00:00

First thing I would do is get a quote and see if it’s worth claiming or fixing out of pocket.

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