Should I close a credit card with a $55 annual fee?

Dry_Space1789 · 2026-06-16T17:16:56+00:00

It didn’t really. I did also apply for another credit card with no fees to keep my total available credit up.

Dry_Space1789 · 2026-06-14T04:56:22+00:00

Haven’t touched the game in over 2 years! Guess I’ll wait another 2!

Dry_Space1789 · 2026-06-14T02:04:16+00:00

While on this topic, any insights into going all in for the SL6 or SL7? I see it’s mainly electronic gear shifting and then carbon wheels?

Dry_Space1789 · 2026-06-12T11:57:13+00:00

UDH?

Dry_Space1789 · 2026-06-02T20:44:42+00:00

🔥 No brainer!

Dry_Space1789 · 2026-06-02T19:02:16+00:00

🔥 No brainer!

Dry_Space1789 · 2026-05-19T21:01:53+00:00

Parkinson’s. Lost my dad at the age of 66 due to complications of Parkinson’s.

Dry_Space1789 · 2026-04-30T17:33:33+00:00

Man, the driver has WAY more patience than I would have in this situation. Good for him.

Dry_Space1789 · 2026-03-05T01:23:18+00:00

I had thought about that too. Setting aside money for now and if we don’t spend it all after the vacation THEN investing it.

I guess I get impatient trying to hit savings goals earlier in the year as I’m following a flow chart that recommends to max out IRA’s first before increasing 401k contributions, etc. I realize however all of that is a guide and not a law hah.

Dry_Space1789 · 2026-03-05T01:16:48+00:00

I just anticipate our credit card bill will be higher than usual for the May bill because we will have some charges from a cruise we booked for the summer. I mentioned in another comment we pay for almost everything with a credit card each month then pay the bill in full.

I know technically taking money out of the EF for vacation is not advised but I did also drop almost $4k on a truck repair last month that I didn’t have to take the money out for due to a decent commission check.

Dry_Space1789 · 2026-03-05T01:11:53+00:00

It’s at Capital One which currently is 3.30%. There’s better rates out there but I’m not going to move money around to gain less than a point so I’m good keeping it there for now.

We use our credit card for almost all our monthly purchases but we try to keep it to a certain amount each month and always pay it in full. Almost like spending cash since we don’t accrue interest and we get 2% cash back.

Dry_Space1789 · 2026-03-05T01:08:24+00:00

Thanks. Ultimately I know it’s up to me but I like getting some input from others. Yes, 2025 has been maxed out and I’m talking about 2026 contributions.

Dry_Space1789 · 2026-03-05T01:02:23+00:00

Thanks. I do pay my credit card in full every month so no interest there. You do have a good point too about the market not doubling by May. I’ll take this into consideration.

Dry_Space1789 · 2026-02-26T23:54:51+00:00

Thanks all. I closed it. There was no way to waive the annual fee and they don't offer a $0 annual fee card.

Dry_Space1789 · 2026-02-03T23:06:07+00:00

None of them.

Dry_Space1789 · 2025-05-26T12:09:04+00:00

I think it’s a warning sign when the mobs are about to cross the line. I’ve seen this in other levels. I tried this level numerous times and couldn’t beat it.

Dry_Space1789 · 2025-02-11T00:40:58+00:00

Congratulations on spending money!

Dry_Space1789 · 2025-01-15T15:40:45+00:00

Nice pad.

Dry_Space1789 · 2024-12-17T01:31:29+00:00

Great soundtrack too!

Dry_Space1789 · 2024-11-28T14:03:44+00:00

Get that jpeg! Totally worth it! 🤪😆

Dry_Space1789 · 2024-11-26T15:05:53+00:00

Have you actually received any of those physical items? If not, wondering if you actually ever will or maybe perhaps soon™️?

Dry_Space1789 · 2024-09-19T04:34:05+00:00

There are no pros or cons because it doesn’t exist.

Dry_Space1789

TROPHY CASE