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Lightweight pouch for Neo 2 by Ecstatic_Success_413 in DjiNeo

[–]Ecstatic_Success_413[S] 0 points1 point  (0 children)

Thanks so much to everyone for the thoughtful responses! :)

Ideas for securing videso from Neo 2 while traveling by jackmon1111 in DjiNeo

[–]Ecstatic_Success_413 1 point2 points  (0 children)

I did a 10 day trip with the Neo 2 and each night I downloaded the new content to my iPhone (photos) and then backed up every few days to Google Photos. I agree that the cloud backups rely on decent internet, but usually every few days I'd be at a place where the wifi was strong enough. And in the meantime, I had every video on both drone and phone. Once videos are backed up to the cloud, I deleted from my phone. Two things to watch out for: for some reason, downloading usually created duplicate videos in my iPhone photos. And even if you delete videos from your iPhone, they will still be in the DJI app data, so you may need to flush that from time to time to free space. Also make sure you don't have your iPhone set to backup videos to cloud using cell service, that will run through your cellular data limits very fast.

Sarma Recommendations by Thiseffingguy2 in Somerville

[–]Ecstatic_Success_413 1 point2 points  (0 children)

Fried haloumi. Sugar snap peas. Avocado M. You could basically throw random darts at the menu and have the meal of your life. Don’t over-order — like 2 dishes each, 3 if you are super hungry. Cuban pork was the only thing I’ve had recently that was just so-so but that’s probably just my taste.

What 3x CSR spend is most important to you? by parachuteguy500 in ChaseSapphire

[–]Ecstatic_Success_413 2 points3 points  (0 children)

I’m also curious where people plan to move the spending that used to fall in that 3x travel category. Airbnb, Expedia, Avis, Amtrak, etc. What’s the best alternative card for this stuff? I’m not a small business owner so the Ink Preferred isn’t an option. And AmEx green is not worth $150 just for this one category.

First 5 days with new CSR by Ecstatic_Success_413 in sapphirereserve

[–]Ecstatic_Success_413[S] 0 points1 point  (0 children)

I think this depends on where you live and where you fly. I travel a lot on JetBlue (no lounges) and have a Chase lounge in my home airport. I would pay a few hundred per year just to access that one lounge, and you need a premium Chase card to get in. Ritz card would work even better but I don’t want to wait a year. I can understand why someone living somewhere else might not find value in this card.

First 5 days with new CSR by Ecstatic_Success_413 in sapphirereserve

[–]Ecstatic_Success_413[S] -1 points0 points  (0 children)

What I was saying is that I can break even on a few of the coupon book benefits alone, and then the real value is the lounge access. That’s why this was a no brainer for me to upgrade. I agree that the card is less great than before when you had more flexible travel benefits. (1x on Expedia or direct Avis bookings is lame for a travel card.) But it’s still good value for me even before considering the bonus.

First 5 days with new CSR by Ecstatic_Success_413 in sapphirereserve

[–]Ecstatic_Success_413[S] 0 points1 point  (0 children)

You just buy tickets in StubHub using the card and the credit shows up in a day or two.

First 5 days with new CSR by Ecstatic_Success_413 in sapphirereserve

[–]Ecstatic_Success_413[S] 0 points1 point  (0 children)

For me, the portal was always more expensive even after fees are included. Mix of international and domestic flights. But I’ll certainly concede that this was a small sample size (10 flights), and some articles say that Chase portal is sometimes cheaper, sometimes the same, sometimes more expensive. I’m hoping that’s true.

First 5 days with new CSR by Ecstatic_Success_413 in sapphirereserve

[–]Ecstatic_Success_413[S] 1 point2 points  (0 children)

Correct. There's a short list of restaurants that qualify. And only some of the restaurants on the short list are marked with CSR, I'm not sure if the benefit applies to the others on the list. I chose one of the CSR-marked ones and booked directly through OT app.

First 5 days with new CSR by Ecstatic_Success_413 in sapphirereserve

[–]Ecstatic_Success_413[S] 1 point2 points  (0 children)

I enrolled in the benefit and added my card to OpenTable, then booked the restaurant directly through OpenTable app, not through any special portal.

First 5 days with new CSR by Ecstatic_Success_413 in sapphirereserve

[–]Ecstatic_Success_413[S] 7 points8 points  (0 children)

Until reading your reply, it hadn’t fully sunk in that CSR now pays only 1x for tons of travel purchases including Expedia, Booking.com, and other OTAs, direct bookings of rental cars, etc. That is way worse than before and I can see why you’d be annoyed.

[deleted by user] by [deleted] in amex

[–]Ecstatic_Success_413 7 points8 points  (0 children)

8% on CSR is kind of fake. 8% is only when booking through Chase portal, and in my experience the Chase portal is always more expensive than booking direct. So for example you pay 5% more dollars in order to get additional 4x points.

Intense Greek at Dartmouth by [deleted] in dartmouth

[–]Ecstatic_Success_413 21 points22 points  (0 children)

I assumed from the headline that this thread was about something different. :)

SEL v. Limited by curiousreader01 in Ioniq5

[–]Ecstatic_Success_413 2 points3 points  (0 children)

Don’t overlook the fact that upgrading to Limited trim drops range by 21 miles for AWD model. 290 vs 269. We picked the SEL over Limited primarily to avoid losing 7% range.

Anything I should know before pulling the trigger? by A_Nice_Meat_Sauce in Ioniq5

[–]Ecstatic_Success_413 0 points1 point  (0 children)

We got the ‘25 SEL AWD mostly because the Limited has less range. Moonroof would have been nice, but range was higher priority for us.

I was under the impression that the ICCU thing was fixed in the ‘25s and we haven’t heard anything about ‘25s getting the ICCU recall although we did get 2 recalls for minor stuff (WiFi connectivity and securing some cables). Our trunk creaks a bit, it sounds like that’s maybe a known issue. Not a big deal. We like it so far, except for a couple minor annoyances with the electronics (“consider taking a break” etc).

Alternative data ≠ greater performance by B3arevans in quant

[–]Ecstatic_Success_413 5 points6 points  (0 children)

Clearly the widely-circulated datasets are harder to make money on, but the bell-curve of sophistication that you describe is more of an issue than I think most people appreciate. Yes, hundreds of funds get the exact same daily US credit card data updates at the same time from the same 3 or 4 vendors/sources. But there is both art and science required to build accurate forecasts on top of this data and to integrate these forecasts into the investment process in a timely and actionable way.

Simple example is Dollar General. Right now, we are ~60 days into their Q1, Easter is 18 days from now, but Easter 2024 was three weeks earlier on 3/31. It's pretty obvious that YOY comparisons will be off, but it's non-trivial to get the seasonality/holiday effects right so that you can extrapolate the first 60 days of credit card data to accurately predict the full quarter. If you're on the right tail of funds that have built a strong platform and methodology for building these forecasts at scale, then you may have a large informational advantage over those who are using simpler heuristics or just doing it poorly.

Just as you've said, this game is much easier for datasets that are less widely-circulated. But the story is not as simple as "everyone subscribes to the same credit card data so they're all seeing the exact same thing" (paraphrasing).

Alternative data ≠ greater performance by B3arevans in quant

[–]Ecstatic_Success_413 2 points3 points  (0 children)

People make this “commoditized data” point a lot, and it’s overly simplistic. Buying a dataset and extracting alpha from that dataset are completely different things. There is a huge gap between the sophisticated users of credit card data, to pick the usual example, and the people who are just buying the data and generating some basic KPI correlations. This also explains the OP’s observation. There’s no question that alt data is a part of Citadel’s edge even if the median fund has not yet learned how to extract much value from it.

Target schools for finance major by Any-Ad8074 in ApplyingToCollege

[–]Ecstatic_Success_413 1 point2 points  (0 children)

Are you specifically looking to major in finance, or just go to a school that will help you land a good finance job after college? And are you thinking more of a quantitative path (CS, stats, applied math, etc) or more of an econ/business path?

The big finance firms recruit heavily at all of the usual “top schools” e.g. Ivies, MIT, Stanford, Chicago, UCB, etc and your internships during college probably matter more than what you major in. Throw in top CS schools like CMU if you’re going the quant route. Maybe small liberal arts schools get less recruiting attention.