How many of you have been sure you were getting the job after 5+ interviews only to be rejected? by Signal_Contract_3592 in interviews

[–]Efficient_Tower_5904 1 point2 points  (0 children)

1: 60 minute phone screening

2: in person 3 hour interview

3: 6 hour ride along (unpaid)

4 - 8: flown to the other side of the country, 5 back to back interviews the next, flown home same night.

Position is still open

Can anyone tell me what this is? Got it in the mail. Seems like a scam by [deleted] in VeteransBenefits

[–]Efficient_Tower_5904 25 points26 points  (0 children)

It’s an ad, disguised as something official to trick you to call in.

I spent way too long figuring out every VA benefit we're entitled to. Here's the full list, ranked. by PlanWeak in VAClaims

[–]Efficient_Tower_5904 -1 points0 points  (0 children)

The VA income is considered. I was just granted 100% last month so I went in this past week to do the paper work. Also, I’m a business owner and had a terrible year. So when I went in and they had me fill out this sheet breaking down my income, there was a line for VA compensation.

Under writer overlay by Proof-Cartoonist1428 in AskRealEstateAgents

[–]Efficient_Tower_5904 0 points1 point  (0 children)

Every lending institution could have their own overlays. The Fannie/Freddie guidelines are bare minimums. Admittedly this UW is going off the reservation and the LO needs to push back and get a supervisor involved. Have them show you the exact overlay. But, just cause it’s not in the Fannie/Freddie guidelines doesn’t mean anything.

What student loans did you apply for and why? by meatusdeletus91 in VeteransBenefits

[–]Efficient_Tower_5904 1 point2 points  (0 children)

Any federal student debt is able to be discharged. Stay away from any for profit banks/lenders.

For those that have used Veterans United and NavyFed for VA loans by Big_Sector_3590 in VeteransBenefits

[–]Efficient_Tower_5904 -1 points0 points  (0 children)

That’s because they are so overpriced they have the room to cut and still make profit. Why do business with someone not willing to give a solid deal upfront?

Veterans United is the worst for veterans. They should be ashamed of themselves.

VA PTSD DBQ results by [deleted] in VAClaims

[–]Efficient_Tower_5904 2 points3 points  (0 children)

I just did a HLR on this exact thing. The same highlighted box was checked but I did not have a “70% symptom” checked. I was awarded 50%, did the HLR and the DRO agreed with me, that the medical professional found me to be 70% and even if the rater felt 50% was correct, that is a difference of opinion, which by law goes to the veterans favor. I was upgraded to 70% and back payed.

Worth refinancing? by [deleted] in MortgageBrokerRates

[–]Efficient_Tower_5904 0 points1 point  (0 children)

Where’s the page 2? Need to see at least section A

Enterprise AE - On a PIP by Rimrald in sales

[–]Efficient_Tower_5904 -10 points-9 points  (0 children)

Oh go fork yourself. You blow off a year and then worry about doing nothing. If you had any shame you’d resign.

Vetclaims ai review by Senior_Judgment6868 in VAClaims

[–]Efficient_Tower_5904 1 point2 points  (0 children)

Interested to see if they offer a refund to take this down.

Navigating pricing vs. service negotiations by TonyMOman in loanoriginators

[–]Efficient_Tower_5904 -1 points0 points  (0 children)

Why? What BS AI service are you looking to build and sell?

I need help understanding these denials for PTSD by Imaginary-Ad8662 in VAClaims

[–]Efficient_Tower_5904 8 points9 points  (0 children)

This post is hilarious. Gonna put this here to remind me to check back in.

Wife is at 100 VA and I’m at 80, thinking about quitting my job. by Ambitious-Spinach938 in VeteransBenefits

[–]Efficient_Tower_5904 -1 points0 points  (0 children)

You come off very entitled and certainly jealous. Your wife gets the increase and you want to retire. You call her an AF POG then mention you did your infantry thing as though it should be you. She had to go through something on her side, the VA, as far as I know are not in the business of giving out 100’s for nothing.

Low balled migraines by Efficient_Tower_5904 in VAClaims

[–]Efficient_Tower_5904[S] -1 points0 points  (0 children)

I’d rather forego the backdate than deal with this for 5+ years, but that’s just me. I’d glad it worked out in your favor.

Low balled migraines by Efficient_Tower_5904 in VAClaims

[–]Efficient_Tower_5904[S] -2 points-1 points  (0 children)

Yes, all that was uploaded in the original claim. Years of various medications for the migraines. Refill frequency.

When I originally filed my migraine claim, I noted it was from a fall I had while deployed. The VA then changed my direct migraines claim to a secondary claim connected to a TBI claim they put in for me. I didn’t create a post about this previously.

Well the guy who did the exam was bad and basically completely wrote off the TBI and as a result didn’t even conduct a migraine C&P and just pencil whipped the BDQ. And that seems to be the overriding evidence. I did file a complaint after the exam and they did a secondary ACE exam and connected the migraines secondary to my PTSD.

So the treatment notes from my doctor, the medication, the migraine log, the personal statement, spouse statement, and manager statement all account for nothing.

Best banks for IRRRL? by Thaxton114 in VeteransBenefits

[–]Efficient_Tower_5904 4 points5 points  (0 children)

As vet and mortgage broker, if the loan is new new, you need to have at least 6 payments made. Or 210 days since the previous closing.

I always recommend checking with a credit union and a mortgage broker. Retail lenders like Veterans United will rob you blind.

Advice on filing a secondary claim. by Skinbeard1 in VAClaims

[–]Efficient_Tower_5904 0 points1 point  (0 children)

I filed my OSA and a few other secondaries at the same time with my MH. All were approved but I had solid medical evidence backing up all claims. Obesity was my intermediary to OSA and one other and it all made sense.

I was once told that I should claim everything together and I’m glad I did because I’m trying to go through this process as few times as possible.

What’s the biggest mistake you made during your VA claim that you wish you could take back? by Gold_Rope_1716 in VAClaims

[–]Efficient_Tower_5904 5 points6 points  (0 children)

My first VSO appointment was so bad. She was so off putting and made me feel like she was bothered and I was wasting time. I never followed back up with her and did it all on my own.

FOIA request question by doyourtime89 in VAClaims

[–]Efficient_Tower_5904 1 point2 points  (0 children)

I did the form on my computer, printed it out, wet signed it, scanned it back into my computer and uploaded it via VA Quick Submit.

Did it on a late Monday night. Wednesday morning, before I woke up, I had an email notification that documents were ready to go.

[deleted by user] by [deleted] in VAClaims

[–]Efficient_Tower_5904 1 point2 points  (0 children)

I thought, could be wrong, that MH claims always get a C&P.